UPSC Daily Quiz 12 November 2026
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Vajiram & Ravi’s Daily UPSC Quiz is designed to help aspirants strengthen their preparation by focusing on current affairs and concepts from the UPSC Syllabus 2026 for both Prelims & Mains. It allows candidates to revise important topics while regularly assessing their understanding and progress. Practicing these quizzes daily can improve accuracy, speed, and problem-solving skills. This consistent practice also enhances confidence in tackling exam-level questions. Overall, it is a valuable tool for both UPSC Prelims preparation and Mains revision.
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Question 1 of 10
1. Question
1 pointsWhich of the following best describes ‘INS Betwa’, recently seen in the news?
Correct
Answer: c
Explanation:
The Defence Ministry recently sealed a ₹498-crore contract with state-run Cochin Shipyard Ltd. for “refit and re-powering” of Indian Navy’s guided-missile frigate INS Betwa.
About INS Betwa:
- INS Betwa (F39) is an indigenously built guided missile frigate of the Indian Navy.
- It is the second vessel of the three-ship Brahmaputra class (Project 16A), the other two being INS Brahmaputra and INS Beas.
- It was built by the Garden Reach Shipbuilders and Engineers (GRSE), Kolkata.
- The ship is named for the Betwa River.
- It was commissioned into the Indian Navy on July 7, 2004.
- It is designed for multiple maritime operations, including anti-air, anti-surface, and anti-submarine warfare.
- Features:
- The 3,600-tonne warship measures 125 metres in length.
- It currently has a steam-based propulsion system, which will be replaced by a diesel-engine-based system under the new contract signed with state-run Cochin Shipyard Ltd.
- It is capable of speeds exceeding 30 knots.
- It is manned by 40 officers and 330 sailors.
- Range: 4500 miles at 12 knots
- It was the first Indian warship to have an indigenously designed and manufactured Combat Management System (EMCCA), which had been successfully integrated with a wide array of weapons and sensors.
- Their weapon and sensor systems include surface-to-surface missiles, air-defence systems, guns, torpedo launchers, and anti-submarine warfare equipment.
- The ships are also equipped to operate naval helicopters, extending their surveillance and operational reach.
Hence option c is the correct answer.
Incorrect
Answer: c
Explanation:
The Defence Ministry recently sealed a ₹498-crore contract with state-run Cochin Shipyard Ltd. for “refit and re-powering” of Indian Navy’s guided-missile frigate INS Betwa.
About INS Betwa:
- INS Betwa (F39) is an indigenously built guided missile frigate of the Indian Navy.
- It is the second vessel of the three-ship Brahmaputra class (Project 16A), the other two being INS Brahmaputra and INS Beas.
- It was built by the Garden Reach Shipbuilders and Engineers (GRSE), Kolkata.
- The ship is named for the Betwa River.
- It was commissioned into the Indian Navy on July 7, 2004.
- It is designed for multiple maritime operations, including anti-air, anti-surface, and anti-submarine warfare.
- Features:
- The 3,600-tonne warship measures 125 metres in length.
- It currently has a steam-based propulsion system, which will be replaced by a diesel-engine-based system under the new contract signed with state-run Cochin Shipyard Ltd.
- It is capable of speeds exceeding 30 knots.
- It is manned by 40 officers and 330 sailors.
- Range: 4500 miles at 12 knots
- It was the first Indian warship to have an indigenously designed and manufactured Combat Management System (EMCCA), which had been successfully integrated with a wide array of weapons and sensors.
- Their weapon and sensor systems include surface-to-surface missiles, air-defence systems, guns, torpedo launchers, and anti-submarine warfare equipment.
- The ships are also equipped to operate naval helicopters, extending their surveillance and operational reach.
Hence option c is the correct answer.
-
Question 2 of 10
2. Question
1 pointsWith reference to Swachh Survekshan 2025-26, consider the following statements:
- Navi Mumbai ranked the cleanest city under the Super Swachh League category.
- Indore ranked as the cleanest city under the Million Plus Population category.
- Puri ranked the cleanest city in the Swachh Coastal Town category.
How many of the above statements are correct?
Correct
Answer: b
Explanation:
President Droupadi Murmu recently felicitated the winners of the Swachh Survekshan Awards 2025-26 at a ceremony held at Vigyan Bhawan in New Delhi.
About Swachh Survekshan 2025-26:
- The 10th edition of the annual Swachh Survekshan Awards, organized by the Ministry of Housing and Urban Affairs (MoHUA) under the Swachh Bharat Mission-Urban (SBM-U)
- It is the world’s largest urban cleanliness survey and a key pillar of the SBM-U.
