UPSC Daily Quiz 2 November 2026
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Vajiram & Ravi’s Daily UPSC Quiz is designed to help aspirants strengthen their preparation by focusing on current affairs and concepts from the UPSC Syllabus 2026 for both Prelims & Mains. It allows candidates to revise important topics while regularly assessing their understanding and progress. Practicing these quizzes daily can improve accuracy, speed, and problem-solving skills. This consistent practice also enhances confidence in tackling exam-level questions. Overall, it is a valuable tool for both UPSC Prelims preparation and Mains revision.
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Question 1 of 10
1. Question
1 pointsWhich of the following best describes ‘Exostoma nasibarbatum’, recently seen in the news?
Correct
Answer: c
Explanation:
A new species of rare glyptosternine catfish, named Exostoma nasibarbatum, has been recently identified in Manipur.
About Exostoma nasibarbatum:
- It is a new species of catfish.
- It was discovered in Manipur, during a survey of the Bupal stream, a tributary of the Dujang River in the Chindwin river system along the Myanmar border.
- It inhabits fast-flowing, turbulent streams characterised by boulders and rocky substrates.
- The species has several morphological adaptations that enable it to survive in fast-flowing waters.
- These include a strongly flattened head and body, enlarged paired fins with adhesive striae, and flattened maxillary barbels that aid attachment to rocky substrates.
- The species has been named nasibarbatum in reference to its prominent nasal barbel, which extends beyond the posterior margin of the orbit.
- The name combines the Latin words nasus, meaning nose, and barba, meaning beard, referring to the elongated, tactile sensory organ located near the nostril.
- It belongs to the genus Exostoma.
- Exostoma is a genus of sisorid catfishes native to Asia.
- Sisorid catfishes are freshwater catfishes belonging to the family Sisoridae, under the order Siluriformes.
- 23 valid species are currently recognised within the genus, distributed across major river systems in Southeast Asia and the Indian subcontinent.
- Of these, seven are considered valid species in the Chindwin-Irrawaddy drainage.
Hence option c is the correct answer.
Incorrect
Answer: c
Explanation:
A new species of rare glyptosternine catfish, named Exostoma nasibarbatum, has been recently identified in Manipur.
About Exostoma nasibarbatum:
- It is a new species of catfish.
- It was discovered in Manipur, during a survey of the Bupal stream, a tributary of the Dujang River in the Chindwin river system along the Myanmar border.
- It inhabits fast-flowing, turbulent streams characterised by boulders and rocky substrates.
- The species has several morphological adaptations that enable it to survive in fast-flowing waters.
- These include a strongly flattened head and body, enlarged paired fins with adhesive striae, and flattened maxillary barbels that aid attachment to rocky substrates.
- The species has been named nasibarbatum in reference to its prominent nasal barbel, which extends beyond the posterior margin of the orbit.
- The name combines the Latin words nasus, meaning nose, and barba, meaning beard, referring to the elongated, tactile sensory organ located near the nostril.
- It belongs to the genus Exostoma.
- Exostoma is a genus of sisorid catfishes native to Asia.
- Sisorid catfishes are freshwater catfishes belonging to the family Sisoridae, under the order Siluriformes.
- 23 valid species are currently recognised within the genus, distributed across major river systems in Southeast Asia and the Indian subcontinent.
- Of these, seven are considered valid species in the Chindwin-Irrawaddy drainage.
Hence option c is the correct answer.
-
Question 2 of 10
2. Question
1 pointsShey Phoksundo Lake, recently seen in the news, is located in which country?
Correct
Answer: d
Explanation:
Six Indian tourists have gone missing during a trek to Nepal’s Shey-Phoksundo Lake recently, following heavy snowfall in the region.
About Shey Phoksundo Lake:
- It is an alpine freshwater oligotrophic lake located in the Dolpa district of Nepal.
- It sits at an altitude of 3,611 meters (11,849 feet) and covers an area of about 4.94 sq.km.
- The lake is believed to have been formed some 30,000–40,000 years ago.
- It is a landslide-dammed lake, formed when a massive mountain collapse blocked a river valley, resulting in the accumulation of water.
- It is one of the deepest lakes of Nepal. The maximum depth of the lake is 145 meters, making it one of the deepest high-altitude lakes on the entire globe.
- It has a distinctive Y-shaped appearance.
- The lake’s outlet forms Suligad Waterfall, also known as Phoksundo Waterfall, approximately 167 metres high, regarded as the highest waterfall in Nepal.
- Its clear, mineral-rich water glimmers in bright blue and turquoise, changing shades with the weather and time of day.
- It was designated a Ramsar site in 2007 and falls within Shey Phoksumdo National Park.
- The Dolpo people have lived around Shey Phoksundo Lake for generations and continue to practice the ancient Bon religion.
