{"id":28107,"date":"2026-08-25T15:48:17","date_gmt":"2026-08-25T10:18:17","guid":{"rendered":"https:\/\/vajiramandravi.com\/upsc-exam\/?p=28107"},"modified":"2026-08-25T15:48:17","modified_gmt":"2026-08-25T10:18:17","slug":"prevention-of-money-laundering-act-2002","status":"publish","type":"post","link":"https:\/\/vajiramandravi.com\/upsc-exam\/prevention-of-money-laundering-act-2002\/","title":{"rendered":"Prevention of Money Laundering Act 2002 (PMLA), Provisions"},"content":{"rendered":"<p><span style=\"font-weight: 400\">The<\/span><b> Prevention<\/b> <b>of<\/b> <b>Money<\/b> <b>Laundering<\/b> <b>Act 2002,<\/b><span style=\"font-weight: 400\"> introduced in 2002, serves as a cornerstone in India's legal framework to combat and prevent money laundering. It aims to deter and punish individuals and entities involved in converting illegally obtained proceeds into legitimate funds. It empowers the government to seize properties derived from illegally obtained proceeds, aiming to disrupt money laundering activities.<\/span><\/p>\r\n<p><span style=\"font-weight: 400\">The <strong>PMLA Act 2002<\/strong> schedules different levels of offences, imposing penalties and rigorous imprisonment on offenders. Recent amendments have broadened the scope of the Act and addressed concerns about resource limitations.<\/span><\/p>\r\n<h2><span style=\"font-weight: 400\">Prevention of Money Laundering Act 2002 About<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">The<\/span><b> Prevention of Money Laundering Act,<\/b><span style=\"font-weight: 400\"> enacted in 2002, aims to tackle the offence of converting illegally acquired income or assets into legitimate financial resources. It empowers the government or a public authority to seize property derived from illicitly obtained proceeds.<\/span><\/p>\r\n<h2><span style=\"font-weight: 400\">PMLA Act 2002 Background<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">The PMLA was introduced to combat money laundering and confiscate property derived from illegal activities. It was driven by India's global commitments under conventions like the <\/span><i><span style=\"font-weight: 400\">Vienna Convention<\/span><\/i><span style=\"font-weight: 400\"> and <\/span><i><span style=\"font-weight: 400\">Financial Action Task Force<\/span><\/i><span style=\"font-weight: 400\"> recommendations.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><b>UNGA Session: <\/b><span style=\"font-weight: 400\">In 1990, the <\/span><a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/united-nations-general-assembly-unga\/\" target=\"_blank\"><b>United Nations General Assembly<\/b><\/a><span style=\"font-weight: 400\"> (UNGA) adopted the <\/span><i><span style=\"font-weight: 400\">Political Declaration and Global Programme of Action<\/span><\/i><span style=\"font-weight: 400\">, calling upon member states to enact effective legislation to tackle the laundering of proceeds from drug trafficking.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>International Frameworks: <\/b><span style=\"font-weight: 400\">Various international frameworks, including the <\/span><i><span style=\"font-weight: 400\">1988 UN Convention against Illicit Traffic in Narcotic Drugs<\/span><\/i><span style=\"font-weight: 400\">, the <\/span><i><span style=\"font-weight: 400\">2000 Palermo Convention<\/span><\/i><span style=\"font-weight: 400\">, and guidelines from the Financial Action Task Force (FATF), encouraged countries like India to implement legal structures aimed at combating money laundering.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Narasimham Committee: <\/b><span style=\"font-weight: 400\">The<\/span><b> Narasimham Committee on Banking Sector Reforms <\/b><span style=\"font-weight: 400\">(1998) also emphasised the critical need to tackle money laundering issues to safeguard the Indian financial system.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Enactment: <\/b><span style=\"font-weight: 400\">The Indian government eventually enacted the Prevention of Money Laundering Act (PMLA) in 2002, building upon various initial steps taken to address financial crimes and illicit money flows.<\/span>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The Prevention of Money Laundering Act, 2002 (PMLA) came into force on July 1, 2005.<\/span><\/li>\r\n<\/ul>\r\n<\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PMLA Act Objectives<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">The objectives of Prevention of Money Laundering Act, 2002 are to<\/span> <span style=\"font-weight: 400\">prevent <\/span><a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/money-laundering\/\" target=\"_blank\"><b>money laundering<\/b><\/a><span style=\"font-weight: 400\">, combat illegal financial activities, confiscate proceeds from such crimes, and ensure punishment for offenders. It also establishes authorities for adjudication and appeals in money laundering cases.