- Launched in 2016, the survey assesses cleanliness and sanitation standards in urban areas across the country, encouraging competition among cities to improve waste management and sanitation.
- Over 4,751 cities participated in the latest edition. It expanded its coverage to include the Hills and Himalayan cities as well as River front and coastal towns.
- This year 60 national awards have been announced, under the following categories:
- Clean Cities of Super Swachh League
- Swachh Shehar in 5 population categories
- Swachh River Front Town
- Swachh Coastal Town
- Clean Himalayan City
- Swachh Shehar Jodi (SSJ)
- State First Swachh City
- Swachh Survekshan 2025-26 Rankings:
- Super Swachh League (Recognises sustained excellence in cleanliness):
- Navi Mumbai
- Surat
- Vijayawad
- Million Plus Population Category:
- Greater Visakhapatnam (Andhra Pradesh)
- Jabalpur (Madhya Pradesh)
- Lucknow (Uttar Pradesh)
- Big Cities (Population 3–10 Lakh Category):
- Ujjain (Madhya Pradesh)
- Union Territory of Chandigarh
- Guntur (Andhra Pradesh)
- Medium Cities (Population 50000–3 Lakh Category):
- Dewas (Madhya Pradesh)
- New Delhi Municipal Council (NDMC)
- Sagar (Madhya Pradesh)
- Small Cities (Population 20000–50000 Category):
- Vita (Maharashtra)
- Aska (Odisha)
- Panaji (Goa)
- Very Small Cities (Population < 20000 Category):
- Bilha (Chhattisgarh)
- Panchgani (Maharashtra)
- Budhni (Madhya Pradesh)
- Indore, which had been ranked the cleanest city in the country for the past eight years, did not figure among the toppers this year.
- New Award Categories:
- Swachh River Front Town:
- Rewa (Madhya Pradesh)
- Bilaspur (Chhattisgarh)
- Varanasi (Uttar Pradesh).
- Swachh Coastal Town:
- Puri (Odisha)
- Alappuzha (Keralam)
- Ratnagiri (Maharashtra).
- Clean Himalayan City:
- Rudrapur (Uttarakhand)
- Jammu
- Shopian
- Swachh Shehar Jodi Initiative:
- It is a city-to-city mentorship and peer-learning programme launched under the SBM-U.
- 70 mentor cities have been paired with 191 mentee cities to facilitate knowledge-sharing and improve sanitation outcomes.
- Ahmedabad and its partner town Sanand secured the top position in this category.
- Indore, with its partner town, Depalpur, secured the second position, while Tirupati and its partner town, Kuppam, ranked third.
- Swachh River Front Town:
- Super Swachh League (Recognises sustained excellence in cleanliness):
Hence option b is the correct answer.
Incorrect
Answer: b
Explanation:
President Droupadi Murmu recently felicitated the winners of the Swachh Survekshan Awards 2025-26 at a ceremony held at Vigyan Bhawan in New Delhi.
About Swachh Survekshan 2025-26:
- The 10th edition of the annual Swachh Survekshan Awards, organized by the Ministry of Housing and Urban Affairs (MoHUA) under the Swachh Bharat Mission-Urban (SBM-U)
- It is the world’s largest urban cleanliness survey and a key pillar of the SBM-U.
- Launched in 2016, the survey assesses cleanliness and sanitation standards in urban areas across the country, encouraging competition among cities to improve waste management and sanitation.
- Over 4,751 cities participated in the latest edition. It expanded its coverage to include the Hills and Himalayan cities as well as River front and coastal towns.
- This year 60 national awards have been announced, under the following categories:
- Clean Cities of Super Swachh League
- Swachh Shehar in 5 population categories
- Swachh River Front Town
- Swachh Coastal Town
- Clean Himalayan City
- Swachh Shehar Jodi (SSJ)
- State First Swachh City
- Swachh Survekshan 2025-26 Rankings:
- Super Swachh League (Recognises sustained excellence in cleanliness):
- Navi Mumbai
- Surat
- Vijayawad
- Million Plus Population Category:
- Greater Visakhapatnam (Andhra Pradesh)
- Jabalpur (Madhya Pradesh)
- Lucknow (Uttar Pradesh)
- Big Cities (Population 3–10 Lakh Category):
- Ujjain (Madhya Pradesh)
- Union Territory of Chandigarh
- Guntur (Andhra Pradesh)
- Medium Cities (Population 50000–3 Lakh Category):
- Dewas (Madhya Pradesh)
- New Delhi Municipal Council (NDMC)
- Sagar (Madhya Pradesh)
- Small Cities (Population 20000–50000 Category):
- Vita (Maharashtra)
- Aska (Odisha)
- Panaji (Goa)
- Very Small Cities (Population < 20000 Category):
- Bilha (Chhattisgarh)
- Panchgani (Maharashtra)
- Budhni (Madhya Pradesh)
- Indore, which had been ranked the cleanest city in the country for the past eight years, did not figure among the toppers this year.
