{"id":31024,"date":"2026-10-19T18:07:53","date_gmt":"2026-10-19T12:37:53","guid":{"rendered":"https:\/\/vajiramandravi.com\/upsc-exam\/?p=31024"},"modified":"2026-10-19T18:07:53","modified_gmt":"2026-10-19T12:37:53","slug":"pm-kisan","status":"publish","type":"post","link":"https:\/\/vajiramandravi.com\/upsc-exam\/pm-kisan\/","title":{"rendered":"PM KISAN (PM-Kisan Samman Nidhi), Features, Eligibility, Impact"},"content":{"rendered":"<p><span style=\"font-weight: 400\">The Indian government introduced the PM-Kisan Samman Nidhi, or PM KISAN in short, a Central Sector Scheme to give qualified landholding farmer families direct cash assistance. Through Direct Benefit Transfer, qualified farmers receive \u20b96,000 per year in three equal instalments of \u20b92,000. PM KISAN aims to supplement farmers\u2019 financial requirements for agricultural inputs and household needs while reducing dependence on intermediaries. Aadhaar-based authentication, land-record verification, e-KYC and bank-account linkage form important components of its implementation.<\/span><\/p>\r\n<p><span style=\"font-weight: 400\">PM KISAN has supported agricultural investment, eased credit constraints and strengthened digital delivery of welfare benefits. Its effectiveness, however, depends on accurate beneficiary identification, updated land records, smooth verification and timely payment mechanisms.<\/span><\/p>\r\n<h2><span style=\"font-weight: 400\">PM KISAN Overview<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">PM KISAN Overview covers a nationwide income-support programme that transfers financial assistance directly to eligible landholding farmer families through a technology-enabled Direct Benefit Transfer mechanism.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><b>Full Name:<\/b><span style=\"font-weight: 400\"> Pradhan Mantri Kisan Samman Nidhi (PM KISAN).<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Ministry:<\/b><span style=\"font-weight: 400\"> Ministry of Agriculture and Farmers Welfare, Government of India.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Type:<\/b><span style=\"font-weight: 400\"> Central Sector Scheme.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Operational from:<\/b><span style=\"font-weight: 400\"> 1 December 2018.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Officially launched:<\/b><span style=\"font-weight: 400\"> February 2019.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Objective:<\/b><span style=\"font-weight: 400\"> To supplement the financial needs of eligible landholding farmer families for purchasing agricultural inputs and meeting certain domestic requirements.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Family definition:<\/b><span style=\"font-weight: 400\"> For PM KISAN, a farmer family consists of the husband, wife and minor children.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Continuation:<\/b><span style=\"font-weight: 400\"> The Union Cabinet approved the continuation of PM KISAN from 2026\u201327 to 2030\u201331, with a total financial outlay of \u20b93.15 lakh crore.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PM KISAN Features<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">PM KISAN combines direct income support with digital beneficiary identification, land-record verification, Aadhaar authentication and DBT to improve transparency.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><b>Income support:<\/b><span style=\"font-weight: 400\"> Eligible farmer families receive \u20b96,000 annually.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Three instalments:<\/b><span style=\"font-weight: 400\"> The annual amount is divided into three instalments of \u20b92,000 each.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Four-monthly payment:<\/b><span style=\"font-weight: 400\"> Instalments are generally released at four-month intervals.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Direct Benefit Transfer (DBT):<\/b><span style=\"font-weight: 400\"> Money is transferred directly to beneficiaries' bank accounts.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Aadhaar-linked payments:<\/b><span style=\"font-weight: 400\"> The scheme uses <\/span><strong><a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/aadhaar\/\" target=\"_blank\">Aadhaar<\/a><\/strong><span style=\"font-weight: 400\">-based authentication and Aadhaar-seeded bank accounts as part of its verification and payment framework.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Landholding-based eligibility:<\/b><span style=\"font-weight: 400\"> Cultivable landholding is the primary eligibility criterion, subject to prescribed exclusions.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Central funding:<\/b><span style=\"font-weight: 400\"> The entire financial burden of the scheme is borne by the Union Government.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Digital platform:<\/b><span style=\"font-weight: 400\"> The PM KISAN portal facilitates registration, beneficiary verification, status checking and payment-related services.