2026 for January 1970

The PM-SURAJ portal disbursed Rs 1,389.61 crore in loans to 1.39 lakh entrepreneurs in the 2024-25 fiscal year, surpassing its target.

Pradhan Mantri Samajik Utthan evam Rozgar Adharit Jankalyan (PM-SURAJ) portal was launched by the Ministry of Social Justice and Empowerment in 2024.
Objective: To provide credit support to entrepreneurs from disadvantaged sections of society virtually.
It is a centralised platform where individuals from underprivileged backgrounds can apply for and track the progress of all available loans and credit schemes.
Only those intending to establish a new business can apply on this portal, as this platform provides loans exclusively for business startups.
Business loans up to Rs 15 lakh are available at low interest rateS through this portal, which are transferred directly to your bank account through banks, NBFC-MFIs, and other financial institutions.
It is run by government bodies like the National Scheduled Castes Finance and Development Corporation (NSFDC), the National Safai Karamcharis Finance & Development Corporation (NSKFDC), and the National Backward Classes Finance and Development Corporation (NBCFDC).
It is designed to uplift the most marginalized segments of society, such as the backward classes, scheduled castes, tribes, and other disadvantaged sections, and extend credit assistance to one lakh entrepreneurs from disadvantaged communities.

Source: DEVD

PM-SURAJ Portal FAQs

Q1: Which Ministry launched the PM-SURAJ Portal?

Ans: It was launched by the Ministry of Social Justice and Empowerment.

Q2: What is the main objective of the PM-SURAJ Portal?

Ans: Its objective is to provide credit support to entrepreneurs from disadvantaged sections of society.

Q3: Who can apply through the PM-SURAJ Portal?

Ans: Individuals from underprivileged and marginalized communities intending to start a new business can apply.

Q4: How are loans disbursed under the PM-SURAJ Portal?

Ans: Loans are transferred directly to the applicant’s bank account through banks, NBFC-MFIs, and other financial institutions.