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><b>Prevention:<\/b><span style=\"font-weight: 400\"> To curb money laundering by enforcing strict controls and closely monitoring financial transactions.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Detection:<\/b><span style=\"font-weight: 400\"> To identify and investigate money laundering through effective enforcement and regulatory systems.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Confiscation: <\/b><span style=\"font-weight: 400\">To seize assets linked to money laundering, discouraging criminals and disrupting illegal financial channels.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Global Collaboration:<\/b><span style=\"font-weight: 400\"> To promote international partnerships in the fight against money laundering and <\/span><b>terror financing<\/b><span style=\"font-weight: 400\"> activities.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PMLA Act 2002 Key Provisions<\/span><\/h2>\r\n<p>The<b> <span style=\"font-weight: 400\">Prevention of Money Laundering Act<\/span><\/b><span style=\"font-weight: 400\">\u00a0includes key provisions to combat money laundering, detailing offences, penalties, obligations for financial institutions, and the establishment of authorities for investigation and adjudication. It aims to enhance the integrity of India\u2019s financial system.<\/span><\/p>\r\n<ul>\r\n\t<li><b>PMLA Act Money Laundering Definition: Money laundering<\/b><span style=\"font-weight: 400\"> has been defined under Section 3 of the Prevention of Money Laundering Act of 2002. It involves moving proceeds of crime through a series of transactions or activities to conceal the original illegal source and make it appear legitimate.<\/span>\r\n<ul>\r\n\t<li><span style=\"font-weight: 400\">This includes any activity related to the concealment, transfer, or ownership of property derived from criminal activities.<\/span><\/li>\r\n<\/ul>\r\n<\/li>\r\n\t<li><b>Offences:<\/b><span style=\"font-weight: 400\"> A person commits money laundering if they knowingly engage in activities involving criminal proceeds, such as hiding, possessing, acquiring, or presenting property as legal. Offences listed under Parts A, B, and C are treated as scheduled offences under the Prevention of Money Laundering Act (PMLA Act):<\/span>\r\n<ul>\r\n\t<li><b>Part A<\/b><span style=\"font-weight: 400\">: Includes offences under laws like the IPC, Prevention of Corruption Act, Narcotics Act, and others.<\/span><\/li>\r\n\t<li><b>Part B<\/b><span style=\"font-weight: 400\">: Includes offences from Part A where the amount involved is \u20b9 one crore or more.<\/span><\/li>\r\n\t<li><b>Part C<\/b><span style=\"font-weight: 400\">: Covers international financial crimes, including cross-border money laundering.<\/span><\/li>\r\n<\/ul>\r\n<\/li>\r\n\t<li><b>Penalties: <\/b><span style=\"font-weight: 400\">Assets associated with criminal activity may be confiscated or frozen. Those guilty of money laundering face 3 to 7 years of imprisonment and may also be fined.<\/span><\/li>\r\n\t<li><b>Adjudicating Authority: <\/b><span style=\"font-weight: 400\">The Central Government has the authority under the PMLA to appoint an adjudicating authority to exercise the powers and authority conferred by this Act.<\/span><\/li>\r\n\t<li><b>Appellate Tribunal and Designated Authority:<\/b><span style=\"font-weight: 400\"> The Act creates an Appellate Tribunal and a Designated Authority to<\/span> <span style=\"font-weight: 400\">support the investigation and prosecution of money laundering offences. Additionally, it calls for the creation of an Appellate Tribunal to hear appeals of Adjudicating Authority orders.<\/span>\r\n<ul>\r\n\t<li><b>Appeal to High Court:<\/b><span style=\"font-weight: 400\"> An aggrieved person can file an appeal to the High Court within 60 days of receiving the Appellate Tribunal's decision or order, on any question of law or fact arising from the order.<\/span><\/li>\r\n<\/ul>\r\n<\/li>\r\n\t<li><b>Obligations under the Act:<\/b><span style=\"font-weight: 400\"> The Prevention of Money Laundering Act mandates banks, financial institutions, and intermediaries to verify and maintain records of their clients' identities and requires them to report their transactions to the Financial Intelligence Unit-India (FIU-IND).<\/span><\/li>\r\n\t<li><b>Authorities Entrusted for Investigation: <\/b><span style=\"font-weight: 400\">The <\/span><b><a href=\"https:\/\/vajiramandravi.com\/current-affairs\/enforcement-directorate\/\" target=\"_blank\">Enforcement Directorate<\/a> (ED)<\/b><span style=\"font-weight: 400\">, part of the Ministry of Finance, investigates money laundering cases under the PMLA.\u00a0<\/span><\/li>\r\n\t<li><span style=\"font-weight: 400\">Meanwhile, the Financial Intelligence Unit \u2013 India (FIU-IND) serves as the national agency for handling suspicious financial transactions.