Credit Guarantee Fund Trust for Micro and Small Enterprises Latest News
Recently, the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) organised the Global Symposium on Credit Guarantees.
About Credit Guarantee Fund Trust for Micro and Small Enterprises
- It was established in the year 2000.
- Objective: To catalyze the flow of institutional credit to Micro & Small Enterprises (MSEs).
- It was jointly set up by the Ministry of Micro, Small & Medium Enterprises Government of India, and Small Industries Development Bank of India (SIDBI).
- Funding: The corpus of CGTMSE is being contributed by the Government of India and SIDBI in the ratio of 4:1.
- Eligible Lending Institutions
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- Scheduled commercial banks (Public Sector Banks/Private Sector Banks/Foreign Banks) and select Regional Rural Banks
- National Small Industries Corporation Ltd. (NSIC), North Eastern Development Finance Corporation Ltd. (NEDFi), SIDBI, selected Small Finance banks, and NBFCs have also been made eligible institutions.
- The CGTMSE offers guaranteed coverage (75-85%) for loans to strengthen credit delivery.
Source: PIB
Last updated on Sep, 2026
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Credit Guarantee Fund Trust for Micro and Small Enterprises FAQs
Q1. CGTMSE was set up by which entities?+
Q2. What is the main objective of CGTMSE?+
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