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>e-KYC:<\/b><span style=\"font-weight: 400\"> e-KYC is mandatory for registered PM KISAN beneficiaries.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Mobile application:<\/b><span style=\"font-weight: 400\"> The PM KISAN mobile application provides facilities including registration, status tracking and e-KYC.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Kisan-eMitra:<\/b><span style=\"font-weight: 400\"> An AI-enabled chatbot provides information relating to registration, payments and eligibility.<\/span><\/li>\r\n<\/ul>\r\n<p><img decoding=\"async\" class=\"wp-image-31027 aligncenter\" src=\"https:\/\/vajiramias.sgp1.cdn.digitaloceanspaces.com\/wp\/upsc-exam\/2026\/10\/19114600\/PM-KISAN-1.png\" alt=\"PM KISAN\" width=\"880\" height=\"446\" srcset=\"https:\/\/vajiramias.sgp1.cdn.digitaloceanspaces.com\/wp\/upsc-exam\/2026\/10\/19114600\/PM-KISAN-1.png 1761w, https:\/\/vajiramias.sgp1.cdn.digitaloceanspaces.com\/wp\/upsc-exam\/2026\/10\/19114600\/PM-KISAN-1-768x389.png 768w, https:\/\/vajiramias.sgp1.cdn.digitaloceanspaces.com\/wp\/upsc-exam\/2026\/10\/19114600\/PM-KISAN-1-1536x779.png 1536w\" sizes=\"(max-width: 880px) 100vw, 880px\" \/><\/p>\r\n<h2><span style=\"font-weight: 400\">PM KISAN Eligibility Criteria<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">PM KISAN eligibility criteria primarily require an eligible landholding farmer family with cultivable land, while specified higher-economic-status categories remain excluded from receiving scheme benefits.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The scheme covers eligible landholding farmer families, subject to the prevailing exclusion criteria.\u00a0<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">State and UT governments identify and verify the beneficiaries and prepare the required beneficiary database.<\/span><\/li>\r\n<\/ul>\r\n<h3><span style=\"font-weight: 400\">Eligible for PM KISAN<\/span><\/h3>\r\n<p><span style=\"font-weight: 400\">The eligibility for the PM Kisan Samman Nidhi scheme is as follows.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Landholding farmer families possessing cultivable land recorded in the relevant land records are eligible, subject to the prescribed exclusions.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The State or Union Territory administration is responsible for identifying eligible farmer families.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Beneficiary records may include name, age, gender, category, Aadhaar details, bank account information and mobile number.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Required land records must be appropriately seeded in the PM KISAN system.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Beneficiaries must fulfil the mandatory verification requirements before receiving payments.<\/span><\/li>\r\n<\/ul>\r\n<h3><span style=\"font-weight: 400\">Not Eligible for PM KISAN<\/span><\/h3>\r\n<p><span style=\"font-weight: 400\">The benefits of the PM KISAN Scheme cannot be offered to the following categories of people.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Institutional landholders.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Present and former holders of constitutional posts.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Present and former ministers and certain elected representatives, including members of Parliament and State Legislature members.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Present and former mayors of municipal corporations.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Present and former Chairpersons of District Panchayats.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Serving or retired officers and employees of specified Central and State Government ministries, departments, offices, PSUs and autonomous institutions, subject to prescribed exceptions.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Regular employees of local bodies, subject to specified exceptions.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Retired or superannuated pensioners receiving a monthly pension of \u20b910,000 or more, subject to prescribed exceptions.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Persons who paid income tax in the last assessment year.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Practising registered professionals such as doctors, engineers, lawyers, chartered accountants and architects.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PM KISAN e-KYC and Verification<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">PM KISAN e-KYC and verification authenticate beneficiaries by combining Aadhaar-linked processes, land-record seeding, bank-account linkage and state or UT validation before benefits are released.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400\">Importance of e-KYC for PM KISAN<\/span><\/h3>\r\n<p><span style=\"font-weight: 400\">e-KYC helps establish that the registered beneficiary is genuine and eligible, while reducing the possibility of duplicate or erroneous payments. Under the current verification framework,<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">e-KYC is <\/span><b>mandatory<\/b><span style=\"font-weight: 400\"> for registered PM KISAN farmers.