<\/span><\/li>\r\n\t<li><b>Special Courts:<\/b><span style=\"font-weight: 400\"> One or more courts of session can be designated as special courts to hear cases involving violations of the PMLA and other relevant laws.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">Prevention of Money Laundering Act 2002 Latest Amendments<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">The Prevention of Money Laundering Act, 2002 has undergone significant amendments in 2009, 2012, and 2023, enhancing its provisions to combat money laundering. These updates broaden the scope of reporting entities, establish stricter bail conditions for corruption, and address emerging financial technologies like <a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/cryptocurrency\/\" target=\"_blank\"><strong>cryptocurrency<\/strong><\/a>.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400\">PMLA Act Amendment of 2009<\/span><\/h3>\r\n<p><b>PMLA Act Amendment of 2009<\/b><span style=\"font-weight: 400\"> added \"criminal conspiracy\" under Section 120B of the Indian Penal Code (IPC) to the PMLA's schedule of offences, allowing the ED to investigate cases involving conspiracy, even if the main offence wasn't listed in the PMLA. The amendment introduced in 2009 granted the Enforcement Directorate (ED) the authority to investigate and trace illicit funds across international borders, extending its jurisdiction globally.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400\">PMLA Act Amendment of 2012<\/span><\/h3>\r\n<p><span style=\"font-weight: 400\">The PMLA Act Amendment of 2012 brought significant changes\u2014offences listed under the Prevention of Corruption Act, 1988, were shifted from Part B to Part A of the schedule. This change led to more stringent bail requirements for corruption-related crimes. Additionally, the definition of money laundering was broadened to cover the concealment, possession, acquisition, or utilisation of crime proceeds.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400\">PMLA Act Amendment of 2022\u00a0<\/span><\/h3>\r\n<p><span style=\"font-weight: 400\">The PMLA Act Amendment of 2022 introduced judicial oversight by requiring consultation with the Chief Justice of India for certain actions under Section 6. It aimed to enhance procedural safeguards while maintaining the Enforcement Directorate's authority.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400\">PMLA Act Amendment Rules of 2023<\/span><\/h3>\r\n<p><span style=\"font-weight: 400\">The PMLA Act Amendment Rules of 2023 expanded the range of reporting entities to include company representatives, banking intermediaries, financial companies, and accounting professionals like Chartered Accountants and Company Secretaries.\u00a0<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The amendments also introduce a new definition for \"Politically Exposed Persons\" (PEPs), covering individuals in prominent foreign public positions, such as heads of state, senior politicians, and executives of state-owned corporations.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Additionally, the definition of \"non-profit organisation\" now includes entities established for religious or charitable purposes. Reporting entities must register non-profit clients on <\/span><a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/niti-aayog\/\" target=\"_blank\"><b>NITI Aayog<\/b><\/a><span style=\"font-weight: 400\">\u2019s DARPAN portal.\u00a0<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The amendments also make <\/span><b>cryptocurrency<\/b> <span style=\"font-weight: 400\">and Virtual Digital Assets (VDAs) subject to anti-money laundering laws, classifying them as reporting entities under the PMLA.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PMLA Act Related Supreme Court Observation<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">The <\/span><a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/supreme-court-of-india\/\" target=\"_blank\"><b>Supreme Court of India<\/b><\/a><span style=\"font-weight: 400\"> upheld the constitutional validity of the PMLA and ruled that all PMLA offences are cognisable and non-bailable. In the landmark case of Vijay Madanlal Choudhary v. Union of India (2022), the Court upheld the constitutional validity of key provisions, including the Enforcement Directorate's (ED) powers of arrest, search, and seizure, and the stringent bail conditions under Section 45.\u00a0<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The Court interpreted Section 3 expansively, stating that involvement in any activity connected with the proceeds of crime constitutes money laundering, even without projecting them as untainted. \u200b<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">However, in a subsequent ruling in May 2024, the Supreme Court clarified that the ED cannot arrest an accused under Section 19 of the PMLA after a Special Court has taken cognisance of the complaint; instead, the ED must seek custody through the court.