- Bon is one of the oldest spiritual traditions of Tibet, predating Buddhism for thousands of years.
- Ringmo village, with as many as 20 stupas and a Bon Gompa (temple) also named Ringmo, is located on the southern end of the lake.
- Both Bon and Tibetan Buddhism are practised in the region.
Hence option d is the correct answer.
Incorrect
Answer: d
Explanation:
Six Indian tourists have gone missing during a trek to Nepal’s Shey-Phoksundo Lake recently, following heavy snowfall in the region.
About Shey Phoksundo Lake:
- It is an alpine freshwater oligotrophic lake located in the Dolpa district of Nepal.
- It sits at an altitude of 3,611 meters (11,849 feet) and covers an area of about 4.94 sq.km.
- The lake is believed to have been formed some 30,000–40,000 years ago.
- It is a landslide-dammed lake, formed when a massive mountain collapse blocked a river valley, resulting in the accumulation of water.
- It is one of the deepest lakes of Nepal. The maximum depth of the lake is 145 meters, making it one of the deepest high-altitude lakes on the entire globe.
- It has a distinctive Y-shaped appearance.
- The lake’s outlet forms Suligad Waterfall, also known as Phoksundo Waterfall, approximately 167 metres high, regarded as the highest waterfall in Nepal.
- Its clear, mineral-rich water glimmers in bright blue and turquoise, changing shades with the weather and time of day.
- It was designated a Ramsar site in 2007 and falls within Shey Phoksumdo National Park.
- The Dolpo people have lived around Shey Phoksundo Lake for generations and continue to practice the ancient Bon religion.
- Bon is one of the oldest spiritual traditions of Tibet, predating Buddhism for thousands of years.
- Ringmo village, with as many as 20 stupas and a Bon Gompa (temple) also named Ringmo, is located on the southern end of the lake.
- Both Bon and Tibetan Buddhism are practised in the region.
Hence option d is the correct answer.
-
Question 3 of 10
3. Question
1 pointsConsider the following statements regarding Psoriasis, recently seen in the news:
- It is an autoimmune condition that causes inflammation of hair follicles.
- It has a strong genetic association.
Which of the statements given above is/are correct?
Correct
Answer: b
Explanation:
Patients with psoriasis have an increased risk for cataracts and cataract surgery, with the risks for these outcomes varying by treatment modality, according to a recent study.
About Psoriasis:
- It is a chronic autoimmune condition that causes the rapid buildup of skin cells.
- This buildup of cells causes scaling on your skin’s surface.
- It causes a rash with itchy, scaly patches, most commonly on the knees, elbows, trunk, and scalp.
- It can be painful, interfere with sleep, and make it hard to concentrate.
- Causes:
- The cause of psoriasis is not fully understood. It is believed to be caused by genetics, the immune system, and the environment.
- Psoriasis occurs because the overactive immune system speeds up skin cell growth.
- Normal skin cells completely grow and shed (fall off) in a month.
- With psoriasis, skin cells do this in only three or four days. Instead of shedding, the skin cells pile up on the surface of the skin.
- Common triggers for psoriasis flare-ups include:
- Emotional stress.
- An infection (streptococcal infection).
- A skin injury like cuts, scrapes, or surgery.
- Certain medications, such as lithium and beta-blockers.
- Changes in body temperature due to the weather.
- Is psoriasis hereditary?
- Yes, there is a strong family link to psoriasis.
- If you have a family member affected by psoriasis, you are more likely to be affected by it too, due to shared genes.
- The way psoriasis is inherited is complex and not completely understood.
- Is psoriasis contagious? Psoriasis is not contagious.
- Symptoms:
- The condition tends to go through cycles, flaring for a few weeks or months, then subsiding for a while.
- Symptoms of psoriasis vary from person to person, but some common ones are:
- Patches of thick, red skin with silvery-white scales that itch or burn.
- Dry, cracked skin that itches or bleeds.
- Thick, ridged, pitted nails.
- Poor sleep quality.
- Some patients have a related condition called psoriatic arthritis, which can be characterized by stiff, swollen, or painful joints; neck or back pain; or Achilles heel pain.
- Treatment: It has no cure. Treatments aim to
- reduce inflammation and scales;
- slow the growth of skin cells;
- remove plaques;
- Common psoriasis treatments include:
- Steroid creams.
- Moisturizers for dry skin.
- Medication to slow skin cell production (anthralin).
- Medicated lotions or shampoos.
- Vitamin D3 ointment.
- Vitamin A or retinoid creams.
Hence only statement 2 is correct.
News: https://medicalxpress.com/news/2026-10-patients-psoriasis-cataracts-cataract-surgery.html
Incorrect
Answer: b
Explanation:
Patients with psoriasis have an increased risk for cataracts and cataract surgery, with the risks for these outcomes varying by treatment modality, according to a recent study.
