What is India Stack?

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Overview:

Recently, India and Colombia signed a Memorandum of Understanding (MoU) on Cooperation in the field of Sharing Successful Digital Solutions Implemented at Population Scale which intends to promote digital transformation via India Stack.

About India Stack

  • It is a set of Application Programming Interface (APIs) that allows governments, businesses, startups and developers to utilise a unique digital Infrastructure.
  • India Stack consists of three layers of open APIs: identity, payments, and data.
  • Although the name of this project bears the word India, the vision of India Stack is not limited to one country.
  • It can be applied to any nation, be it a developed one or an emerging one.
  • The four distinct technology layers provided are
    • Presenceless layer: Where a universal biometric digital identity allows people to participate in any service from anywhere in the country.
    • Paperless layer: Where digital records move with an individual's digital identity, eliminating the need for massive amount of paper collection and storage.
    • Cashless layer: Where a single interface to all the country's bank accounts and wallets to democratize payments.
    • Consent layer: Which allows data to move freely and securely to democratize the market for data?
  • Some of the APIs that are a central part of India Stack: Aadhaar Proof, Aadhaar e-KYC, e-Sign, Digital Locker, Unified Payment Interface.

Q1) What is API?

It stands for Application Programming Interface. In the context of APIs, the word Application refers to any software with a distinct function. Interface can be thought of as a contract of service between two applications. This contract defines how the two communicate with each other using requests and responses.

Source: India signs MoU with Colombia on sharing India's open-sourced DPIs