\u00a0<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Additionally, the Court held that the stringent bail conditions do not apply if the accused appears in response to a summons. \u200b<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">Prevention of Money Laundering Act Significance<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">The<\/span><b> Prevention of Money Laundering Act 2002 (PMLA Act)<\/b><span style=\"font-weight: 400\"> is crucial for combating money laundering, safeguarding the financial system, providing a robust legal framework, disrupting terrorist financing, facilitating asset recovery, and meeting international obligations against financial crimes.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><b>Combating Money Laundering:<\/b><span style=\"font-weight: 400\"> By defining money laundering as a criminal offence and establishing stringent penalties, PMLA aims to deter individuals and entities from engaging in such activities.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Protection of the Financial System:<\/b><span style=\"font-weight: 400\"> PMLA helps prevent the infiltration of illegal money into the financial system, thereby protecting its stability and integrity. This promotes a healthy financial environment for businesses and individuals.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Disrupting Terror Financing: <\/b>The <span style=\"font-weight: 400\">PMLA Act plays a crucial role in disrupting the flow of funds used by terrorist organisations, thereby weakening their ability to carry out attacks and destabilise national security.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Hawala Practice Prevention: <\/b><span style=\"font-weight: 400\">The Prevention of Money Laundering Act (PMLA), 2002, addresses hawala transactions by criminalising the laundering of funds through informal channels. Hawala, an unregulated method of transferring money without physical movement, is often exploited for illicit activities.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Asset Recovery:<\/b><span style=\"font-weight: 400\"> It gives authorities the power to seize and recover assets linked to the shadow economy and\u00a0<\/span><b><a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/black-money\/\" target=\"_blank\">black money<\/a>. <\/b><span style=\"font-weight: 400\">This prevents offenders from benefiting from their illegal activities and allows the state to recover those assets.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Fulfilling International Obligations:<\/b><span style=\"font-weight: 400\"> The Prevention of Money Laundering Act enables India to comply with international anti-money laundering standards and conventions, strengthening its cooperation with other countries in combating global financial crimes.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Combat Misuse of Tax Havens:<\/b><span style=\"font-weight: 400\"><strong>\u00a0<\/strong>The PMLA Act serves as a critical tool in India's efforts to combat the misuse of tax havens. By designating tax evasion as a predicate offence, the PMLA empowers authorities to investigate and prosecute individuals and entities that channel illicit funds through offshore jurisdictions.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">Prevention of Money Laundering Act 2002 Concerns<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">The PMLA Act of 2002 has raised concerns over the Enforcement Directorate's unchecked powers, lack of judicial oversight, reversal of the presumption of innocence, stringent bail provisions, and potential misuse against political and civil society actors.<\/span><\/p>\r\n<ul>\r\n\t<li><b>Wide Discretionary Powers: <\/b><span style=\"font-weight: 400\">The ED's broad powers to seize property raise concerns about potential misuse and lack of safeguards for the accused\u2014its ability to search without a warrant and make arrests can infringe on individual rights.<\/span><\/li>\r\n\t<li><b>Burden of Proof on Accused:<\/b><span style=\"font-weight: 400\"> Under the PMLA, some argue that the burden of proof places an unreasonable burden on the accused. Due to this shift, there may occasionally be issues guaranteeing a fair trial.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Stringent Bail Conditions:<\/b><span style=\"font-weight: 400\"> An accused is denied bail by the entire court system because the bail provision under the PMLA states that a judge can only grant bail if he is convinced that the accused is innocent.\u00a0<\/span>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">This goes against <\/span><i><span style=\"font-weight: 400\">Anglo-Saxon jurisprudence,<\/span><\/i><span style=\"font-weight: 400\"> which holds that a person is presumed innocent until proven guilty.