{"id":95697,"date":"2026-06-06T13:32:26","date_gmt":"2026-06-06T08:02:26","guid":{"rendered":"https:\/\/vajiramandravi.com\/current-affairs\/?p=95697"},"modified":"2026-06-06T15:23:00","modified_gmt":"2026-06-06T09:53:00","slug":"jan-samarth-portal","status":"publish","type":"post","link":"https:\/\/vajiramandravi.com\/current-affairs\/jan-samarth-portal\/","title":{"rendered":"Jan Samarth Portal"},"content":{"rendered":"<h2><b>Jan Samarth Portal Latest News<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Jan Samarth completes 4 years of its journey and it continues to strengthen financial inclusion through seamless credit delivery.<\/span><\/p>\n<h2><b>About Jan Samarth Portal<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is a unique digital platform for <\/span><b>credit-linked government schemes launched in 2022.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Objectives:<\/b><span style=\"font-weight: 400;\"> It was conceptualised with the twin objectives of <\/span><b>expanding the reach of government-sponsored schemes<\/b><span style=\"font-weight: 400;\"> and <\/span><b>streamlining the credit delivery process.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It <\/span><b>facilitates ease of access<\/b><span style=\"font-weight: 400;\"> to all beneficiaries, financial institutions, Central\/State Government Agencies, and Nodal Agencies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It connects various stakeholders of the <\/span><b>financial ecosystem on a single platform<\/b><span style=\"font-weight: 400;\"> and promotes inclusive development and ease of doing business.<\/span><\/li>\n<\/ul>\n<h2><b>Features of Jan Samarth Portal<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is available in <\/span><b>8 different languages<\/b><span style=\"font-weight: 400;\"> for ease of access to rural and underprivileged populations in the country.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is a digital <\/span><b>marketplace with front-end user interface for beneficiaries<\/b><span style=\"font-weight: 400;\">, integrated with a wide range of centralized data sources.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It eases the loan application and disbursement process as the applicant can upload his application and the rule engine for approval of the applications is inbuilt.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Applicants can apply for a loan on the portal which is <\/span><b>available on a 24\/7 basis.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It provides a single-window facility for <\/span><b>15 Credit-linked Central Government Schemes application<\/b><span style=\"font-weight: 400;\"> submissions and <\/span><b>254 Member Lending Institutions<\/b><span style=\"font-weight: 400;\"> (including all Public Sector Banks) to choose from.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The portal will check eligibility, give in-principle sanction and send the application to the selected Bank branch.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It will also keep the beneficiaries updated at each stage of the journey, without necessitating multiple physical visits to bank branches.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It has a dedicated grievance redressal channel for both beneficiaries and Banks.<\/span><\/li>\n<\/ul>\n<p><b>Source: <\/b><strong><a href=\"https:\/\/www.pib.gov.in\/PressReleasePage.aspx?PRID=2269253&amp;reg=3&amp;lang=1\" target=\"_blank\" rel=\"nofollow noopener\">PIB<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jan Samarth Portal is a unique digital platform for credit-linked government schemes launched in 2022. Read more about Jan Samarth Portal, Objectives, Features, Latest News.<\/p>\n","protected":false},"author":24,"featured_media":95747,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[6481],"class_list":{"0":"post-95697","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-upsc-prelims-current-affairs","8":"tag-jan-samarth-portal","9":"no-featured-image-padding"},"acf":[],"_links":{"self":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/95697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/comments?post=95697"}],"version-history":[{"count":7,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/95697\/revisions"}],"predecessor-version":[{"id":107059,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/posts\/95697\/revisions\/107059"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media\/95747"}],"wp:attachment":[{"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/media?parent=95697"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/categories?post=95697"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vajiramandravi.com\/current-affairs\/wp-json\/wp\/v2\/tags?post=95697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}