UPSC Daily Quiz 2 October 2025

UPSC Daily Quiz

The Daily UPSC Quiz by Vajiram & Ravi is a thoughtfully curated initiative designed to support UPSC aspirants in strengthening their current affairs knowledge and core conceptual understanding. Aligned with the UPSC Syllabus 2025, this daily quiz serves as a revision resource, helping candidates assess their preparation, revise key topics, and stay updated with relevant issues. Whether you are preparing for Prelims or sharpening your revision for Mains, consistent practice with these Daily UPSC Quiz can significantly enhance accuracy, speed, and confidence in solving exam-level questions.

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UPSC Daily Quiz FAQs

Q1: What is the Daily UPSC Quiz?

Ans: The Daily UPSC Quiz is a set of practice questions based on current affairs, static subjects, and PYQs that help aspirants enhance retention and test conceptual clarity regularly.

Q2: How is the Daily Quiz useful for UPSC preparation?

Ans: Daily quizzes support learning, help in revision, improve time management, and boost accuracy for both UPSC Prelims and Mains through consistent practice.

Q3: Are the quiz questions based on the UPSC syllabus?

Ans: Yes, all questions are aligned with the UPSC Syllabus 2025, covering key areas like Polity, Economy, Environment, History, Geography, and Current Affairs.

Q4: Are solutions and explanations provided with the quiz?

Ans: Yes, each quiz includes detailed explanations and source references to enhance conceptual understanding and enable self-assessment.

Q5: Is the Daily UPSC Quiz suitable for both Prelims and Mains?

Ans: Primarily focused on Prelims (MCQ format), but it also indirectly helps in Mains by strengthening subject knowledge and factual clarity.

Coal Energy, Definition, Sources, Advantages, Disadvantages

Coal Energy

Coal Energy comes from burning coal, which is a fossil fuel made from ancient plant matter. It is mainly used in power plants to generate electricity and heat. Coal is considered affordable and reliable as an energy source. However, it is also criticised for producing high greenhouse gas emissions. Its use contributes to serious environmental problems like air pollution and climate change. Because of this, many countries are now shifting toward cleaner and more sustainable alternatives.

Coal Energy

Coal Energy is one of the most widely used power sources across the world. It comes from burning coal, a fossil fuel formed over millions of years from plant remains. Coal is divided into four types, anthracite, bituminous, sub-bituminous, and lignite based on their carbon content and efficiency. It plays a key role in electricity generation, steel manufacturing, and industrial heating because of its abundance and low cost. 

In coal-fired plants, coal is burned to produce steam that drives turbines to generate electricity. This process, however, releases large amounts of greenhouse gases like carbon dioxide, along with sulfur dioxide and nitrogen oxides, which worsen air pollution and climate change. Coal mining also damages ecosystems and water sources. With the global shift toward clean energy, reliance on coal is declining, yet it still remains crucial in many developing regions.

Coal Energy Sources

The Coal Energy Sources are classified according to their carbon content, heating value, and overall efficiency. Extracted from both underground and surface mines, coal is divided into four primary types, anthracite, bituminous, sub-bituminous, and lignite. Each type differs in its energy potential, availability, and industrial use. Together, they shape how coal contributes to electricity generation, metallurgy, and other industries. The table below provides a comparative overview of these categories.

Coal Energy Sources

Type of Coal

Carbon Content

Energy Efficiency

Key Uses

Availability

Anthracite

86-97%

Highest, cleanest burn

Heating, metallurgy

Very limited reserves

Bituminous Coal

45-86%

High, widely used

Electricity generation, steel production

Abundant and widely mined

Sub-Bituminous

35-45%

Moderate, cleaner than bituminous

Electricity generation

Common, moderate reserves

Lignite

25-35%

Lowest, high moisture

Power generation near mines

Locally available, transport inefficient

Coal Energy Advantages

  • Abundance and Availability: Coal remains one of the world’s most plentiful fossil fuels, with vast reserves spread across different regions. This widespread availability makes it a dependable source for meeting long-term energy needs.
  • Cost-Effectiveness: Extracting, transporting, and using coal generally comes at a lower cost compared to many other energy sources. For this reason, it continues to be an affordable option for several countries.
  • Energy Reliability: Power plants fueled by coal are capable of generating electricity consistently. Their steady output plays a key role in ensuring base-load power supply without frequent interruptions.
  • Infrastructure Readiness: Since coal has been in use for decades, many nations already have strong infrastructure in place for its mining, movement, and utilization. This reduces the need for heavy new investments.
  • Economic Benefits: Coal-related industries provide significant employment opportunities, supporting both local communities and the broader economy in areas rich in coal reserves.
  • Diverse Applications: Apart from generating electricity, coal plays a vital role in industries such as steelmaking, cement production, and other key manufacturing processes.
  • Scalability: Coal-based power plants can be expanded to handle rising energy demands, making them an attractive choice for fast-growing economies.

Coal Energy Disadvantages

Coal, despite being a widely used energy source, carries several drawbacks that affect the environment, human health, and long-term sustainability. Some of the major concerns are:

  • Environmental Pollution: The burning of coal releases pollutants like sulfur dioxide, nitrogen oxides, and fine particles. These emissions contribute to air pollution, smog formation, and even acid rain.
  • Greenhouse Gas Emissions: Coal-fired plants are among the largest emitters of carbon dioxide, which accelerates global warming and fuels climate change.
  • Non-Renewable Nature: Coal reserves are limited and will eventually run out. This makes it an unsustainable choice for meeting future energy demands.
  • Habitat Destruction: Mining activities, particularly open-cast mining, damage landscapes, cause deforestation, and disturb natural ecosystems.
  • Health Hazards: Toxic substances released during coal mining and combustion such as mercury and arsenic can lead to severe health issues, including respiratory and heart-related diseases.
  • Water Consumption and Pollution: Coal-based industries require large volumes of water. This not only strains freshwater availability but also risks contaminating rivers and groundwater sources.
  • Hidden Economic Costs: Although coal appears cheap at first, the environmental damage and healthcare costs linked to its use create heavy economic burdens in the long run.