About Psoriasis:
- It is a chronic autoimmune condition that causes the rapid buildup of skin cells.
- This buildup of cells causes scaling on your skin’s surface.
- It causes a rash with itchy, scaly patches, most commonly on the knees, elbows, trunk, and scalp.
- It can be painful, interfere with sleep, and make it hard to concentrate.
- Causes:
- The cause of psoriasis is not fully understood. It is believed to be caused by genetics, the immune system, and the environment.
- Psoriasis occurs because the overactive immune system speeds up skin cell growth.
- Normal skin cells completely grow and shed (fall off) in a month.
- With psoriasis, skin cells do this in only three or four days. Instead of shedding, the skin cells pile up on the surface of the skin.
- Common triggers for psoriasis flare-ups include:
- Emotional stress.
- An infection (streptococcal infection).
- A skin injury like cuts, scrapes, or surgery.
- Certain medications, such as lithium and beta-blockers.
- Changes in body temperature due to the weather.
- Is psoriasis hereditary?
- Yes, there is a strong family link to psoriasis.
- If you have a family member affected by psoriasis, you are more likely to be affected by it too, due to shared genes.
- The way psoriasis is inherited is complex and not completely understood.
- Is psoriasis contagious? Psoriasis is not contagious.
- Symptoms:
- The condition tends to go through cycles, flaring for a few weeks or months, then subsiding for a while.
- Symptoms of psoriasis vary from person to person, but some common ones are:
- Patches of thick, red skin with silvery-white scales that itch or burn.
- Dry, cracked skin that itches or bleeds.
- Thick, ridged, pitted nails.
- Poor sleep quality.
- Some patients have a related condition called psoriatic arthritis, which can be characterized by stiff, swollen, or painful joints; neck or back pain; or Achilles heel pain.
- Treatment: It has no cure. Treatments aim to
- reduce inflammation and scales;
- slow the growth of skin cells;
- remove plaques;
- Common psoriasis treatments include:
- Steroid creams.
- Moisturizers for dry skin.
- Medication to slow skin cell production (anthralin).
- Medicated lotions or shampoos.
- Vitamin D3 ointment.
- Vitamin A or retinoid creams.
Hence only statement 2 is correct.
News: https://medicalxpress.com/news/2026-10-patients-psoriasis-cataracts-cataract-surgery.html
-
Question 4 of 10
4. Question
1 pointsWhich of the following best describes ‘Project 18A’, recently seen in the news?
Correct
Answer: a
Explanation:
The Defence Acquisition Council (DAC), chaired by Defence Minister, has recently accorded in-principle approval to the futuristic warships under Project 18A.
About Project 18A:
- It is the Indian Navy’s Next-Generation Destroyer (NGD) programme.
- The proposed programme, estimated to cost around ₹80,000 crore, aims to develop a new generation of stealth-guided missile destroyers.
- Conceived as a successor to the Visakhapatnam-class (P-15B) destroyers, the P-18 class destroyers are engineered to counter emerging threats — from anti-ship ballistic missiles to submarine warfare.
- It is overseen by the Indian Navy’s Warship Design Bureau (WDB) in collaboration with Mazagon Dock Shipbuilders Limited (MDL) and Garden Reach Shipbuilders & Engineers (GRSE).
- Features:
- With an estimated displacement exceeding 13,000 tonnes, the P-18 will rank among the largest destroyers ever operated by the Indian Navy, significantly larger than the Visakhapatnam-class destroyers (7,400 tonnes).
- Under international classification, warships above 10,000 tonnes fall into the cruiser category — a segment that India currently does not possess.
- Project 18 will mark India’s entry into this class of warships.
- The warships are expected to have nearly 75% indigenous content.
- It features Integrated Electric Propulsion (IEP).
- Cruising Range: 4,500 nautical miles at 18 knots; endurance 45+ days.
- One of the most notable features of the design is the planned incorporation of up to 144 vertical launch system (VLS) cells capable of firing a diverse range of missile systems, including
- the long-range BrahMos-NG (Next Generation) supersonic cruise missiles for anti-ship and land-attack roles,
- the Barak-8 ER (Extended Range) surface-to-air missiles with intercept capabilities beyond 150 km;
- and the upcoming LR-LACM (Long Range Land Attack Cruise Missile).
- For terminal defence, the ships will deploy four 30-mm rapid-fire CIWS and at least one high-energy laser-based directed-energy weapon for defeating UAV swarms and supersonic sea-skimming missiles.
- Anti-submarine warfare (ASW) capabilities include twin triple-torpedo launchers (Varunastra heavy torpedoes), rocket-assisted ASW mortars, and advanced towed-array sonar systems.
- Additionally, a 127-mm/62 caliber main gun (likely the Oto Melara or indigenous upgrade) provides naval gunfire support.
