{"id":110805,"date":"2026-07-01T13:22:32","date_gmt":"2026-07-01T07:52:32","guid":{"rendered":"https:\/\/vajiramandravi.com\/current-affairs\/?p=110805"},"modified":"2026-07-01T13:22:32","modified_gmt":"2026-07-01T07:52:32","slug":"academic-bank-of-credit","status":"publish","type":"post","link":"https:\/\/vajiramandravi.com\/current-affairs\/academic-bank-of-credit\/","title":{"rendered":"Academic Bank of Credit"},"content":{"rendered":"<h2><b>Academic Bank of Credit Latest News<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Academic Bank of Credits (ABC) and the Automated Permanent Academic Account Registry (APAAR) are building a trusted digital ecosystem for academic records, making education more flexible, transparent, and accessible for every learner.\u00a0<\/span><\/p>\n<h2><b>About Academic Bank of Credit<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is a revolutionary digital platform by the <\/span><b>Ministry of Education,<\/b><span style=\"font-weight: 400;\"> Government of India.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is regulated by the <\/span><a href=\"https:\/\/vajiramandravi.com\/current-affairs\/university-grants-commission\/\" target=\"_blank\"><b>University Grants Commission<\/b><\/a><span style=\"font-weight: 400;\"> (UGC).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is built to support every learner\u2019s journey by providing a digital platform for storing, managing, transferring, and <\/span><b>redeeming academic credits earned<\/b><span style=\"font-weight: 400;\"> by students from <\/span><b>recognised educational institutions.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Objectives: <\/b><span style=\"font-weight: 400;\">The main objective of ABC is to create a <\/span><b>flexible, learner-friendly education system<\/b><span style=\"font-weight: 400;\"> in which learning achievements can be recognised, stored, and used throughout a person&#8217;s life.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It supports the vision of the <\/span><b>National Education Policy (NEP) 2020<\/b><span style=\"font-weight: 400;\"> and the <\/span><b>National Credit Framework (NCrF).<\/b><\/li>\n<\/ul>\n<h2><b>How Does Academic Bank of Credit Work?<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Students register<\/b><span style=\"font-weight: 400;\"> on the ABC portal and receive a unique <\/span><b>ABC ID or APAAR ID linked<\/b><span style=\"font-weight: 400;\"> to their Aadhaar and DigiLocker account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Students belonging to eligible Higher Education Institutions (HEIs) can use the ABC facility.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Academic institutions upload credit data<\/b><span style=\"font-weight: 400;\"> directly to the ABC portal against each student&#8217;s account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Students can accumulate, transfer, and redeem credits<\/b><span style=\"font-weight: 400;\"> across HEIs without losing academic progress.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Credits are valid for a maximum of 7 years<\/b><span style=\"font-weight: 400;\"> or the duration prescribed by the relevant academic discipline. Once redeemed, credits cannot be reused.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Credit redemption and certificate issuance are handled by academic institutions via the <\/span><b>National Academic Depository (NAD) platform.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The NAD serves as the backbone of ABC, securely storing all academic awards and records.<\/span><\/li>\n<\/ul>\n<h2><b>Key Features of Academic Bank of Credit<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Academic Mobility:<\/b><span style=\"font-weight: 400;\"> Students can <\/span><b>study across multiple HEIs<\/b><span style=\"font-weight: 400;\"> and transfer their credits seamlessly between programmes and institutions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ABC provides students with a seamless, consent-based document exchange system that streamlines verification and significantly reduces processing time.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Multiple Entry and Exit<\/b><span style=\"font-weight: 400;\"> (MEE): ABC enables the MEE framework under NEP 2020.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>SWAYAM Integration:<\/b><span style=\"font-weight: 400;\"> Students may avail up <\/span><b>to 40% of credits<\/b><span style=\"font-weight: 400;\"> from the SWAYAM online platform.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>National Credit Framework (NCrF):<\/b><span style=\"font-weight: 400;\"> ABC is aligned with the NCrF, covering academic, vocational, and experiential learning.<\/span><\/li>\n<\/ul>\n<p><b>Source: <\/b><strong><a href=\"https:\/\/www.pib.gov.in\/PressReleasePage.aspx?PRID=2279321&amp;reg=48&amp;lang=1\" target=\"_blank\" rel=\"nofollow noopener\">PIB<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Academic Bank of Credit  is a revolutionary digital platform by the Ministry of Education, Government of India. Read more about Academic Bank of Credit, Meaning, Objectives, Latest News.<\/p>\n","protected":false},"author":24,"featured_media":110861,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[8430],"class_list":{"0":"post-110805","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-upsc-prelims-current-affairs","8":"tag-academic-bank-of-credit","9":"no-featured-image-padding"},"acf":[],"_links":{"self":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/110805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/comments?post=110805"}],"version-history":[{"count":4,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/110805\/revisions"}],"predecessor-version":[{"id":110870,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/110805\/revisions\/110870"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media\/110861"}],"wp:attachment":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media?parent=110805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/categories?post=110805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/tags?post=110805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}