{"id":8940,"date":"2026-04-08T13:40:48","date_gmt":"2026-04-08T08:10:48","guid":{"rendered":"https:\/\/vajiramandravi.com\/current-affairs\/?p=8940"},"modified":"2026-04-08T13:46:14","modified_gmt":"2026-04-08T08:16:14","slug":"pradhan-mantri-mudra-yojana-pmmy","status":"publish","type":"post","link":"https:\/\/vajiramandravi.com\/current-affairs\/pradhan-mantri-mudra-yojana-pmmy\/","title":{"rendered":"Pradhan Mantri Mudra Yojana"},"content":{"rendered":"<h2><b>Pradhan Mantri Mudra Yojana Lates News<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Recently, the Pradhan Mantri Mudra Yojana (PMMY) \u2014 completed 11 Years of empowering Small and Micro Entrepreneurs.<\/span><\/p>\n<h2><b>About Pradhan Mantri Mudra Yojana<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It was launched <\/span><b>on April 8, 2015.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is the Flagship Programme of the central government aimed at funding the <\/span><b>Unfunded microenterprises and small businesses.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Any <\/span><b>Indian citizen<\/b><span style=\"font-weight: 400;\"> who has a <\/span><b>business plan for a non-farm sector<\/b><span style=\"font-weight: 400;\"> income generating activity such as manufacturing, processing, trading or service sector canavail loans under this yojana.<\/span><\/li>\n<\/ul>\n<h2><b>Features of Pradhan Mantri Mudra Yojana<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MUDRA loans are being offered in four categories namely, <\/span><b>\u2018Shishu\u2019, \u2018Kishor\u2019, \u2018Tarun\u2019 and \u2018TarunPlus\u2019<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Shishu:<\/b><span style=\"font-weight: 400;\"> covering loans upto Rs. 50,000\/-<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Kishor:<\/b><span style=\"font-weight: 400;\"> covering loans above Rs. 50,000\/- and up to Rs. 5 lakhs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Tarun:<\/b><span style=\"font-weight: 400;\"> covering loans above Rs.5 lakh and upto Rs.10 lakhs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>TarunPlus:<\/b><span style=\"font-weight: 400;\"> covering loans above Rs.<\/span><b>10lakh and upto Rs.20 lakhs<\/b><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Loans cover term financing and working capital needs across <\/span><b>manufacturing, trading and service sectors,<\/b><span style=\"font-weight: 400;\"> including activities allied to <\/span><b>agriculture like poultry, dairy, and beekeeping, etc.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">These loans are given by <\/span><b><a href=\"https:\/\/vajiramandravi.com\/current-affairs\/commercial-banks\/\" target=\"_blank\">Commercial Banks<\/a>, RRBs, Small Finance Banks, MFIs and NBFCs.<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>interest rate is governed by RBI guidelines,<\/b><span style=\"font-weight: 400;\"> with flexible repayment terms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>MUDRA, which stands for Micro Units Development &amp; Refinance Agency Ltd<\/b><span style=\"font-weight: 400;\">, is a financial institution set up by the Government of India under PMMY for <\/span><b>development and refinancing micro unit enterprises.<\/b><\/li>\n<\/ul>\n<p><b>Source: <\/b><strong><a href=\"https:\/\/www.pib.gov.in\/PressReleaseDetail.aspx?PRID=2249915&amp;reg=3&amp;lang=1\" target=\"_blank\" rel=\"nofollow noopener\">PIB<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pradhan Mantri Mudra Yojana is the Flagship Programme of the central government aimed at funding the Unfunded microenterprises and small businesses.<\/p>\n","protected":false},"author":5,"featured_media":97232,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[6698,21,335],"class_list":{"0":"post-8940","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-upsc-prelims-current-affairs","8":"tag-pradhan-mantri-mudra-yojana","9":"tag-prelims-pointers","10":"tag-upsc-prelims-current-affiars","11":"no-featured-image-padding"},"acf":[],"_links":{"self":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/8940","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/comments?post=8940"}],"version-history":[{"count":4,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/8940\/revisions"}],"predecessor-version":[{"id":97224,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/8940\/revisions\/97224"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media\/97232"}],"wp:attachment":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media?parent=8940"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/categories?post=8940"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/tags?post=8940"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}