<\/span><\/li>\r\n<\/ul>\r\n<\/li>\r\n\t<li style=\"font-weight: 400\"><b>Lack of Procedural Safeguards: <\/b><span style=\"font-weight: 400\">As the ED is not classified as a police agency, it is not bound by the CrPC safeguards, which could lead to unfair investigations and a lack of due process.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Unclear Definitions:<\/b><span style=\"font-weight: 400\"> The definition of \"proceeds of crime\" under the Act remains ambiguous, potentially leading to arbitrary application of the law. The definition of crimes is very elastic.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/fundamental-rights\/\" target=\"_blank\"><b>Fundamental Rights<\/b><\/a><b> Violation:<\/b><span style=\"font-weight: 400\"> The PMLA raises fundamental rights concerns. Under <\/span><b>Article 21<\/b><span style=\"font-weight: 400\">, the ED's non-disclosure of the Enforcement Case Information Report (ECIR) denies the accused their right to know the charges.\u00a0<\/span>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Additionally, equating minor and serious crimes violates <\/span><b>Article 14's <\/b><a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/right-to-equality\/\" target=\"_blank\"><b>Right to equality<\/b><\/a><span style=\"font-weight: 400\">.\u00a0<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Lastly, allowing authorities to summon anyone, including the accused, infringes on the right against self-incrimination under <\/span><b>Article 20(3).<\/b><\/li>\r\n<\/ul>\r\n<\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PMLA Act 2002 Way Forward<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">The way forward for the Prevention of Money Laundering Act lies in enhancing transparency, ensuring judicial oversight of ED actions, balancing individual rights with enforcement needs, and amending provisions to align with constitutional safeguards and global standards. The following measures can be adopted to improve the PMLA Act further:<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><b>Clarity:<\/b><span style=\"font-weight: 400\"> Defining the scope of ED's powers more precisely. Clearly define and narrow the scope of offences covered under the PMLA to align with the original goal of preventing money laundering.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Judicial Oversight:<\/b><span style=\"font-weight: 400\"> Strengthening judicial oversight by requiring judicial authorisation for specific crucial steps of the investigation, such as property attachment, search and seizure, and arrest.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Strengthening Procedural Safeguards:<\/b><span style=\"font-weight: 400\"> Introduce stronger safeguards to protect the rights of the accused, such as ensuring that accused individuals have access to vital documents like the <\/span><b>ECIR<\/b><span style=\"font-weight: 400\">.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Reassessment of Burden of Proof: <\/b><span style=\"font-weight: 400\">The PMLA may be amended to provide a fairer division of the burden of proof between the accused and the prosecution.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PMLA Act 2002 UPSC PYQs<\/span><\/h2>\r\n<p><b>Question 1: <\/b><span style=\"font-weight: 400\">\u00a0Discuss how emerging technologies and globalisation contribute to money laundering. Elaborate measures to tackle the problem of money laundering both at national and international levels. <\/span><b>(UPSC Mains 2021)<\/b><\/p>","protected":false},"excerpt":{"rendered":"<p>The Prevention of Money Laundering Act, 2002 (PMLA) is an Indian law enacted to prevent money laundering and confiscate property involved with illegal activities. Read more about the Prevention of Money Laundering Act, 2002 (PMLA), Objectives, Provisions, Concerns and SC judgements.<\/p>\n","protected":false},"author":22,"featured_media":28132,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[38,35],"tags":[1905,1906,40,665],"class_list":["post-28107","post","type-post","status-publish","format-standard","has-post-thumbnail","category-upsc-notes","category-upsc-internal-security-notes","tag-pmla-act-2002","tag-prevention-of-money-laundering-act-2002","tag-quest","tag-upsc-internal-security-notes"],"acf":[],"_links":{"self":[{"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/posts\/28107","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/comments?post=28107"}],"version-history":[{"count":4,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/posts\/28107\/revisions"}],"predecessor-version":[{"id":28157,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/posts\/28107\/revisions\/28157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/media\/28132"}],"wp:attachment":[{"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/media?parent=28107"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/categories?post=28107"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/tags?post=28107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}