{"id":52957,"date":"2026-09-17T10:12:05","date_gmt":"2026-09-17T04:42:05","guid":{"rendered":"https:\/\/vajiramandravi.com\/current-affairs\/?p=52957"},"modified":"2026-09-17T10:45:19","modified_gmt":"2026-09-17T05:15:19","slug":"pm-vishwakarma-scheme-eligibility","status":"publish","type":"post","link":"https:\/\/vajiramandravi.com\/current-affairs\/pm-vishwakarma-scheme-eligibility\/","title":{"rendered":"PM Vishwakarma Scheme 2026, Eligibility, Objective, Benefits"},"content":{"rendered":"<p>The PM Vishwakarma Scheme was launched on September 17, 2023 by the Prime Minister of India in order to support artisans and craftsmen practicing traditional trades. It is a central sector scheme and has had a huge response with about two million applications being filled on the \u2018pm vishwakarma.gov.in. The Ministry of Micro, Small and Medium Enterprises (MSME) is the implementing ministry of this scheme.<\/p>\n<h2>PM Vishwakarma Yojana Latest News 2026<\/h2>\n<p>As of September 2026, PM Vishwakarma Yojana has achieved its target of registering 30 lakh beneficiaries as it approaches three years of implementation. By September 15th 2026, more than 24.37 lakh artisans received basic skill training and over 18.16 lakh received toolkits. The scheme supports 18 traditional trades through training, modern toolkits, collateral-free credit, digital incentives and marketing assistance.<\/p>\n<h2>PM Vishwakarma Scheme Overview\u00a0<\/h2>\n<p>The PM Vishwakarma Scheme launched in 2023 aims to support traditional artisans and craftsmen, also known as \u201cVishwakarmas\u201d, who are engaged in handicrafts and other small-scale industrial activities.\u00a0<\/p>\n<figure class=\"table\">\n<table>\n<tbody>\n<tr>\n<td class=\"tb-color\" colspan=\"2\">\n<p><strong>PM Vishwakarma Scheme Overview<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Launch Date<\/strong><\/p>\n<\/td>\n<td>\n<p>September 17, 2023<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Ministry<\/strong><\/p>\n<\/td>\n<td>\n<p>Ministry of Micro, Small, and Medium Enterprises (MoMSME)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Duration<\/strong><\/p>\n<\/td>\n<td>\n<p>2023-2028<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Financial Outlay<\/strong><\/p>\n<\/td>\n<td>\n<p>\u20b913,000 crore<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Target Beneficiaries<\/strong><\/p>\n<\/td>\n<td>\n<p>Artisans in 18 traditional trades (e.g., carpentry, blacksmithing, pottery, weaving)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Key Components<\/strong><\/p>\n<\/td>\n<td>\n<ol>\n<li>Recognition (Certificate &amp; ID)<\/li>\n<li>Skill Training<\/li>\n<li>Toolkit Incentive<\/li>\n<li>Credit Support<\/li>\n<li>Digital Transaction Incentives<\/li>\n<li>Marketing Support<\/li>\n<\/ol>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Credit Support<\/strong><\/p>\n<\/td>\n<td>\n<p>Collateral-free loans up to \u20b93 lakh at 5% interest<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Eligibility<\/strong><\/p>\n<\/td>\n<td>\n<p>Aged 18+, engaged in traditional trade, no similar loans in the past 5 years<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Official Website<\/strong><\/p>\n<\/td>\n<td>\n<p>pmvishwakarma.gov.in<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h2>PM Vishwakarma Scheme Objectives\u00a0<\/h2>\n<p>The PM Vishwakarma Scheme honors traditional artisans by giving them the position of \u201cVishwakarma\u201d making them eligible for many benefits. The Objectives of PM Vishwakarma are:\u00a0<\/p>\n<ul>\n<li>Artisans are offered collateral-free loans with reduced borrowing costs due to interest subsidies.\u00a0<\/li>\n<li>The scheme aims to provide basic and advanced skills to artisans, helping them improve the skills through training programmes.<\/li>\n<li>Providing tools and technology to artisans in order to improve productivity and quality of work and products.\u00a0<\/li>\n<li>Teaching the use of digital payment methods and also offering incentives.\u00a0<\/li>\n<li>Showcase brands and the access to new markets for business expansion.\u00a0<\/li>\n<li>Provide economic opportunities by integrating traditional artisans into formal economy and global supply chains.<\/li>\n<\/ul>\n<h2>PM Vishwakarma Yojana Details<\/h2>\n<p>Below are the key details of the PM Vishwakarma Yojana:<\/p>\n<figure class=\"table\">\n<table>\n<tbody>\n<tr>\n<td class=\"tb-color\" colspan=\"2\">\n<p><strong>PM Vishwakarma Yojana Details<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Enrolment Process<\/strong><\/p>\n<\/td>\n<td>\n<p>Enrolment through Common Service Centres (CSCs) using Aadhaar-based biometric authentication on the PM Vishwakarma portal.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Target Groups<\/strong><\/p>\n<\/td>\n<td>\n<p>Artisans and craftspeople engaged in 18 trades : Carpenter, Boat Maker, Armourer, Blacksmith, Hammer and Tool Kit Maker, Locksmith, Goldsmith, Potter, Sculptor, Stone Breaker, Cobbler, Mason, Basket\/Mat\/Broom Maker, Doll &amp; Toy Maker, Barber, Garland Maker, Washerman, Tailor, Fishing Net Maker.