- The ships will be able to carry unmanned underwater vehicles and kamikaze drones, used for surveillance, detecting mines, and attacking submarines.
- It is also expected to feature an advanced sensor and radar architecture centred on long-range multi-domain tracking systems capable of detecting and tracking targets at distances of up to 500 kilometres.
- The stealth enhancements include an enclosed X-shaped mast, radar-absorbent materials, optimized hull form, and infrared signature suppression (IRSS) for exhaust systems.
- With an estimated displacement exceeding 13,000 tonnes, the P-18 will rank among the largest destroyers ever operated by the Indian Navy, significantly larger than the Visakhapatnam-class destroyers (7,400 tonnes).
Hence option a is the correct answer.
News:
Incorrect
Answer: a
Explanation:
The Defence Acquisition Council (DAC), chaired by Defence Minister, has recently accorded in-principle approval to the futuristic warships under Project 18A.
About Project 18A:
- It is the Indian Navy’s Next-Generation Destroyer (NGD) programme.
- The proposed programme, estimated to cost around ₹80,000 crore, aims to develop a new generation of stealth-guided missile destroyers.
- Conceived as a successor to the Visakhapatnam-class (P-15B) destroyers, the P-18 class destroyers are engineered to counter emerging threats — from anti-ship ballistic missiles to submarine warfare.
- It is overseen by the Indian Navy’s Warship Design Bureau (WDB) in collaboration with Mazagon Dock Shipbuilders Limited (MDL) and Garden Reach Shipbuilders & Engineers (GRSE).
- Features:
- With an estimated displacement exceeding 13,000 tonnes, the P-18 will rank among the largest destroyers ever operated by the Indian Navy, significantly larger than the Visakhapatnam-class destroyers (7,400 tonnes).
- Under international classification, warships above 10,000 tonnes fall into the cruiser category — a segment that India currently does not possess.
- Project 18 will mark India’s entry into this class of warships.
- The warships are expected to have nearly 75% indigenous content.
- It features Integrated Electric Propulsion (IEP).
- Cruising Range: 4,500 nautical miles at 18 knots; endurance 45+ days.
- One of the most notable features of the design is the planned incorporation of up to 144 vertical launch system (VLS) cells capable of firing a diverse range of missile systems, including
- the long-range BrahMos-NG (Next Generation) supersonic cruise missiles for anti-ship and land-attack roles,
- the Barak-8 ER (Extended Range) surface-to-air missiles with intercept capabilities beyond 150 km;
- and the upcoming LR-LACM (Long Range Land Attack Cruise Missile).
- For terminal defence, the ships will deploy four 30-mm rapid-fire CIWS and at least one high-energy laser-based directed-energy weapon for defeating UAV swarms and supersonic sea-skimming missiles.
- Anti-submarine warfare (ASW) capabilities include twin triple-torpedo launchers (Varunastra heavy torpedoes), rocket-assisted ASW mortars, and advanced towed-array sonar systems.
- Additionally, a 127-mm/62 caliber main gun (likely the Oto Melara or indigenous upgrade) provides naval gunfire support.
- The ships will be able to carry unmanned underwater vehicles and kamikaze drones, used for surveillance, detecting mines, and attacking submarines.
- It is also expected to feature an advanced sensor and radar architecture centred on long-range multi-domain tracking systems capable of detecting and tracking targets at distances of up to 500 kilometres.
- The stealth enhancements include an enclosed X-shaped mast, radar-absorbent materials, optimized hull form, and infrared signature suppression (IRSS) for exhaust systems.
- With an estimated displacement exceeding 13,000 tonnes, the P-18 will rank among the largest destroyers ever operated by the Indian Navy, significantly larger than the Visakhapatnam-class destroyers (7,400 tonnes).
Hence option a is the correct answer.
News:
-
Question 5 of 10
5. Question
1 pointsConsider the following statements regarding Gelephu Mindfulness City (GMC), recently seen in the news:
- It is a transformative project to create a new city in the foothills of the Himalayas in Bhutan.
- It was established as a highly autonomous Special Administrative Region (SAR) with full executive and legislative powers and an independent judiciary.
Which of the statements given above is/are correct?
Correct
Answer: c
Explanation:
Bhutan’s King recently dedicated one of the 108 Buddhist stupas erected in a nine-hour construction feat to Prime Minister Narendra Modi as a mark of appreciation for India’s support for the country’s Gelephu Mindfulness City (GMC) project.
About Gelephu Mindfulness City (GMC):
- It is a transformative project to create a new city in the foothills of the Himalayas in Bhutan.
- This visionary city aspires to redefine urban development by placing mindfulness, well-being, sustainability, and cultural integrity at its core.
- The GMC project has been envisioned by the King of Bhutan, Jigme Khesar Namgyel Wangchuck.