- New Award Categories:
- Swachh River Front Town:
- Rewa (Madhya Pradesh)
- Bilaspur (Chhattisgarh)
- Varanasi (Uttar Pradesh).
- Swachh Coastal Town:
- Puri (Odisha)
- Alappuzha (Keralam)
- Ratnagiri (Maharashtra).
- Clean Himalayan City:
- Rudrapur (Uttarakhand)
- Jammu
- Shopian
- Swachh Shehar Jodi Initiative:
- It is a city-to-city mentorship and peer-learning programme launched under the SBM-U.
- 70 mentor cities have been paired with 191 mentee cities to facilitate knowledge-sharing and improve sanitation outcomes.
- Ahmedabad and its partner town Sanand secured the top position in this category.
- Indore, with its partner town, Depalpur, secured the second position, while Tirupati and its partner town, Kuppam, ranked third.
- Swachh River Front Town:
- Super Swachh League (Recognises sustained excellence in cleanliness):
Hence option b is the correct answer.
-
Question 3 of 10
3. Question
1 pointsNawegaon-Nagzira Tiger Reserve, recently seen in the news, is located in which Indian state?
Correct
Answer: d
Explanation:
A tiger has been recently found dead in Maharashtra’s Nawegaon-Nagzira Tiger Reserve (NNTR) in a suspected case of electrocution, prompting forest authorities to detain a farmer and seven other persons.
About Nawegaon-Nagzira Tiger Reserve:
- It is situated in the Gondia and Shandara districts of Maharashtra.
- It lies in the heart of the central Indian tiger landscape, which contributes almost 1/6 of the total tiger population of the country.
- Officially notified as the 46th Tiger Reserve of India in 2013, it covers an area of approximately 1894.90 sq.km., out of which 656.36 sq.km. forms the core area.
- It comprises the notified areas of Nawegaon National Park, Nawegaon Wildlife Sanctuary, Nagzira Wildlife Sanctuary, New Nagzira Wildlife Sanctuary, and Koka Wildlife Sanctuary.
- It has linkages with Kanha, Pench, and Tadoba Tiger Reserves.
- Topography: The topography is undulating, and the highest point, viz., ‘Zenda Pahad’, is around 702 m above Mean Sea Level.
- It acts as a critical catchment area for the Vainganga, Chulbandh, and Gadvi rivers.
- Vegetation: Southern Tropical Dry Deciduous
- Flora: The towering Teak (Tectona grandis) dominates the landscape, standing tall alongside Ain (Terminalia tomentosa), Haldu (Adina cordifolia), Dhaora (Anogeissus latifolia), and Bamboo (Dendrocalamus strictus).
- Fauna:
- Tiger and leopard are the main predators, with sloth bear, dhole (wild dog), jackal, and hyena also recorded.
- Herbivores include gaur, sambar, chital, nilgai, barking deer, and wild boar.
- It is a good birding destination, with notable ones like the Red-collared Dove, Spotted Dove, and Black-Winged Kite found in the reserve.
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Hence option d is the correct answer.
Incorrect
Answer: d
Explanation:
A tiger has been recently found dead in Maharashtra’s Nawegaon-Nagzira Tiger Reserve (NNTR) in a suspected case of electrocution, prompting forest authorities to detain a farmer and seven other persons.
About Nawegaon-Nagzira Tiger Reserve:
- It is situated in the Gondia and Shandara districts of Maharashtra.
- It lies in the heart of the central Indian tiger landscape, which contributes almost 1/6 of the total tiger population of the country.
- Officially notified as the 46th Tiger Reserve of India in 2013, it covers an area of approximately 1894.90 sq.km., out of which 656.36 sq.km. forms the core area.
- It comprises the notified areas of Nawegaon National Park, Nawegaon Wildlife Sanctuary, Nagzira Wildlife Sanctuary, New Nagzira Wildlife Sanctuary, and Koka Wildlife Sanctuary.
- It has linkages with Kanha, Pench, and Tadoba Tiger Reserves.
- Topography: The topography is undulating, and the highest point, viz., ‘Zenda Pahad’, is around 702 m above Mean Sea Level.
- It acts as a critical catchment area for the Vainganga, Chulbandh, and Gadvi rivers.
- Vegetation: Southern Tropical Dry Deciduous
- Flora: The towering Teak (Tectona grandis) dominates the landscape, standing tall alongside Ain (Terminalia tomentosa), Haldu (Adina cordifolia), Dhaora (Anogeissus latifolia), and Bamboo (Dendrocalamus strictus).
