Jan Samarth Portal

Jan Samarth Portal Latest News

Jan Samarth completes 4 years of its journey and it continues to strengthen financial inclusion through seamless credit delivery.

About Jan Samarth Portal

• It is a unique digital platform for credit-linked government schemes launched in 2022.
• Objectives: It was conceptualised with the twin objectives of expanding the reach of government-sponsored schemes and streamlining the credit delivery process.
• It facilitates ease of access to all beneficiaries, financial institutions, Central/State Government Agencies, and Nodal Agencies.
• It connects various stakeholders of the financial ecosystem on a single platform and promotes inclusive development and ease of doing business.

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Features of Jan Samarth Portal

• It is available in 8 different languages for ease of access to rural and underprivileged populations in the country.
• It is a digital marketplace with front-end user interface for beneficiaries, integrated with a wide range of centralized data sources. 
• It eases the loan application and disbursement process as the applicant can upload his application and the rule engine for approval of the applications is inbuilt.
• Applicants can apply for a loan on the portal which is available on a 24/7 basis.
• It provides a single-window facility for 15 Credit-linked Central Government Schemes application submissions and 254 Member Lending Institutions (including all Public Sector Banks) to choose from.
• The portal will check eligibility, give in-principle sanction and send the application to the selected Bank branch.
• It will also keep the beneficiaries updated at each stage of the journey, without necessitating multiple physical visits to bank branches.
• It has a dedicated grievance redressal channel for both beneficiaries and Banks.

Source: PIB