Pradhan Mantri Gramodaya Yojana, Features, Benefits, Eligibility

The Pradhan Mantri Gramodaya Yojana is a government scheme aimed at improving the living conditions of people in villages. It focuses on providing better health, education, roads, drinking water and sanitation facilities to make rural life easier and more sustainable. The goal is to ensure that basic development reaches all villages.

Pradhan Mantri Gramodaya Yojana Overview

The Pradhan Mantri Gramodaya Yojana (PMGY) supports poor and marginalized households through employment, basic amenities and development programs. Key features, eligibility, and benefits are discussed below.

Also Read: Pradhan Mantri Shram Yogi Maandhan Yojana

Pradhan Mantri Gramodaya Yojana Features

• Main Goal: PMGY aims to improve life in villages by focusing on infrastructure, jobs and livelihoods, health and education, and agriculture. It works to reduce poverty, provide basic facilities, and support sustainable development.
• Core Areas: The scheme focuses on five important areas:
  1. Rural Health – Better access to healthcare services.
  2. Primary Education – Schools and education for all children in villages.
  3. Rural Shelter – Help build new houses or improve old ones for poor families (with financial support up to ₹20,000-22,000 per house).
  4. Drinking Water – Safe and clean water for every household.
  5. Nutrition – Programs to fight hunger and malnutrition.
• Infrastructure Development: PMGY supports building roads, drainage, plantations, and providing drinking water within housing projects. It also improves schools, health centres and other village facilities.
• Funding: The Central Government provides extra money (Additional Central Assistance) to States and Union Territories to implement the scheme.
• Mandatory Allocation: At least 15% of funds under “Other Programmes” must be spent on each of the five core areas in every State/UT.
• Livelihoods and Jobs: The scheme supports training and small businesses to create employment opportunities in villages.
• Agriculture Support: Helps farmers improve crop production sustainably by providing access to technology, markets and modern farming methods.
• Implementation: State Governments propose projects, which are then approved by a central committee to ensure proper planning and execution.
• Focus on Basic Needs: PMGY ensures that rural areas get the minimum essential facilities for a better life, making villages healthier, educated and self-sufficient.

Also Read: Mission Indradhanush Yojana

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Pradhan Mantri Gramodaya Yojana Eligibility

• The scheme mainly helps rural families living below the poverty line.
• Priority is given to:
  • Marginal farmers – small landholders who struggle to earn enough.
  • Landless laborers – people who work on farms but do not own land.
  • Scheduled Castes (SC) and Scheduled Tribes (ST) – socially and economically disadvantaged communities.
  • Women in rural areas, especially those who lead households or participate in self-help groups.
• Rural institutions like self-help groups (SHGs), farmer-producer organizations, and village committees can also get support to improve livelihoods, income, and infrastructure.
• The scheme ensures that help reaches the most needy and vulnerable sections of rural society, promoting inclusive development.

Pradhan Mantri Gramodaya Yojana Benefits

• Jobs and Livelihoods: Helps create work opportunities in villages through programs like MGNREGA, self-help groups (SHGs) and skill development training.
• Basic Amenities: Provides essential facilities such as pucca houses, electricity, toilets, roads and irrigation systems to improve living conditions.
• Agriculture and Rural Income: Supports farmers, livestock owners and rural businesses to increase production and income.
• Healthcare and Education: Improves access to hospitals, health centers and schools, strengthening services for better well-being and literacy in villages.
• Inclusive Growth: Focuses on empowering women, marginalized communities and small farmers to reduce poverty and promote balanced rural development.