- Fauna:
- Tiger and leopard are the main predators, with sloth bear, dhole (wild dog), jackal, and hyena also recorded.
- Herbivores include gaur, sambar, chital, nilgai, barking deer, and wild boar.
- It is a good birding destination, with notable ones like the Red-collared Dove, Spotted Dove, and Black-Winged Kite found in the reserve.
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Hence option d is the correct answer.
-
Question 4 of 10
4. Question
1 pointsConsider the following statements regarding Coal Gasification, recently seen in the news:
- It is a thermo-chemical process that converts coal into syngas.
- It heats crushed coal with limited oxygen and steam at very high temperature and pressure.
Which of the statements given above is/are correct?
Correct
Answer: c
Explanation:
The government’s ₹37,500-crore coal gasification scheme attracted only two applications in its second round, with experts citing financing constraints, uncertain demand and logistical costs.
About Coal Gasification:
- It is a thermo-chemical process that converts coal into syngas.
- Contrary to what the name of the process suggests, coal gasification does not burn coal directly.
- It heats crushed coal with limited oxygen and steam at very high temperature (typically around 800–1,600°C) and pressure, producing syngas.
- Syngas typically contains:
- Carbon monoxide (CO)
- Hydrogen (Hâ‚‚)
- Methane (CHâ‚„)
- Carbon dioxide (COâ‚‚)
- Water vapor (Hâ‚‚O)
- Trace gases (e.g., sulfur compounds)
- Syngas can then be converted into:
- Methanol
- Ammonia
- Urea
- Synthetic Natural Gas (SNG)
- Hydrogen
- Liquid fuels and chemicals
- Process of Coal Gasification:
- Preparation: Coal is finely crushed to increase surface area.
- Drying: Moisture is removed from the coal.
- Pyrolysis: Coal is heated in the absence of oxygen to release volatile gases.
- Oxidation: A controlled amount of oxygen or air is added to partially combust the coal, generating heat.
- Reduction: Steam reacts with hot carbon to form syngas through water-gas reactions.
- Advantages of Coal Gasification:
- Fuel Flexibility: Can utilize low-grade coal and waste coal.
- Cleaner Combustion: Lower SOx, NOx, and particulate emissions than direct coal combustion.
- Feedstock for Chemicals: Syngas can be converted into ammonia, methanol, or synthetic fuels.
- Power Generation: Integrated Gasification Combined Cycle (IGCC) plants convert syngas to electricity more cleanly.
- Hydrogen Production:
- Provides a source of hydrogen for fuel cells and other industrial applications.
- With carbon capture and storage, coal-based hydrogen production can have substantially lower carbon emissions.
Hence both statements are correct.
Incorrect
Answer: c
Explanation:
The government’s ₹37,500-crore coal gasification scheme attracted only two applications in its second round, with experts citing financing constraints, uncertain demand and logistical costs.
About Coal Gasification:
- It is a thermo-chemical process that converts coal into syngas.
- Contrary to what the name of the process suggests, coal gasification does not burn coal directly.
- It heats crushed coal with limited oxygen and steam at very high temperature (typically around 800–1,600°C) and pressure, producing syngas.
- Syngas typically contains:
- Carbon monoxide (CO)
- Hydrogen (Hâ‚‚)
- Methane (CHâ‚„)
- Carbon dioxide (COâ‚‚)
- Water vapor (Hâ‚‚O)
- Trace gases (e.g., sulfur compounds)
- Syngas can then be converted into:
- Methanol
- Ammonia
- Urea
- Synthetic Natural Gas (SNG)
- Hydrogen
- Liquid fuels and chemicals
- Process of Coal Gasification:
- Preparation: Coal is finely crushed to increase surface area.
- Drying: Moisture is removed from the coal.
- Pyrolysis: Coal is heated in the absence of oxygen to release volatile gases.
- Oxidation: A controlled amount of oxygen or air is added to partially combust the coal, generating heat.
- Reduction: Steam reacts with hot carbon to form syngas through water-gas reactions.
- Advantages of Coal Gasification:
- Fuel Flexibility: Can utilize low-grade coal and waste coal.
- Cleaner Combustion: Lower SOx, NOx, and particulate emissions than direct coal combustion.
- Feedstock for Chemicals: Syngas can be converted into ammonia, methanol, or synthetic fuels.
- Power Generation: Integrated Gasification Combined Cycle (IGCC) plants convert syngas to electricity more cleanly.
- Hydrogen Production:
- Provides a source of hydrogen for fuel cells and other industrial applications.
