About:
- Tokenisation here refers to replacement of actual credit and debit card details with an alternate code called the “token”.
- A token is a 16-digit number unique for a combination of card, token requestor and merchant.
- By tokenising the card with a merchant, the actual card details of the customer are replaced with token credentials, which can be used only for the merchant for which the token has been created.
- Tokenisation can be performed only by the authorised card network and recovery of original Primary Account Number (PAN) should be feasible for the authorised card network only.
- Adequate safeguards have to be put in place to ensure that PAN cannot be found out from the token and vice versa, by anyone except the card network.
- A tokenised card transaction is considered safer as the actual card details are not shared with the merchant during transaction processing.
Source : Indian Express
Last updated on August, 2026
→ UPSC Mains 2026 will be conducted on 21st, 22nd, 23rd, 29th and 30th August 2026.
→ Check out the latest UPSC Syllabus 2026 here.
→ UPSC Mains Admit Card 2026 is expected to be released soon at upsc.gov.in or upsconline.nic.in
→ Enroll in Vajiram & Ravi’s UPSC Mains Test Series 2027 for structured answer writing practice, expert evaluation, and exam-oriented feedback.
→ Join Vajiram & Ravi’s UPSC Mentorship Program 2027 for personalized guidance, strategy planning, and one-to-one support from experienced mentors.
→ Go through the UPSC Mains Previous Year Papers to enhance your preparation.
→ Download UPSC Mains Essay Paper 2025, UPSC Mains GS Paper-I 2025, UPSC Mains GS Paper-II 2025, UPSC Mains GS Paper-III 2025, UPSC Mains GS Paper-IV 2025, UPSC Mains English (Compulsory) Paper 2025, UPSC Mains Hindi (Qualifying) Paper 2025 here.
→ UPSC has released UPSC Toppers List 2025 with the Civil Services final result on its official website.
→ UPSC Calendar 2027 has been released.
→ Also check Best UPSC Coaching in India
