{"id":1827,"date":"2025-01-04T18:27:52","date_gmt":"2025-01-04T12:57:52","guid":{"rendered":"https:\/\/vajiramandravi.com\/current-affairs\/?p=1827"},"modified":"2025-03-26T12:43:58","modified_gmt":"2025-03-26T07:13:58","slug":"state-bank-of-indias-sbis-two-new-deposit-schemes","status":"publish","type":"post","link":"https:\/\/vajiramandravi.com\/current-affairs\/state-bank-of-indias-sbis-two-new-deposit-schemes\/","title":{"rendered":"State Bank of India\u2019s (SBI\u2019s) Two New Deposit Schemes"},"content":{"rendered":"<h2><span style=\"color: #3366ff;\"><strong>About Har Ghar Lakhpati Scheme:<\/strong><\/span><\/h2>\n<ul>\n<li>It is a <strong>pre-calculated recurring deposit scheme<\/strong> designed to <strong>help customers to accumulate Rs 1 lakh or multiples thereof.<\/strong><\/li>\n<li>The new scheme simplifies the process of achieving financial goals, allowing customers to plan and save effectively.<\/li>\n<li>This product is also <span style=\"color: #ff6600;\"><a style=\"color: #ff6600; text-decoration: underline;\" href=\"https:\/\/vajiramandravi.com\/current-affairs\/winter-char-dham-discover-uttarakhands-off-season-pilgrimage\/\" target=\"_blank\" rel=\"noopener\" target=\"_blank\"><strong>available to minors<\/strong><\/a>,<\/span> encouraging early financial planning and savings habits.<\/li>\n<li>The <strong>minimum tenure<\/strong> of recurring deposits is <strong>12 months (one year<\/strong>), and the <strong>maximum is 120 months (10 years).<\/strong><\/li>\n<\/ul>\n<h2><span style=\"color: #0000ff;\"><strong>About SBI Patrons Scheme:<\/strong><\/span><\/h2>\n<ul>\n<li>This is a <strong>specialized fixed deposit scheme<\/strong> tailored <strong>for senior citizens aged 80 years and above.\u00a0<\/strong><\/li>\n<li>It offers <strong>enhanced interest rates<\/strong>, recognizing the long-standing relationship many senior customers have with the bank.<\/li>\n<li>SBI Patrons is <strong>available to existing and new term deposit customers.<\/strong><\/li>\n<li>SBI Patron&#8217;s depositors would earn an <strong>additional 10 basis points higher interest rate than what is offered to senior citizens.<br \/>\n<\/strong><\/li>\n<\/ul>\n<h2><span style=\"color: #ff6600;\"><strong>SBI Patrons Scheme<\/strong><\/span><\/h2>\n<h2><span style=\"color: #000080;\"><strong>SBI Patrons Scheme<\/strong><\/span><\/h2>\n<p><strong>Source: <\/strong><a href=\"https:\/\/www.livemint.com\/money\/personal-finance\/how-to-become-a-millionaire-with-sbis-new-recurring-deposit-scheme-explained-har-ghar-lakhpati-sbi-patrons-for-seniors-11735957131795.html\" target=\"_blank\" rel=\"nofollow noopener\">LM<\/a><\/p>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 189px; top: 146.667px;\">\n<div class=\"gtx-trans-icon\">\u00a0<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The State Bank of India recently launched two new deposit schemes namely, Har Ghar Lakhpati and SBI Patrons, designed to provide customers with greater financial flexibility and enhanced value.<\/p>\n","protected":false},"author":8,"featured_media":1830,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[113,22,104,23],"class_list":{"0":"post-1827","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-upsc-prelims-current-affairs","8":"tag-two-new-deposit-schemes","9":"tag-upsc-current-affairs","10":"tag-upsc-prelims-article","11":"tag-upsc-prelims-current-affairs","12":"no-featured-image-padding"},"acf":[],"_links":{"self":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/1827","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/comments?post=1827"}],"version-history":[{"count":0,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/1827\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media\/1830"}],"wp:attachment":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media?parent=1827"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/categories?post=1827"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/tags?post=1827"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}