- With carbon capture and storage, coal-based hydrogen production can have substantially lower carbon emissions.
Hence both statements are correct.
-
Question 5 of 10
5. Question
1 pointsConsider the following statements regarding ‘Exercise Sea Vigil-26’, recently seen in the news:
- It is a pan-India Coastal Defence Exercise organised by the Indian Coast Guard (ICG).
- It covers the entire Indian coastline and Exclusive Economic Zone (EEZ).
Which of the statements given above is/are correct?
Correct
Answer: b
Explanation:
The Navy recently kicked off the fifth edition of ‘Sea Vigil-26’, the country’s largest coastal defence exercise.
About Exercise Sea Vigil-26:
- It is the fifth edition of the pan-India Coastal Defence Exercise.
- The exercise is being coordinated by the Indian Navy as the lead agency.
- Objective: To assess and strengthen the country’s maritime security and coastal defence
- Exercise Sea Vigil was conceptualised in 2018 to validate the measures instituted to strengthen maritime security in the aftermath of the 26/11 Mumbai terror attacks.
- The 2026 edition will cover the entire Indian coastline and Exclusive Economic Zone (EEZ), involving all coastal states and Union Territories, along with various maritime stakeholders, including fishing and coastal communities.
- It is the first since India’s coastline was officially re-measured at 11,098.81 km, nearly 48 percent longer than the 7,516.6 km figure used for decades.
- The exercise is being conducted in two phases. The Coastal Defence and Security Readiness Evaluation (CDSRE) phase, followed by the Sea Phase on November 18 and 19.
- The exercise will bring together personnel and assets from the Indian Navy, the Indian Coast Guard, Coastal Security Police, Customs, and other maritime agencies.
- The exercise is being facilitated by the Ministries of Defence; Home Affairs; Ports, Shipping and Waterways; Petroleum and Natural Gas; and Fisheries, Animal Husbandry and Dairying, along with other central government agencies and coastal states and Union Territories.
- Sea Vigil also serves as a precursor to the Indian Navy’s biennial Theatre Level Readiness Operational Exercise (TROPEX).
- Together, Sea Vigil and TROPEX address the entire spectrum of maritime security challenges, from coastal defence to operations on the high seas.
Hence only statement 2 is correct.
News:https://timesofindia.indiatimes.com/defence/navy-kicks-off-sea-vigil-26-to-test-indias-coastal-security-preparedness-post-26/11/articleshow/135752313.cms
Incorrect
Answer: b
Explanation:
The Navy recently kicked off the fifth edition of ‘Sea Vigil-26’, the country’s largest coastal defence exercise.
About Exercise Sea Vigil-26:
- It is the fifth edition of the pan-India Coastal Defence Exercise.
- The exercise is being coordinated by the Indian Navy as the lead agency.
- Objective: To assess and strengthen the country’s maritime security and coastal defence
- Exercise Sea Vigil was conceptualised in 2018 to validate the measures instituted to strengthen maritime security in the aftermath of the 26/11 Mumbai terror attacks.
- The 2026 edition will cover the entire Indian coastline and Exclusive Economic Zone (EEZ), involving all coastal states and Union Territories, along with various maritime stakeholders, including fishing and coastal communities.
- It is the first since India’s coastline was officially re-measured at 11,098.81 km, nearly 48 percent longer than the 7,516.6 km figure used for decades.
- The exercise is being conducted in two phases. The Coastal Defence and Security Readiness Evaluation (CDSRE) phase, followed by the Sea Phase on November 18 and 19.
- The exercise will bring together personnel and assets from the Indian Navy, the Indian Coast Guard, Coastal Security Police, Customs, and other maritime agencies.
- The exercise is being facilitated by the Ministries of Defence; Home Affairs; Ports, Shipping and Waterways; Petroleum and Natural Gas; and Fisheries, Animal Husbandry and Dairying, along with other central government agencies and coastal states and Union Territories.
- Sea Vigil also serves as a precursor to the Indian Navy’s biennial Theatre Level Readiness Operational Exercise (TROPEX).
- Together, Sea Vigil and TROPEX address the entire spectrum of maritime security challenges, from coastal defence to operations on the high seas.
Hence only statement 2 is correct.
News:https://timesofindia.indiatimes.com/defence/navy-kicks-off-sea-vigil-26-to-test-indias-coastal-security-preparedness-post-26/11/articleshow/135752313.cms
-
Question 6 of 10
6. Question
1 pointsWangala Festival, recently in news is celebrated in which of the following states?
Correct
Answer: a
Explanation:
Recently, Meghalaya’s 100 Drums Wangala Festival commenced in West Garo Hills with traditional music and cultural performances.
