Digital Payments Index

Digital Payments Index Latest News

Recently, the Reserve Bank of India (RBI) announced that its Digital Payments Index (RBI-DPI) surged to 493.22 in March 2025, up from 465.33 in September 2024.

About Digital Payments Index

• It has been constructed by the Reserve Bank of India to measure the extent of digitisation of payments across the country.
• It was first launched in January 2021.
• It is based on multiple parameters and reflects the expansion of various digital payment modes accurately.
• It is a first-of-its kind index to measure the spread of digital payments across the country.
• Base Year: It has been constructed with March 2018 as the base period, i.e., the DPI score for March 2018 is set at 100.
• The DPI index comprises five broad parameters that enable the measurement of deepening and penetration of digital payments in the country over different time periods. 
• The parameters include:
  • Payment enablers (25 per cent weightage in the index)
  • Demand-side and supply-side payment infrastructure factors (10 per cent each) 
  • Payment performance (45 per cent) 
  • Consumer centricity (5 per cent) 
  • Each of the parameters has sub-parameters, which, in turn, consist of various measurable indicators.

Source: DD News.

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