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">OTP-based e-KYC can be completed through the PM KISAN portal.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Biometric authentication is available through authorised Common Service Centres and other designated channels.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Face-authentication facilities are also available through the PM KISAN digital ecosystem.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Land seeding is mandatory.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Aadhaar linking with the bank account is mandatory.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">States and UTs validate and verify beneficiary data.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Payments are released based on beneficiaries identified and verified by the states and <\/span><strong><a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/union-territories\/\" target=\"_blank\">UTs<\/a><\/strong><span style=\"font-weight: 400\">.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PM KISAN 23rd Instalment<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">The 23rd instalment was released on 20 June 2026 from Tarakeswar in Hooghly district, West Bengal. More than \u20b918,880 crore was transferred directly to over 9.44 crore farmers, including more than 2.18 crore women farmers. 23rd Instalment: Key Facts<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><b>Release date:<\/b><span style=\"font-weight: 400\"> 20 June 2026.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Amount transferred:<\/b><span style=\"font-weight: 400\"> More than \u20b918,880 crore.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Farmers benefited:<\/b><span style=\"font-weight: 400\"> More than 9.44 crore.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Women beneficiaries:<\/b><span style=\"font-weight: 400\"> More than 2.18 crore.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Cumulative disbursement:<\/b><span style=\"font-weight: 400\"> More than \u20b94.46 lakh crore since inception.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Location of release:<\/b><span style=\"font-weight: 400\"> Tarakeswar, Hooghly, West Bengal.<\/span><\/li>\r\n<\/ul>\r\n<p><img decoding=\"async\" class=\"wp-image-31026 aligncenter\" src=\"https:\/\/vajiramias.sgp1.cdn.digitaloceanspaces.com\/wp\/upsc-exam\/2026\/10\/19114112\/PM-KISAN.png\" alt=\"PM KISAN\" width=\"865\" height=\"775\" srcset=\"https:\/\/vajiramias.sgp1.cdn.digitaloceanspaces.com\/wp\/upsc-exam\/2026\/10\/19114112\/PM-KISAN.png 1325w, https:\/\/vajiramias.sgp1.cdn.digitaloceanspaces.com\/wp\/upsc-exam\/2026\/10\/19114112\/PM-KISAN-768x688.png 768w\" sizes=\"(max-width: 865px) 100vw, 865px\" \/><\/p>\r\n<h2><span style=\"font-weight: 400\">PM KISAN Significance<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">The significance of PM KISAN lies in creating a large-scale direct-income-support mechanism that combines farmer assistance with digital governance, <\/span><strong><a href=\"https:\/\/vajiramandravi.com\/upsc-exam\/financial-inclusion\/\" target=\"_blank\">financial inclusion<\/a><\/strong><span style=\"font-weight: 400\"> and transparent public expenditure. The scheme is significant because it:<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Provides predictable supplementary financial support;<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Supports agricultural input expenditure;<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Strengthens the DBT architecture;<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Reduces intermediary involvement;<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Promotes digital verification;<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Supports rural household liquidity;<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">May reduce dependence on informal credit for some beneficiary households;<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Supports agricultural investment;<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Supports the creation and maintenance of a digital beneficiary database;<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Demonstrates the use of digital public infrastructure for welfare delivery.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PM KISAN Impact<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">The impact of PM KISAN includes improved access to agricultural inputs, reduced credit constraints, greater farm-investment capacity and stronger financial support for participating farmer households.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">An IFPRI study found that PM KISAN transfers contributed to rural economic activity.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The assistance helped alleviate credit constraints faced by farmers.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Farmers used the funds to increase investment in agricultural inputs.