About Wangala Festival:
- It is celebrated in the Garo Hills of Meghalaya, India.
- It is also known as a 100 drums festival.
- It is a harvest festival held in honour of Saljong, the Sun-god of fertility.
- The celebration of the Wangala Festival marks the end of a period of toil, which brings good output of the fields. It also signifies the onset of winter.
- It is the occasion when the tribals offer sacrifices to please their main deity Saljong – the Sun God.
- It is generally celebrated for two days and sometimes continues for even a week.
- The ceremony performed on first day is known as “Ragula” is performed inside the house of the chief.
- On the second day is known as “Kakkat”.
- Basically, the Wangala Festival is a way to preserve and promote the cultural identity of Garos in Meghalaya.
Hence option (a) is correct answer.
News: https://newsonair.gov.in/meghalayas-100-drums-wangala-festival-begins-in-west-garo-hills-with-traditional-music-and-cultural-performances/
Incorrect
Answer: a
Explanation:
Recently, Meghalaya’s 100 Drums Wangala Festival commenced in West Garo Hills with traditional music and cultural performances.
About Wangala Festival:
- It is celebrated in the Garo Hills of Meghalaya, India.
- It is also known as a 100 drums festival.
- It is a harvest festival held in honour of Saljong, the Sun-god of fertility.
- The celebration of the Wangala Festival marks the end of a period of toil, which brings good output of the fields. It also signifies the onset of winter.
- It is the occasion when the tribals offer sacrifices to please their main deity Saljong – the Sun God.
- It is generally celebrated for two days and sometimes continues for even a week.
- The ceremony performed on first day is known as “Ragula” is performed inside the house of the chief.
- On the second day is known as “Kakkat”.
- Basically, the Wangala Festival is a way to preserve and promote the cultural identity of Garos in Meghalaya.
Hence option (a) is correct answer.
News: https://newsonair.gov.in/meghalayas-100-drums-wangala-festival-begins-in-west-garo-hills-with-traditional-music-and-cultural-performances/
-
Question 7 of 10
7. Question
1 pointsConsider the following statements regarding Credit Guarantee Fund for Micro Units:
- It provides guarantee coverage for loans of up to ₹20 lakh extended to eligible micro enterprises under the Pradhan Mantri Mudra Yojana.
- It gives credit guarantee coverage to the lending Institutions through National Credit Guarantee Trustee Company Limited (NCGTC) against default risk.
Which of the statements given above is/are correct?
Correct
Answer: c
Explanation:
The Union Cabinet, chaired has approved the continuation of Credit Guarantee Fund for Micro Units (CGFMU) for a period of five years upto 31.03.2031.
About Credit Guarantee Fund for Micro Units:
- It was launched in 2016.
- It has acted as a major catalyst in enabling the growth of Pradhan Mantri Mudra Yojana (PMMY) loans in the country.
- The scheme provides credit guarantee coverage to the lending Institutions through National Credit Guarantee Trustee Company Limited (NCGTC) against default risk.
- Features :
- The fund will provide guarantee coverage for loans of up to ₹20 lakh extended to eligible micro enterprises under PMMY.
- It will also cover overdrafts of up to ₹10,000 provided by banks through accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY).
- Loans granted to self-help groups (SHGs) with a portfolio ranging from ₹10 lakh to ₹20 lakh will also be eligible for coverage.
- The guarantee coverage will be linked to the actual credit exposure of lending institutions. For working capital facilities, it will be based on the amount disbursed, while for term loans, it will be linked to the outstanding loan amount.
- Guarantee Fee: There will be reduction in the guarantee fee from 1 per cent per annum to 0.75 per cent per annum. The fee structure for SHG loans will remain unchanged, at 0.25 per cent for the first year and 0.50 per cent in subsequent years.
- Duration of the Scheme: The Scheme would be applicable to all loans extended under PMMY.
Hence both statements are correct.
News: https://www.pib.gov.in/PressReleaseDetail.aspx?PRID=2334976®=3&lang=1
Incorrect
Answer: c
Explanation:
The Union Cabinet, chaired has approved the continuation of Credit Guarantee Fund for Micro Units (CGFMU) for a period of five years upto 31.03.2031.
About Credit Guarantee Fund for Micro Units:
- It was launched in 2016.
- It has acted as a major catalyst in enabling the growth of Pradhan Mantri Mudra Yojana (PMMY) loans in the country.
- The scheme provides credit guarantee coverage to the lending Institutions through National Credit Guarantee Trustee Company Limited (NCGTC) against default risk.
- Features :
- The fund will provide guarantee coverage for loans of up to ₹20 lakh extended to eligible micro enterprises under PMMY.