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Key Benefits Offered<\/strong><\/p>\n<\/td>\n<td>\n<ol>\n<li>Recognition : PM Vishwakarma certificate and ID card.<\/li>\n<li>Skill Upgradation : Basic (5-7 days) and Advanced (15+ days) Training with Rs. 500 stipend\/day.<\/li>\n<li>Toolkit Incentive : Up to Rs. 15,000 in e-vouchers for Basic Skill Training.<\/li>\n<li>Credit Support : Collateral-free loans up to Rs. 3 lakh in two tranches with 5% interest rate and 8% government subvention.<\/li>\n<li>Digital Transaction Incentive : Re. 1 per digital transaction (up to 100 transactions\/month).<\/li>\n<li>Marketing Support : Quality certification, branding, e-commerce onboarding, and other marketing activities.<\/li>\n<li>Udyam Assist Platform : Enrolment in formal MSME ecosystem.<\/li>\n<\/ol>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Loan Details<\/strong><\/p>\n<\/td>\n<td>\n<ul>\n<li>Loan Amount : Up to Rs. 3 lakh in two tranches (Rs. 1 lakh and Rs. 2 lakh).<\/li>\n<li>Interest Rate : 5% with 8% subvention from the Government of India.<\/li>\n<li>Tenure : First tranche (Rs. 1 lakh) &#8211; 18 months; Second tranche (Rs. 2 lakh) &#8211; 30 months.<\/li>\n<li>Eligibility for 2nd Tranche : Beneficiaries must have completed Basic Training, maintained a standard loan account, and adopted digital transactions.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Digital Transaction Incentive<\/strong><\/p>\n<\/td>\n<td>\n<p>Re. 1 per digital transaction, up to a maximum of 100 transactions per month.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Marketing Support<\/strong><\/p>\n<\/td>\n<td>\n<p>Includes quality certification, branding, promotion on e-commerce platforms like GeM, advertising, and publicity.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h2>PM Vishwakarma Scheme Eligibility<\/h2>\n<p>The eligibility criteria for the PM Vishwakarma Scheme are as follows:\u00a0<\/p>\n<ul>\n<li>The applicant has to be minimum 18 years of age during the time of registration.\u00a0<\/li>\n<li>The applicant should be enrolled in at least one out of the 18 specified trades within the unorganised sector.\u00a0<\/li>\n<li>The artisan should be dependent on using hands and tools while working in the unorganised sector.\u00a0<\/li>\n<li>Applicants who have already applied for schemes like PM-SVANidhi are not eligible to apply for this scheme. One can only reapply after replaying the loan.\u00a0<\/li>\n<li>Only one member from a family is eligible to apply for the scheme.\u00a0<\/li>\n<li>Government employees and their families are not eligible to apply for the scheme.<\/li>\n<\/ul>\n<h2>PM Vishwakarma Yojana Benefits\u00a0<\/h2>\n<p>PM Vishwakarma Yojana offers the following benefits:\u00a0<\/p>\n<ul>\n<li>Providing the sources and skills to the artisans in order to help improve their trade practices.\u00a0<\/li>\n<li>Ensuring artisans economic stability by giving them access to credit and modern tools to improve productivity and increased income.\u00a0<\/li>\n<li>Maintaining the preservation of cultural heritage by promoting recognition and respect of traditional crafts.\u00a0<\/li>\n<li>Giving sustainable livelihoods to artisans through financial assistance and skill development.\u00a0<\/li>\n<\/ul>\n<table style=\"border-collapse: collapse; width: 87.4917%; height: 379px;\">\n<tbody>\n<tr style=\"height: 25px;\">\n<td class=\"tb-color\" style=\"width: 100%; 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height: 25px;\"><a href=\"https:\/\/vajiramandravi.com\/current-affairs\/pm-kisan-samman-nidhi-yojana\/\" target=\"_blank\"><strong>PM Kisan Samman Nidhi Yojana<\/strong><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>The PM Vishwakarma Scheme was launched on September 17, 2023 by the Prime Minister of India in order to support artisans and craftsmen practicing traditional trades.<\/p>\n","protected":false},"author":25,"featured_media":60124,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[786],"tags":[1235],"class_list":["post-52957","post","type-post","status-publish","format-standard","has-post-thumbnail","category-general-studies","tag-pm-vishwakarma-scheme-eligibility","no-featured-image-padding"],"acf":[],"_links":{"self":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/52957","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/comments?post=52957"}],"version-history":[{"count":4,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/52957\/revisions"}],"predecessor-version":[{"id":124863,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/52957\/revisions\/124863"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media\/60124"}],"wp:attachment":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media?parent=52957"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/categories?post=52957"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/tags?post=52957"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}