- Located in Bhutan’s southern plains bordering the State of Assam in India and spanning over 4,046 sq.km., or 10% of Bhutan, GMC was established by Royal Charter in February 2024 as a highly autonomous Special Administrative Region (SAR).
- Through this Royal mandate, GMC is accorded full executive and legislative powers, with an independent judiciary, to govern the SAR separate from the Royal Government of Bhutan.
- Under the direct guidance of the King, GMC will be run by global and local talents to build an advanced economy by adopting and adapting the best governing policies and business practices from around the world.
- Features of GMC:
- The masterplan for “Gelephu Mindfulness City” shows a low- to-mid-rise metropolis built around a series of inhabitable bridges.
- Each of the bridges was designed to be combined with cultural, educational, recreational and infrastructure functions.
- Each bridge will “house” key features of the city: a new international airport, a university, a health-care facility for Eastern and Western medicine, a hydroponic greenhouse, a cultural center, a spiritual center, a market for local goods, and a hydroelectric dam, according to the plan.
- The planned city will have eleven “ribbonlike neighborhoods” that incorporate the area’s 35 rivers and streams.
- Neighborhoods will be designed like mandalas, with repeated patterns organized around a central public space.
- To protect against flooding, paddy fields will be built along the rivers, “forming urban terraces that cascade down from the hills to the valley,”. These will further function as biodiversity corridors for local flora and fauna.
- The GMC will have two protected areas – a national park and a wildlife sanctuary.
Hence both statements are correct.
Incorrect
Answer: c
Explanation:
Bhutan’s King recently dedicated one of the 108 Buddhist stupas erected in a nine-hour construction feat to Prime Minister Narendra Modi as a mark of appreciation for India’s support for the country’s Gelephu Mindfulness City (GMC) project.
About Gelephu Mindfulness City (GMC):
- It is a transformative project to create a new city in the foothills of the Himalayas in Bhutan.
- This visionary city aspires to redefine urban development by placing mindfulness, well-being, sustainability, and cultural integrity at its core.
- The GMC project has been envisioned by the King of Bhutan, Jigme Khesar Namgyel Wangchuck.
- Located in Bhutan’s southern plains bordering the State of Assam in India and spanning over 4,046 sq.km., or 10% of Bhutan, GMC was established by Royal Charter in February 2024 as a highly autonomous Special Administrative Region (SAR).
- Through this Royal mandate, GMC is accorded full executive and legislative powers, with an independent judiciary, to govern the SAR separate from the Royal Government of Bhutan.
- Under the direct guidance of the King, GMC will be run by global and local talents to build an advanced economy by adopting and adapting the best governing policies and business practices from around the world.
- Features of GMC:
- The masterplan for “Gelephu Mindfulness City” shows a low- to-mid-rise metropolis built around a series of inhabitable bridges.
- Each of the bridges was designed to be combined with cultural, educational, recreational and infrastructure functions.
- Each bridge will “house” key features of the city: a new international airport, a university, a health-care facility for Eastern and Western medicine, a hydroponic greenhouse, a cultural center, a spiritual center, a market for local goods, and a hydroelectric dam, according to the plan.
- The planned city will have eleven “ribbonlike neighborhoods” that incorporate the area’s 35 rivers and streams.
- Neighborhoods will be designed like mandalas, with repeated patterns organized around a central public space.
- To protect against flooding, paddy fields will be built along the rivers, “forming urban terraces that cascade down from the hills to the valley,”. These will further function as biodiversity corridors for local flora and fauna.
- The GMC will have two protected areas – a national park and a wildlife sanctuary.
Hence both statements are correct.
-
Question 6 of 10
6. Question
1 pointsConsider the following statements regarding Liberalised Remittance Scheme:
- It is part of the Foreign Exchange Management Act (FEMA) 1999.
- Under this remittance for buying Foreign Currency Convertible Bonds issued by Indian companies in the overseas secondary market is permitted.
Which of the statements given above is/are correct?
Correct
Answer: a
Explanation:
Outward remittances from India under the Reserve Bank of India’s (RBI) Liberalised Remittance Scheme (LRS) have crossed $20 billion during the first eight months of 2026.
About Liberalised Remittance Scheme:
- It is part of the Foreign Exchange Management Act (FEMA) 1999, which lays down the guidelines for outward remittance from India.
- It was introduced on February 4, 2004.
- Remittance Limit: Under LRS, all resident individuals, including minors, are allowed to freely remit up to USD $250,000 per financial year (April–March).
- This can be for any permissible current or capital account transaction, or a combination of both.
- Eligibility: Only individual Indian residents, including minors, are permitted to remit funds under LRS.
- Frequency of Remittances: There is no restriction on the frequency or number of transactions during a financial year.