- It will also cover overdrafts of up to ₹10,000 provided by banks through accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY).
- Loans granted to self-help groups (SHGs) with a portfolio ranging from ₹10 lakh to ₹20 lakh will also be eligible for coverage.
- The guarantee coverage will be linked to the actual credit exposure of lending institutions. For working capital facilities, it will be based on the amount disbursed, while for term loans, it will be linked to the outstanding loan amount.
- Guarantee Fee: There will be reduction in the guarantee fee from 1 per cent per annum to 0.75 per cent per annum. The fee structure for SHG loans will remain unchanged, at 0.25 per cent for the first year and 0.50 per cent in subsequent years.
- Duration of the Scheme: The Scheme would be applicable to all loans extended under PMMY.
Hence both statements are correct.
News: https://www.pib.gov.in/PressReleaseDetail.aspx?PRID=2334976®=3&lang=1
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Question 8 of 10
8. Question
1 pointsConsider the following statements regarding Stand-Up India Scheme:
- It promotes entrepreneurship among the Scheduled Castes/ Scheduled Tribes and Women.
- It provides financial assistance to manufacturing and Services sectors
Which of the statements given above is/are correct?
Correct
Answer: c
Explanation:
Recently, the union cabinet has approved the continuation of Stand-Up India Scheme for a period of 5 years upto 31.03.2031. Â
About Stand-Up India Scheme:
- It was launched on 5th April, 2016 to promote entrepreneurship among the Scheduled Castes/ Scheduled Tribes and Women.
- Under the recent extension period it aims to provide financial assistance to additional 2.5 lakh entrepreneurs in a span of five years.
- It operates under the Ministry of Finance.
- Age Requirement: The applicant must be above 18 years of age.
- Features of the Scheme:
- Eligible borrowers: Women, SC and ST entrepreneurs for setting up new/green field enterprises
- Financial Support: The loan can be in the form of either Composite (Working Capital and Term Loan) or Term loan for amounts above Rs.10.00 lakh and upto Rs.1.00 crore (upto 85% of the project cost).
- Eligible Sectors: Manufacturing, Services, Trading and Agri allied activities.
- Credit Guarantee coverage: 85% of the loan amount
- Guarantee Fee: Standard guarantee fee of 0.50 %
Hence both statements are correct.
News: https://www.pib.gov.in/PressReleaseDetail.aspx?PRID=2334978®=3&lang=1
Incorrect
Answer: c
Explanation:
Recently, the union cabinet has approved the continuation of Stand-Up India Scheme for a period of 5 years upto 31.03.2031. Â
About Stand-Up India Scheme:
- It was launched on 5th April, 2016 to promote entrepreneurship among the Scheduled Castes/ Scheduled Tribes and Women.
- Under the recent extension period it aims to provide financial assistance to additional 2.5 lakh entrepreneurs in a span of five years.
- It operates under the Ministry of Finance.
- Age Requirement: The applicant must be above 18 years of age.
- Features of the Scheme:
- Eligible borrowers: Women, SC and ST entrepreneurs for setting up new/green field enterprises
- Financial Support: The loan can be in the form of either Composite (Working Capital and Term Loan) or Term loan for amounts above Rs.10.00 lakh and upto Rs.1.00 crore (upto 85% of the project cost).
- Eligible Sectors: Manufacturing, Services, Trading and Agri allied activities.
- Credit Guarantee coverage: 85% of the loan amount
- Guarantee Fee: Standard guarantee fee of 0.50 %
Hence both statements are correct.
News: https://www.pib.gov.in/PressReleaseDetail.aspx?PRID=2334978®=3&lang=1
-
Question 9 of 10
9. Question
1 pointsWith reference to Norway, consider the following statements:
- It is located on the Scandinavian Peninsula.
- It shares its land border only with Sweden and Finland.
- It is bounded by the Barents Sea in the north.
How many of the above statements are correct?
Correct
Answer: b
Explanation:
India and Norway are exploring joint research and technology solutions to convert industrial and construction waste into valuable resources for sustainable construction.
About Norway:
- Location: It is located on the western half of the Scandinavian Peninsula.
- Bordering Countries: It shares land borders with Sweden, Finland and Russia in the east and an extensive coastline facing the North Atlantic Ocean on the west.
- Maritime Border: It is bounded by the Barents Sea in the north, the Norwegian Sea and the North Sea in the west and the Skagerrak (Skager Strait) in the south.
- Capital City: Oslo
- Geographical Features of Norway:
- Topography: About two-thirds of Norway is mountainous, and off its much-indented coastline lie, carved by deep glacial fjords.
