{"id":54985,"date":"2025-07-14T17:32:39","date_gmt":"2025-07-14T12:02:39","guid":{"rendered":"https:\/\/vajiramandravi.com\/current-affairs\/?p=54985"},"modified":"2025-07-15T17:38:00","modified_gmt":"2025-07-15T12:08:00","slug":"pradhan-mantri-shram-yogi-maan-dhan-yojana","status":"publish","type":"post","link":"https:\/\/vajiramandravi.com\/current-affairs\/pradhan-mantri-shram-yogi-maan-dhan-yojana\/","title":{"rendered":"Pradhan Mantri Shram Yogi Maan Dhan Yojana, Launch Date, Eligibility"},"content":{"rendered":"

The Pradhan Mantri Shram Yogi Maan-Dhan Yojana (PM-SYM) is a government initiative introduced to provide social security benefits to unorganised workers in India. Launched on February 15, 2019, under the Ministry of Labour and Employment, the scheme aims to provide the financial benefits to the workers in the unorganised sector by offering a pension after the age of 60. The scheme is targeted at around 42 crore workers in India\u2019s unorganised sector, which includes street vendors, home-based workers, mid-day meal workers, and others who do not have access to social security.<\/span><\/p>\n

Pradhan Mantri Shram Yogi Maan-Dhan Yojana Features<\/b><\/h2>\n
    \n
  1. The beneficiaries will receive a minimum assured pension of \u20b93000 per month upon reaching 60 years of age.<\/span><\/li>\n
  2. In the death situation, the spouse is eligible to receive 50% of the pension amount as a family pension.\u00a0<\/span><\/li>\n
  3. The scheme operates on a 50:50 basis, where the beneficiary contributes a portion and the government matches the contribution.<\/span><\/li>\n
  4. Contributions are made using an auto-debit facility from the beneficiary\u2019s savings or Jan-Dhan account.<\/span><\/li>\n
  5. LIC of India (Life Insurance Corporation) serves as the Pension Fund Manager, responsible for managing the funds and ensuring pension payouts.<\/span><\/li>\n<\/ol>\n

    Pradhan Mantri Shram Yogi Maan-Dhan Yojana Eligibility Criteria<\/b><\/h2>\n
      \n
    1. The scheme is an initiative introduced for unorganised sector workers.<\/span><\/li>\n
    2. The workers should not be part of the organised sector (i.e., they should not be members of EPFO, NPS, or ESIC) or income taxpayers.<\/span><\/li>\n
    3. The age of the workers should be between 18 and 40 years at the time of registration.<\/span><\/li>\n
    4. Their monthly income should be Rs. 15,000 or less.<\/span><\/li>\n<\/ol>\n

      Pradhan Mantri Shram Yogi Maan-Dhan Yojana Significance<\/b><\/h2>\n
        \n
      1. The scheme ensures economic security for workers in their retirement years.<\/span><\/li>\n
      2. The scheme aims to improve social security for unorganised sector workers, who often lack access to formal retirement benefits.<\/span><\/li>\n
      3. The scheme is expected to contribute to overall economic growth by supporting the welfare of a major section of the workforce.<\/span><\/li>\n<\/ol>\n

        Other Government Schemes for Unorganised Workers<\/b><\/h2>\n
          \n
        1. Rashtriya Swasthya Bima Yojana (RSBY): <\/b>Health insurance scheme for unorganised sector workers.<\/span><\/li>\n
        2. NPS Swavalamban: <\/b>A pension scheme aimed at unorganised sector workers to provide financial security in their old age.<\/span><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

          PM Shram Yogi Maan-Dhan Yojana is a pension scheme for unorganised workers, offering \u20b93,000 monthly pension after 60 years with voluntary monthly contributions.<\/p>\n","protected":false},"author":8,"featured_media":55099,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[786],"tags":[1539],"class_list":{"0":"post-54985","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-general-studies","8":"tag-pradhan-mantri-shram-yogi-maan-dhan-yojana","9":"no-featured-image-padding"},"acf":[],"_links":{"self":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/54985","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/comments?post=54985"}],"version-history":[{"count":0,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/54985\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media\/55099"}],"wp:attachment":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media?parent=54985"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/categories?post=54985"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/tags?post=54985"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}