{"id":8944,"date":"2026-09-28T12:31:16","date_gmt":"2026-09-28T07:01:16","guid":{"rendered":"https:\/\/vajiramandravi.com\/current-affairs\/?p=8944"},"modified":"2026-09-28T12:54:56","modified_gmt":"2026-09-28T07:24:56","slug":"pradhan-mantri-awas-yojana-gramin","status":"publish","type":"post","link":"https:\/\/vajiramandravi.com\/current-affairs\/pradhan-mantri-awas-yojana-gramin\/","title":{"rendered":"Pradhan Mantri Awas Yojana (Gramin)"},"content":{"rendered":"<h2><strong>About Pradhan Mantri Awas Yojana<\/strong><\/h2>\n<ul>\n<li>Pradhan Mantri Awas Yojana (PMAY) is a <strong>credit-linked subsidy scheme<\/strong> initiated to provide <strong>affordable housing <\/strong>to low and moderate-income residents across the country.<\/li>\n<li>The newly formed government has approved the proposal to provide <strong>3 crore additional <\/strong>rural and urban houses under PMAY.<\/li>\n<li>The scheme has <strong>two components: <\/strong>PMAY-U for the urban poor and PMAY-G and PMAY-R for the rural poor.<\/li>\n<\/ul>\n<h2><strong>PMAY-U (Urban)<\/strong><\/h2>\n<ul>\n<li><strong>Objective:<\/strong> To provide housing for all in urban areas.<\/li>\n<li><strong>Beneficiaries: <a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/ews-certificate-reservation-eligibility\/\" target=\"_blank\">Economically Weaker Section (EWS)<\/a><\/strong>, Low-Income Group (<strong>LIG<\/strong>), and Middle-Income Group (<strong>MIG<\/strong>).<\/li>\n<li><strong>Subsidy Schemes:<\/strong>\n<ul>\n<li><strong>Credit Linked Subsidy Scheme: <\/strong>Offers interest subsidy on home loans for EWS, LIG, and MIG categories.<\/li>\n<li><strong>In-Situ Slum Redevelopment:<\/strong> Utilizes land as a resource to provide houses to eligible slum dwellers.<\/li>\n<li><strong>Affordable Housing in Partnership:<\/strong> Promotes partnerships with public and private sectors to provide affordable housing.<\/li>\n<li><strong>Beneficiary-Led Construction: <\/strong>Provides financial assistance to individuals to construct or enhance their own houses.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><strong>PMAY-G (Gramin)<\/strong><\/h2>\n<ul>\n<li><strong>Objective: <\/strong>To provide a pucca house with basic amenities to all rural families who are homeless or living in kutcha or dilapidated houses.<\/li>\n<li><strong>Beneficiaries:<\/strong> Identified using the <strong>Socio-Economic and Caste Census (SECC) 2011.<\/strong><\/li>\n<li><strong>Features<\/strong>:\n<ul>\n<li><strong>Financial Assistance:<\/strong> Rs. 1.2 lakh in plain areas and Rs. 1.3 lakh in hilly, difficult, and Integrated Action Plan (IAP) areas.<\/li>\n<li><strong>Construction:<\/strong> Houses are to be constructed by beneficiaries with technical assistance from the government.<\/li>\n<li><strong>Convergence with other schemes:<\/strong> Encourages convergence with other schemes like <strong><a href=\"https:\/\/vajiramandravi.com\/current-affairs\/swachh-bharat-mission-sbm-urban-20\/\" target=\"_blank\">Swachh Bharat Mission (SBM)<\/a><\/strong> for toilet construction, and <strong><a href=\"https:\/\/vajiramandravi.com\/current-affairs\/vb-g-ram-g-mgnregs-rural-employment-scheme-changes\/\" target=\"_blank\">MGNREGA<\/a> <\/strong>for wage employment.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Source: <a href=\"https:\/\/pib.gov.in\/PressReleasePage.aspx?PRID=2023872\" target=\"_blank\" rel=\"nofollow noopener\">PIB<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pradhan Mantri Awas Yojana (PMAY) is a credit-linked subsidy scheme initiated to provide affordable housing to low and moderate-income residents across the country. Read more about Pradhan Mantri Awas Yojana (Gramin), Objective, Ministry, Beneficiaries.<\/p>\n","protected":false},"author":5,"featured_media":19561,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[10529],"class_list":["post-8944","post","type-post","status-publish","format-standard","has-post-thumbnail","category-upsc-prelims-current-affairs","tag-pradhan-mantri-awas-yojana","no-featured-image-padding"],"acf":[],"_links":{"self":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/8944","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/comments?post=8944"}],"version-history":[{"count":3,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/8944\/revisions"}],"predecessor-version":[{"id":126622,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/8944\/revisions\/126622"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media\/19561"}],"wp:attachment":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media?parent=8944"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/categories?post=8944"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/tags?post=8944"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}