NPS Vatsalya Scheme Latest News
Recently, the Pension Fund Regulatory and Development Authority (PFRDA) has issued the NPS Vatsalya Scheme Guidelines 2025.
About NPS Vatsalya Scheme
- It is a contributory savings and long term financial security scheme designed exclusively for minors.
Key Features of NPS Vatsalya Scheme
- Eligibility: It is open to all Indian citizens, including NRI/OCI, below 18 years of age.
- Account Operation: Account opened in the name of the minor and operated by the guardian
- Contribution: Minimum initial and annual contribution ₹250 and no maximum limit on contribution
- The contribution can also be gifted by relatives and friends.
- Pension Fund Selection: Guardian can choose any one Pension Fund registered with PFRDA
- Partial Withdrawal Provisions: It is allowed after completion of three years from account opening
- Up to 25% of own contributions (excluding returns) is permitted for education, medical treatment and specified disabilities
- It is allowed twice before 18 years and twice between 18-21 years, subject to conditions.
Source: PIB
Last updated on January, 2026
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NPS Vatsalya Scheme FAQs
Q1. Who is eligible to open an NPS Vatsalya account?+
Q2. What happens to the NPS Vatsalya account when the child turns 18?+