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Financial assistance improved farmers' ability to undertake productive investments involving greater risk.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Funds were also used for non-farm household requirements such as education, medical expenses and marriage.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Feedback surveys reported that more than 92% of beneficiaries were satisfied with the scheme.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">More than 93% of surveyed farmers reported using the benefits for agricultural activities.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">A NITI Aayog evaluation found that more than 92% of beneficiary farmers used the assistance for essential agricultural inputs such as seeds, fertilisers and pesticides.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Approximately 85% of beneficiary farmers reported an increase in agricultural income.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Beneficiaries also reported reduced dependence on informal credit during crop failures and medical emergencies.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PM KISAN Benefits<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">Benefits of PM KISAN extend beyond direct income support by helping eligible farmers meet input expenses, manage liquidity constraints and maintain continuity in agricultural activities.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><b>Financial Assistance<\/b><span style=\"font-weight: 400\">: The \u20b96,000 annual transfer provides supplementary income support to eligible farmer families.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Support for Agricultural Inputs<\/b><span style=\"font-weight: 400\">: Farmers can utilise the assistance for agricultural requirements such as seeds, fertilisers, pesticides and other farm-related expenses.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Reduced Credit Dependence:<\/b><span style=\"font-weight: 400\"> Timely financial support can reduce farmers' dependence on informal sources of credit for agricultural and household requirements.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Improved Farm Investment<\/b><span style=\"font-weight: 400\">: PM KISAN can increase farmers' capacity to invest in agricultural activities and undertake productive investments.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Support During Agricultural Stress:<\/b><span style=\"font-weight: 400\"> The assistance provides some liquidity during periods involving crop failures, rising input costs and other financial pressures.<\/span>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">However, PM KISAN provides supplementary income support; it is not crop-loss compensation or crop insurance.<\/span><\/li>\r\n<\/ul>\r\n<\/li>\r\n\t<li style=\"font-weight: 400\"><b>Direct and Transparent Delivery<\/b><span style=\"font-weight: 400\">: DBT enables the transfer of assistance directly into beneficiaries' bank accounts, reducing intermediary involvement.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Women's Inclusion<\/b><span style=\"font-weight: 400\">: The scheme has significant female participation; more than 2.18 crore women farmers received the 23rd instalment.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Digital Access<\/b><span style=\"font-weight: 400\">: The PM KISAN portal and mobile application allow farmers to access registration, status and e-KYC-related services.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PM KISAN Challenges<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">Challenges of PM KISAN include gaps in land records, exclusion of some cultivators, authentication difficulties, payment failures, beneficiary duplication and the limited size of fixed annual assistance.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><b>Land Record Issues<\/b><span style=\"font-weight: 400\">: Incomplete, outdated or disputed land records can make it difficult to identify eligible beneficiaries.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Tenant Farmer Exclusion:<\/b><span style=\"font-weight: 400\"> Since landholding is central to eligibility, cultivators who do not have recognised land ownership records may face difficulties accessing the scheme.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>e-KYC Difficulties:<\/b><span style=\"font-weight: 400\"> Limited digital literacy, connectivity problems or authentication failures can create difficulties for some beneficiaries.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Aadhaar and Bank-Linking Problems<\/b><span style=\"font-weight: 400\">: Incorrect or incomplete Aadhaar-bank linkage can interfere with successful payment processing.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Duplicate or Ineligible Beneficiaries<\/b><span style=\"font-weight: 400\">: Maintaining an accurate national database requires continuous verification to identify duplicate or ineligible beneficiaries.