- Types of transactions permitted:
- Opening of a foreign currency account abroad with a bank;
- Acquisition of immovable property abroad, overseas direct investment (ODI), and overseas portfolio investment (OPI);
- Extending loans, including loans in Indian Rupees to non-resident Indians (NRIs) who are relatives as defined in the Companies Act, 2013;
- Private visits abroad (excluding Nepal and Bhutan);
- Maintenance of relatives abroad;Medical treatment abroad; Pursuing studies abroad;
- Any other current account transaction that does not fall under the definition of current account (FEMA 199);
- Types of transactions not permitted:
- Remittance for purposes specifically prohibited, such as buying lottery tickets or restricted items.
- Remittance for buying Foreign Currency Convertible Bonds (FCCBs) issued by Indian companies in the overseas secondary market.
- Sending money for trading in foreign exchange abroad.
- Sending money to individuals and entities identified as posing a significant risk of terrorism.
- Sending money to countries identified as “non-cooperative countries and territories” by the Financial Action Task Force (FATF).
Hence only statement 1 is correct.
News: https://indianexpress.com/article/business/lrs-remittances-20-billion-eight-months-2026-10946199/
Incorrect
Answer: a
Explanation:
Outward remittances from India under the Reserve Bank of India’s (RBI) Liberalised Remittance Scheme (LRS) have crossed $20 billion during the first eight months of 2026.
About Liberalised Remittance Scheme:
- It is part of the Foreign Exchange Management Act (FEMA) 1999, which lays down the guidelines for outward remittance from India.
- It was introduced on February 4, 2004.
- Remittance Limit: Under LRS, all resident individuals, including minors, are allowed to freely remit up to USD $250,000 per financial year (April–March).
- This can be for any permissible current or capital account transaction, or a combination of both.
- Eligibility: Only individual Indian residents, including minors, are permitted to remit funds under LRS.
- Frequency of Remittances: There is no restriction on the frequency or number of transactions during a financial year.
- Types of transactions permitted:
- Opening of a foreign currency account abroad with a bank;
- Acquisition of immovable property abroad, overseas direct investment (ODI), and overseas portfolio investment (OPI);
- Extending loans, including loans in Indian Rupees to non-resident Indians (NRIs) who are relatives as defined in the Companies Act, 2013;
- Private visits abroad (excluding Nepal and Bhutan);
- Maintenance of relatives abroad;Medical treatment abroad; Pursuing studies abroad;
- Any other current account transaction that does not fall under the definition of current account (FEMA 199);
- Types of transactions not permitted:
- Remittance for purposes specifically prohibited, such as buying lottery tickets or restricted items.
- Remittance for buying Foreign Currency Convertible Bonds (FCCBs) issued by Indian companies in the overseas secondary market.
- Sending money for trading in foreign exchange abroad.
- Sending money to individuals and entities identified as posing a significant risk of terrorism.
- Sending money to countries identified as “non-cooperative countries and territories” by the Financial Action Task Force (FATF).
Hence only statement 1 is correct.
News: https://indianexpress.com/article/business/lrs-remittances-20-billion-eight-months-2026-10946199/
-
Question 7 of 10
7. Question
1 points. Consider the following statements regarding Tawang Monastery:
- It is located in the state of Arunachal Pradesh.
- It was founded in the 17th century by Merak Lama Lodre Gyatso.
Which of the statements given above is/are correct?
Correct
Answer: c
Explanation:
Recently, the sacred relics of Lord Buddha were accorded a traditional religious reception at the historic Gaden Namgyal Lhatse (Tawang Monastery).
About Tawang Monastery:
- Location: It is located in the mountains of the eastern Himalayan range in Arunachal Pradesh.
- It is also known as Gaden Namgyal Lhatse which means “the divine paradise of complete victory”.
- It was founded in the 17th century by Merak Lama Lodre Gyatso.
- It is a magnificent example of Mahayana Buddhism and is the largest monastery in India.
- It is an important centre of monastic learning, religious practice and cultural continuity.
- Structure:
- The most imposing building of the monastery is the assembly hall known as Dukhang.
- It is a three-storied building standing on the northern side of the court and houses the template and the Labrang (The establishment of the Abbot).
- The inner walls of the Dukhang are painted with murals of various divinities and saints. The altar occupies the entire northern wall of the hall.
- On the left of the alter is the silver casket wrapped in silk containing the Thangkas of Goddess Sri Devi (Palden Lhamo) the principle deity of the monastery, which was given to Merak Lama by the 5th Dalai Lama.
- A colossal richly gilded statue of Lord Buddha occupies the middle of the northern side.
- It is seated on a lotus throne flanked by his two Principal attendants Maudgalyayana and Sariputra, each with a staff and begging bowl in hand.
Hence both statements are correct.
