National Urban Livelihood Mission (NULM 2.0)
06-10-2024
10:50 AM
1 min read
What’s in today’s article?
- Why in News?
- What is the Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM)?
- Implementation and Performance of the DAY-NULM
- What is the DAY-NULM 2.0?
Why in News?
- The Government will soon roll out the next version of the livelihood mission for urban poor and vulnerable sections - National Urban Livelihood Mission (NULM 2.0).
- This will focus on six groups, including construction workers, gig workers, waste management workers, care workers, domestic workers and transportation workers.
What is the Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM)?
- The NULM was launched by the Union Ministry of Housing and Urban Poverty Alleviation (MHUPA) in 2013 by replacing the existing Swarna Jayanti Shahari Rozgar Yojana (SJSRY).
- It got its current name (DAY-NULM) in 2016.
- It focuses on -
- Organising urban poor in their strong grassroots level institutions (self-help groups [SHGs]) to improve their livelihoods on a sustainable basis.
- Creating opportunities for skill development leading to market-based employment and
- Helping them to set up self-employment ventures by ensuring easy access to credit.
- The Mission is aimed at
- Providing shelter equipped with essential services to the urban homeless in a phased manner.
- Addressing livelihood concerns of the urban street vendors by facilitating access to -
- Suitable spaces,
- Institutional credit,
- Social security and skills for accessing emerging market opportunities.
Implementation and Performance of the DAY-NULM:
- Implementation:
- The primary target of NULM is the urban poor, including the urban homeless.
- NULM was implemented in all district headquarter towns (irrespective of population) and all other towns with population of 1 lakh or more as per Census 2011.
- At present 790 cities are under NULM. However, other towns may be allowed in exceptional cases on request of the States.
- Funding will be shared between the Centre and the States in the ratio of 75:25.
- For North Eastern and Special Category States, this ratio will be 90:10.
- Performance:
- Constitution of SHGs:
- Under the Mission, more than 89.33 lakh women had been brought under a total of 8.74 lakh SHGs in the cities.
- Of these, 6.12 lakh SHGs are provided with a revolving fund of Rs 10,000 each to get started.
- Skills and employment provided by the SHGs:
- 15 lakh beneficiaries had undergone skill training and 8.20 lakh had been placed in employment.
- In addition, 8.83 lakh beneficiaries had been assisted to set up their own or group businesses.
- For street vendors, the Mission had conducted surveys to identify their number in 3,467 cities.
- A total of 53.76 lakh vendors had been identified and given letters of recommendation.
- This also led to 37.52 lakh vendors being issued certificates of vending and 30.99 lakh were issued ID cards.
- Constitution of SHGs:
What is the DAY-NULM 2.0?
- Under the scheme,
- The government will facilitate eligible individual urban poor or a group of such persons to avail microcredit of up to Rs 4 lakh and Rs 20 lakh, respectively.
- This microcredit will be provided at a subsidised interest of 5%.
- The microcredit will help the beneficiaries to -
- Start enterprises;
- Create social infrastructure like labour chowk; and
- Provide innovation grants for purposes such as buying sanitation machineries.
- To prepare the ground for the NULM 2.0, the Centre will carry out a first of a kind pilot exercise (across 25 cities) –
- To identify urban poor and
- For right targeting of government schemes to improve their earning and living.
Q.1. What is the Prime Minister Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) scheme?
The Ministry of Housing & Urban Affairs launched a scheme PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) to empower Street Vendors by not only extending loans to them, but also for their holistic development and economic upliftment.
Q.2. What is the Pradhan Mantri Awas Yojana (Urban) (PMAY-U)?
The Pradhan Mantri Awas Yojana (Urban) (PMAY-U) is a scheme by the Ministry of Housing and Urban Affairs (MoHUA) to provide affordable housing in urban areas. The scheme was launched on June 25, 2015, with the goal of providing housing for all in urban areas by 2022.