{"id":131825,"date":"2026-11-03T13:21:18","date_gmt":"2026-11-03T07:51:18","guid":{"rendered":"https:\/\/vajiramandravi.com\/current-affairs\/?p=131825"},"modified":"2026-11-03T13:29:33","modified_gmt":"2026-11-03T07:59:33","slug":"pradhan-mantri-jeevan-jyoti-bima-yojana","status":"publish","type":"post","link":"https:\/\/vajiramandravi.com\/current-affairs\/pradhan-mantri-jeevan-jyoti-bima-yojana\/","title":{"rendered":"Pradhan Mantri Jeevan Jyoti Bima Yojana: J&#038;K Records 13.07 Lakh Enrolments"},"content":{"rendered":"<h2><b>Pradhan Mantri Jeevan Jyoti Bima Yojana Latest News<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) has recorded 13.07 lakh cumulative enrolments across Jammu and Kashmir, strengthening access to affordable life insurance and financial security for families across the Union Territory.<\/span><\/p>\n<h2><b>About Pradhan Mantri Jeevan Jyoti Bima Yojana<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is a <\/span><b>flagship life insurance scheme<\/b><span style=\"font-weight: 400;\"> launched by the <\/span><b>Government of India<\/b><span style=\"font-weight: 400;\"> to provide affordable life insurance coverage to the economically weaker sections of society.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It was <\/span><b>launched in May 2015<\/b> <b>under the Ministry of Finance.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It aims to <\/span><b>increase access to life insurance across<\/b><span style=\"font-weight: 400;\"> the country. It offers a one-year life insurance policy, renewable every year.<\/span><\/li>\n<\/ul>\n<p><strong>Read more about: <a href=\"https:\/\/vajiramandravi.com\/current-affairs\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/\" target=\"_blank\">PMJJBY<\/a><\/strong><\/p>\n<h2><b>Features of Pradhan Mantri Jeevan Jyoti Bima Yojana<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Life Cover:<\/b><span style=\"font-weight: 400;\"> Under PMJJBY, a life <\/span><b>insurance cover of \u20b92 lakh<\/b><span style=\"font-weight: 400;\"> is provided in case of death of the insured due to <\/span><b>any reason, natural or accidental.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Premium Amount:<\/b><span style=\"font-weight: 400;\"> \u20b9436 per annum (auto-debited from bank account).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Eligibility:<\/b><span style=\"font-weight: 400;\"> Indian citizens aged between 18 and 50 years.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Renewal:<\/b><span style=\"font-weight: 400;\"> Annual renewal up to the age of 55 years.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Risk Coverage:<\/b><span style=\"font-weight: 400;\"> Covers death due to both natural and accidental causes.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Implementing Agencies:<\/b><span style=\"font-weight: 400;\"> Public and private sector life insurance companies in tie-up with banks.<\/span><\/li>\n<\/ul>\n<p><b>Source:<\/b> <strong><a href=\"https:\/\/newsonair.gov.in\/more-than-13-lakh-enrolments-recorded-under-pmjjby-across-jammu\/\" target=\"_blank\" rel=\"nofollow noopener\">News On Air<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) has recorded 13.07 lakh cumulative enrolments in Jammu and Kashmir. The government-backed scheme provides \u20b92 lakh life insurance coverage for an annual premium of \u20b9436, helping eligible individuals access affordable financial protection.<\/p>\n","protected":false},"author":24,"featured_media":131793,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[4776],"class_list":["post-131825","post","type-post","status-publish","format-standard","has-post-thumbnail","category-upsc-prelims-current-affairs","tag-pradhan-mantri-jeevan-jyoti-bima-yojana","no-featured-image-padding"],"acf":[],"_links":{"self":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/131825","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/comments?post=131825"}],"version-history":[{"count":5,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/131825\/revisions"}],"predecessor-version":[{"id":131841,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/131825\/revisions\/131841"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media\/131793"}],"wp:attachment":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media?parent=131825"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/categories?post=131825"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/tags?post=131825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}