News: https://www.pib.gov.in/PressReleaseDetail.aspx?PRID=2331377®=3&lang=1
Incorrect
Answer: c
Explanation:
Recently, the sacred relics of Lord Buddha were accorded a traditional religious reception at the historic Gaden Namgyal Lhatse (Tawang Monastery).
About Tawang Monastery:
- Location: It is located in the mountains of the eastern Himalayan range in Arunachal Pradesh.
- It is also known as Gaden Namgyal Lhatse which means “the divine paradise of complete victory”.
- It was founded in the 17th century by Merak Lama Lodre Gyatso.
- It is a magnificent example of Mahayana Buddhism and is the largest monastery in India.
- It is an important centre of monastic learning, religious practice and cultural continuity.
- Structure:
- The most imposing building of the monastery is the assembly hall known as Dukhang.
- It is a three-storied building standing on the northern side of the court and houses the template and the Labrang (The establishment of the Abbot).
- The inner walls of the Dukhang are painted with murals of various divinities and saints. The altar occupies the entire northern wall of the hall.
- On the left of the alter is the silver casket wrapped in silk containing the Thangkas of Goddess Sri Devi (Palden Lhamo) the principle deity of the monastery, which was given to Merak Lama by the 5th Dalai Lama.
- A colossal richly gilded statue of Lord Buddha occupies the middle of the northern side.
- It is seated on a lotus throne flanked by his two Principal attendants Maudgalyayana and Sariputra, each with a staff and begging bowl in hand.
Hence both statements are correct.
News: https://www.pib.gov.in/PressReleaseDetail.aspx?PRID=2331377®=3&lang=1
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Question 8 of 10
8. Question
1 pointsWestern Sahara, recently in news, shares its border with which one of the following Ocean?
Correct
Answer: d
Explanation:
Recently, the UN chief said that the 35-year-old UN peacekeeping mission in the Western Sahara region (MINURSO) will come to an end after the Security Council failed to renew its mandate.
About Western Sahara:
- Western Sahara is a vast, sparsely-populated desert region in Northwest Africa.
- It is part of the Maghreb region of North and West Africa.
- Bordering Countries: It shares its land borders with Morocco and Algeria to the north and northeast respectively, and Mauritania to the east and south.
- Water Body: It also has a long coast with the Atlantic Ocean in the West and Northwest.
- It is a region rich in phosphates and other minerals and has a lucrative fishing industry on its Atlantic coast.
Hence option (d) is correct answer.
News: https://www.reuters.com/world/africa/un-peacekeeping-mission-western-sahara-ends-after-35-years-un-chief-says-2026-11-01/
Incorrect
Answer: d
Explanation:
Recently, the UN chief said that the 35-year-old UN peacekeeping mission in the Western Sahara region (MINURSO) will come to an end after the Security Council failed to renew its mandate.
About Western Sahara:
- Western Sahara is a vast, sparsely-populated desert region in Northwest Africa.
- It is part of the Maghreb region of North and West Africa.
- Bordering Countries: It shares its land borders with Morocco and Algeria to the north and northeast respectively, and Mauritania to the east and south.
- Water Body: It also has a long coast with the Atlantic Ocean in the West and Northwest.
- It is a region rich in phosphates and other minerals and has a lucrative fishing industry on its Atlantic coast.
Hence option (d) is correct answer.
News: https://www.reuters.com/world/africa/un-peacekeeping-mission-western-sahara-ends-after-35-years-un-chief-says-2026-11-01/
-
Question 9 of 10
9. Question
1 pointsWith reference to Olive Ridley Turtle, consider the following statements:
- It is best known for its unique mass nesting, called Arribada.
- It is categorised as critically endangered species under the IUCN Red List.
- It is mainly sound in the warm waters of the Pacific, Atlantic, and Indian oceans.
How many of the above statements are correct?
Correct
Answer: b
Explanation:
Recently, fishing activities and the movement of mechanised boats have been prohibited in designated coastal stretches of Odisha for seven months as part of measures to protect the endangered Olive Ridley sea turtles.
About Olive Ridley Turtle:
- It is the smallest and most abundant of all sea turtles found in the world.
- It gets its name from the olive green colouration of its carapace (shell).
- It is best known for its unique mass nesting, called Arribada, where thousands of females come together on the same beach to lay eggs.
- Distribution of Olive Ridley Turtle:
- They are mainly found in the warm waters of the Pacific, Atlantic, and Indian oceans.
- Odisha’s Gahirmatha Marine Sanctuary is known as the world’s largest rookery (a colony of breeding animals) of sea turtles.
- Features of Olive Ridley Turtle:
- They are solitary, preferring the open ocean.
- Diet: They are omnivorous, meaning they feed on both plants and animals.
- These turtles spend their entire lives in the ocean, and migrate thousands of kilometers between feeding and mating grounds in the course of a year.