- Highest Point:  The highest point in Norway is Galdhøpiggen, standing at 2,469 m
- Rivers: Glama, the country’s longest, and the Dramselva, Lagen (two of them) and the Tana in the far north.
- Lakes: Lake Mjosa is the largest Lake.
- Natural Resources: It has deposits of iron ore, copper, titanium, coal, zinc, lead, nickel, and pyrite, and large offshore reserves of petroleum and natural gas.
Hence only statements 1 and 3 are correct.
News: https://ddnews.gov.in/en/india-norway-explore-joint-technologies-to-convert-industrial-waste-into-resources-for-sustainable-construction/
Incorrect
Answer: b
Explanation:
India and Norway are exploring joint research and technology solutions to convert industrial and construction waste into valuable resources for sustainable construction.
About Norway:
- Location: It is located on the western half of the Scandinavian Peninsula.
- Bordering Countries: It shares land borders with Sweden, Finland and Russia in the east and an extensive coastline facing the North Atlantic Ocean on the west.
- Maritime Border: It is bounded by the Barents Sea in the north, the Norwegian Sea and the North Sea in the west and the Skagerrak (Skager Strait) in the south.
- Capital City: Oslo
- Geographical Features of Norway:
- Topography: About two-thirds of Norway is mountainous, and off its much-indented coastline lie, carved by deep glacial fjords.
- Highest Point:  The highest point in Norway is Galdhøpiggen, standing at 2,469 m
- Rivers: Glama, the country’s longest, and the Dramselva, Lagen (two of them) and the Tana in the far north.
- Lakes: Lake Mjosa is the largest Lake.
- Natural Resources: It has deposits of iron ore, copper, titanium, coal, zinc, lead, nickel, and pyrite, and large offshore reserves of petroleum and natural gas.
Hence only statements 1 and 3 are correct.
News: https://ddnews.gov.in/en/india-norway-explore-joint-technologies-to-convert-industrial-waste-into-resources-for-sustainable-construction/
-
Question 10 of 10
10. Question
1 pointsExercise IMNEX-26, recently in news, was conducted between India and which of the following country?
Correct
Answer: d
Explanation:
The 8th edition of the India–Myanmar Naval Exercise (IMNEX-26) is being conducted at Visakhapatnam.
About Exercise IMNEX-26:
- It is the bilateral naval exercise conducted between India and Myanmar.
- Participating Fleets: INS Rana and INS Sumedha
- The exercise provides an opportunity for both the Navies to exchange professional expertise, enhance mutual understanding and develop greater operational synergy.
- IMNEX serves as an important platform for advancing maritime cooperation between the two neighbouring countries.
- Phases:
- Harbour Phase: It includes professional interactions, Subject Matter Expert Exchanges (SMEEs), cross-deck visits, sporting engagements and discussions on operational matters. Sea Phase: It will involve coordinated maritime operations, tactical manoeuvres and exercises aimed at enhancing interoperability between the participating units.
- Significance:
- IMNEX-26 underscores the enduring friendship and maritime partnership between India and Myanmar.
- It is aligned with India’s vision of MAHASAGAR (Mutual and Holistic Advancement for Security and Growth Across Regions) and reflects the shared commitment of both Navies to maritime cooperation and a secure and stable regional environment.
Hence option (d) is correct answer.
News: https://www.pib.gov.in/PressReleaseDetail.aspx?PRID=2335191®=3&lang=1
Incorrect
Answer: d
Explanation:
The 8th edition of the India–Myanmar Naval Exercise (IMNEX-26) is being conducted at Visakhapatnam.
About Exercise IMNEX-26:
- It is the bilateral naval exercise conducted between India and Myanmar.
- Participating Fleets: INS Rana and INS Sumedha
- The exercise provides an opportunity for both the Navies to exchange professional expertise, enhance mutual understanding and develop greater operational synergy.
- IMNEX serves as an important platform for advancing maritime cooperation between the two neighbouring countries.
- Phases:
- Harbour Phase: It includes professional interactions, Subject Matter Expert Exchanges (SMEEs), cross-deck visits, sporting engagements and discussions on operational matters. Sea Phase: It will involve coordinated maritime operations, tactical manoeuvres and exercises aimed at enhancing interoperability between the participating units.
- Significance:
- IMNEX-26 underscores the enduring friendship and maritime partnership between India and Myanmar.
- It is aligned with India’s vision of MAHASAGAR (Mutual and Holistic Advancement for Security and Growth Across Regions) and reflects the shared commitment of both Navies to maritime cooperation and a secure and stable regional environment.
Hence option (d) is correct answer.
News: https://www.pib.gov.in/PressReleaseDetail.aspx?PRID=2335191®=3&lang=1
Last updated on Nov, 2026
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