Pradhan Mantri Awas Yojana – Urban (PMAY-Urban) Scheme

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The Prime Minister recently broke down in tears while addressing a crowd during an event to dedicate homes constructed under the Pradhan Mantri Awas Yojana-Urban Scheme.Pradhan Mantri Awas Yojana – Urban (PMAY-Urban) Scheme

About Pradhan Mantri Awas Yojana – Urban (PMAY-U) Scheme

  • PMAY-U, being implemented since June 2015, is one of the major flagship programmes being implemented by the Government of India under the Ministry of Housing and Urban Affairs (MoHUA).
  • Objective: To provide all weather pucca houses to all eligible beneficiaries in the urban areas of the country by the year 2022, through States/UTs/Central Nodal Agencies. 
  • The scheme covers the entire urban area of the country, i.e., all statutory towns as per Census 2011 and towns notified subsequently, including Notified Planning/ Development Areas.
  • The scheme is being implemented through four verticals:
    • Beneficiary Led Construction/ Enhancement (BLC)
    • Affordable Housing in Partnership (AHP)
    • In-situ Slum Redevelopment (ISSR)
    • Credit Linked Subsidy Scheme (CLSS). 
  • In August 2022, the Union Cabinet approved the continuation of PMAY-U up to 31st December 2024, with all verticals except CLSS, for the completion of already sanctioned houses till 31st March 2022.
  • Funding: The credit linked subsidy component will be implemented as a Central Sector Scheme while other three components will be implemented as Centrally Sponsored Scheme (CSS).
  • All houses under PMAY-U have basic amenities like toilet, water supply, electricity, and kitchen. 
  • The Mission promotes women empowerment by providing ownership of houses in the name of female member or in joint name.
  • Preference has also been given to differently abled persons, senior citizens, SCs, STs, OBCs, Minority, single women, transgender and other weaker & vulnerable sections of the society. 
  • PMAY-U has adopted a cafeteria approach to suit the needs of individuals based on the geographical conditions, topography, economic conditions, availability of land, infrastructure etc. 

Q1) What is a Center Sector Scheme?

Central Sector Schemes are those that are implemented by a central agency and 100% funded by the center on subjects within the union list.

Source: PM Modi Breaks Down At PMAY Event In Maharashtra, Says: 'Wish I Had A Home Like This'. VIDEO