- Conservation Status of Olive Ridley Turtle
- IUCN Red List: Vulnerable
- CITES: Appendix I
- Wildlife Protection Act, 1972: Schedule 1
Hence only statements 1 and 3 are correct.
News: https://www.downtoearth.org.in/wildlife-biodiversity/odisha-begins-seven-month-fishing-ban-to-protect-olive-ridley-turtles
Incorrect
Answer: b
Explanation:
Recently, fishing activities and the movement of mechanised boats have been prohibited in designated coastal stretches of Odisha for seven months as part of measures to protect the endangered Olive Ridley sea turtles.
About Olive Ridley Turtle:
- It is the smallest and most abundant of all sea turtles found in the world.
- It gets its name from the olive green colouration of its carapace (shell).
- It is best known for its unique mass nesting, called Arribada, where thousands of females come together on the same beach to lay eggs.
- Distribution of Olive Ridley Turtle:
- They are mainly found in the warm waters of the Pacific, Atlantic, and Indian oceans.
- Odisha’s Gahirmatha Marine Sanctuary is known as the world’s largest rookery (a colony of breeding animals) of sea turtles.
- Features of Olive Ridley Turtle:
- They are solitary, preferring the open ocean.
- Diet: They are omnivorous, meaning they feed on both plants and animals.
- These turtles spend their entire lives in the ocean, and migrate thousands of kilometers between feeding and mating grounds in the course of a year.
- Conservation Status of Olive Ridley Turtle
- IUCN Red List: Vulnerable
- CITES: Appendix I
- Wildlife Protection Act, 1972: Schedule 1
Hence only statements 1 and 3 are correct.
News: https://www.downtoearth.org.in/wildlife-biodiversity/odisha-begins-seven-month-fishing-ban-to-protect-olive-ridley-turtles
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Question 10 of 10
10. Question
1 pointsConsider the following statements regarding National Programme for Dairy Development:
- It aims to enhance quality of milk products and increase share of organized procurement, processing, value addition and marketing.
- It is an initiative of the Ministry of Agriculture and Farmers’ Welfare.
Which of the statements given above is/are correct?
Correct
Answer: a
Explanation:
The Union Minister of Fisheries, Animal Husbandry and Dairying is set to inaugurate a microbiology laboratory for the Sikkim Milk Union under the National Programme for Dairy Development (NPDD).
- It is a Central Sector Scheme implemented by the Department of Animal Husbandry and Dairying (DAHD), Government of India.
- It was launched in 2014 and has been restructured/ realigned in July 2021 for implementation from 2021-22 to 2025-26 to strengthen dairy infrastructure and dairy cooperative systems.
- It aims to enhance quality of milk and milk products and increase share of organized procurement, processing, value addition and marketing.
- Nodal Ministry: Ministry of Fisheries, Animal Husbandry & Dairying
- Components of National Programme for Dairy Development
- Component A: It focuses on strengthening of infrastructure for quality milk testing equipment as well as primary chilling facilities for State Cooperative Dairy Federations/ District Cooperative Milk Producers’ Union/SHGs/Milk Producer Companies/Farmer Producer Organizations.
- Component ‘B’: It aims to increase sale of milk and dairy products by increasing farmer’s access to organized market, upgrading dairy processing facilities and marketing infrastructure and enhancing the capacity of producer owned institutions.
Hence only statement 1 is correct.
News: https://www.pib.gov.in/PressReleaseDetail.aspx?PRID=2331374®=3&lang=1
Incorrect
Answer: a
Explanation:
The Union Minister of Fisheries, Animal Husbandry and Dairying is set to inaugurate a microbiology laboratory for the Sikkim Milk Union under the National Programme for Dairy Development (NPDD).
- It is a Central Sector Scheme implemented by the Department of Animal Husbandry and Dairying (DAHD), Government of India.
- It was launched in 2014 and has been restructured/ realigned in July 2021 for implementation from 2021-22 to 2025-26 to strengthen dairy infrastructure and dairy cooperative systems.
- It aims to enhance quality of milk and milk products and increase share of organized procurement, processing, value addition and marketing.
- Nodal Ministry: Ministry of Fisheries, Animal Husbandry & Dairying
- Components of National Programme for Dairy Development
- Component A: It focuses on strengthening of infrastructure for quality milk testing equipment as well as primary chilling facilities for State Cooperative Dairy Federations/ District Cooperative Milk Producers’ Union/SHGs/Milk Producer Companies/Farmer Producer Organizations.
- Component ‘B’: It aims to increase sale of milk and dairy products by increasing farmer’s access to organized market, upgrading dairy processing facilities and marketing infrastructure and enhancing the capacity of producer owned institutions.
Hence only statement 1 is correct.
News: https://www.pib.gov.in/PressReleaseDetail.aspx?PRID=2331374®=3&lang=1
Last updated on Nov, 2026
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