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>State-Level Verification<\/b><span style=\"font-weight: 400\">: Beneficiary identification and validation depend significantly on State and Union Territory administrations.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Payment Delays<\/b><span style=\"font-weight: 400\">: Incomplete documentation, verification issues and incorrect beneficiary details can delay the release of instalments.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Limited Financial Assistance<\/b><span style=\"font-weight: 400\">: The annual \u20b96,000 support is supplementary and may not fully compensate farmers for rising costs of seeds, fertilisers, irrigation, machinery and other agricultural inputs.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Changing Land Ownership<\/b><span style=\"font-weight: 400\">: Inheritance, sale, transfer and other changes in land ownership require continuous updating of beneficiary records.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400\">PM KISAN Way Forward<\/span><\/h2>\r\n<p><span style=\"font-weight: 400\">PM KISAN should focus on improving land-record integration, strengthening last-mile verification, reducing payment failures and making income support more responsive to agricultural realities.<\/span><\/p>\r\n<ul>\r\n\t<li style=\"font-weight: 400\"><b>Modernise land records:<\/b><span style=\"font-weight: 400\"> States should accelerate accurate digitisation and regularly update land records.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Improve beneficiary identification:<\/b><span style=\"font-weight: 400\"> Periodically update data to account for inheritance, land transfers, and changes in eligibility.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Strengthen e-KYC support:<\/b><span style=\"font-weight: 400\"> CSCs and local government institutions can assist farmers who face authentication or digital-literacy barriers.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Reduce payment failures:<\/b><span style=\"font-weight: 400\"> Aadhaar-bank linkage and beneficiary details should be routinely checked.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Improve grievance redressal:<\/b><span style=\"font-weight: 400\"> Payment and registration complaints should be resolved through time-bound mechanisms.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Strengthen tenant-farmer identification:<\/b><span style=\"font-weight: 400\"> States can develop appropriate mechanisms to identify genuine cultivators while ensuring compliance with the scheme's eligibility framework.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Expand digital awareness:<\/b><span style=\"font-weight: 400\"> Farmers should receive information in local languages about registration, e-KYC, eligibility and payment status.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Use data analytics:<\/b><span style=\"font-weight: 400\"> Digital systems can identify duplicate records and cases requiring verification.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Improve women's participation:<\/b><span style=\"font-weight: 400\"> Awareness and outreach should facilitate eligible women landholders' access to the scheme.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Converge with other schemes:<\/b><span style=\"font-weight: 400\"> PM KISAN should complement agricultural credit, crop insurance, irrigation, soil-health, market-access and productivity-enhancement programmes.<\/span><\/li>\r\n\t<li style=\"font-weight: 400\"><b>Review adequacy periodically:<\/b><span style=\"font-weight: 400\"> The adequacy of the fixed annual support should be assessed in light of changes in agricultural input costs and farmers' financial requirements.<\/span><\/li>\r\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>PM Kisan Samman Nidhi is a Central Sector Scheme launched by the Government of India to provide direct financial support to eligible landholding farmer families. Know its features and eligibility.<\/p>\n","protected":false},"author":35,"featured_media":31070,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[38,32],"tags":[2123,40,648],"class_list":["post-31024","post","type-post","status-publish","format-standard","has-post-thumbnail","category-upsc-notes","category-upsc-agriculture-notes","tag-pm-kisan","tag-quest","tag-upsc-agriculture-notes"],"acf":[],"_links":{"self":[{"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/posts\/31024","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/comments?post=31024"}],"version-history":[{"count":4,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/posts\/31024\/revisions"}],"predecessor-version":[{"id":31074,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/posts\/31024\/revisions\/31074"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/media\/31070"}],"wp:attachment":[{"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/media?parent=31024"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/categories?post=31024"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vajiramandravi.com\/upsc-exam\/wp-json\/wp\/v2\/tags?post=31024"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}