Coal Energy in India

Coal continues to play a dominant role in India’s electricity generation, even though its share in the country’s installed capacity has fallen below 50% for the first time. This decline points toward a gradual shift in the energy mix as renewable sources gain more ground. Still, coal remains the backbone of power production, supplying more than 70% of India’s electricity, largely because of rising demand and the limitations faced by alternatives like hydropower. To bridge the supply gap, the government has revived idle coal plants and pushed ahead with new projects.

At the same time, the renewable energy sector is expanding at an impressive pace. In early 2024 alone, India added 8.5 GW of solar capacity, a record achievement supported by strong policy measures and state-led programs. The sector is attracting substantial private investment, showing that the country’s energy priorities are shifting.

To balance reliability with sustainability, India is also experimenting with new solutions such as hybrid renewable tenders and advanced energy storage systems. These innovations aim to overcome the intermittency of solar and wind energy while reducing long-term reliance on coal.

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Coal Energy FAQs

Q1: What is meant by coal energy?

Ans: Coal energy is electricity or heat produced by burning coal, a fossil fuel formed from decomposed plant matter over millions of years.

Q2: What is the use and relevance of coal energy UPSC?

Ans: Coal energy powers thermal plants, supports steel and cement industries, ensures energy security, but raises environmental concerns like pollution and greenhouse gas emissions.

Q3: What are the 4 types of coal?

Ans: The four types are Anthracite, Bituminous, Sub-bituminous, and Lignite, classified by carbon content, energy efficiency, and heating capacity.

Q4: Who is the largest producer of coal in India?

Ans: Jharkhand is India’s largest coal producer, with major reserves in Jharia and Bokaro coalfields.

Q5: What type of energy is coal?

Ans: Coal is non-renewable fossil fuel energy, classified as primary energy derived directly from natural resources.

Bathukamma Festival

Bathukamma Festival

Bathukamma Festival Latest News

Recently, in Telangana, the celebrations of Bathukamma Festival, organised by the state Government, have set two new Guinness World Records.

About Bathukamma Festival

  • Bathukamma is a floral festival celebrated by the women folk of Telangana.
  • History Behind Bathukamma
    • The term “Bathukamma” translates to “Mother Goddess Come Alive”, reflecting the divine feminine energy and protection.
    • Folklore connects the festival to legends of Goddess Gauri and her miraculous survival as well as King Dhramangada and Queen Satyavati of the Chola dynasty. 
    • Historically, the Kakatiya dynasty emphasized Bathukamma as a celebration of feminine strength and agricultural prosperity.
  • Every year this festival is celebrated usually in September–October of the Gregorian calendar.
  • It is celebrated for nine days during Durga Navratri and the 9-day festivities will culminate on "Saddula Bathukamma" or "Pedda Bathukamma" festival.
  • Bathukamma is followed by Boddemma, which is a 7-day festival.
  • It has been declared as the Telangana State Festival. 

Source: News On Air

Bathukamma Festival FAQs

Q1: How many days does the Bathukamma Festival last?

Ans: Nine Days

Q2: What is the significance of the Bathukamma Festival?

Ans: Bathukamma is a festival celebrated to honor Goddess Gauri, an incarnation of Goddess Parvati

Biomedical Research Career Programme Phase III

Biomedical Research Career Programme Phase III

Biomedical Research Career Programme Phase III Latest News 

Recently, the Union Cabinet has approved the continuation of the Biomedical Research Career Programme (BRCP), Phase-III. 

About Biomedical Research Career Programme Phase III

  • It will nurture top-tier scientific talent for cutting-edge biomedical research and promote interdisciplinary research for translational innovation. 
  • It is being implemented in partnership between the Department of Biotechnology (DBT) and the Wellcome Trust (WT), United Kingdom and the SPV, India Alliance
  • Time Period: Between 2025-26 and 2030-31 with an additional six-year support period until 2037-38. 
  • Funding:  It will have a total outlay of ₹1,500 crore, of which DBT will contribute ₹1,000 crore and the Wellcome Trust ₹500 crore.
  • In Phase-III, the following programmes are proposed to be implemented:
    • Early Career and Intermediate Research Fellowships in basic, clinical and public health: These are globally recognized and tailored for the formative stages of a scientist's research career.
    • Collaborative Grants Programme: These include Career Development Grants and Catalytic Collaborative Grants for 2-3 Investigator teams for early and mid-senior career researchers respectively with strong research track record in India.
    • Phase III will also focus on strengthening mentorship, networking, public engagement, and developing new and innovative national and international partnerships.

What is the Biomedical Research Career Programme” (BRCP) ?

  • It was first launched in in 2008-2009 through the DBT/Wellcome Trust India Alliance (India Alliance), a dedicated Special Purpose Vehicle (SPV)
  • It offered research fellowships, based in India, for biomedical research at the world class standards.
  • Subsequently, Phase II was implemented in 2018/19 with an expanded portfolio.

Source: PIB

Biomedical Research Career Programme Phase III FAQs

Q1: What is the funding agency for BRCP Phase III?

Ans: Department of Biotechnology and Wellcome Trust India Alliance.

Q2: What is the primary objective of the Biomedical Research Career Programme (BRCP) Phase III?

Ans: To foster a career path for clinician-scientists in biomedical research.

Mission for Aatmanirbharta in Pulses

Aatmanirbharta in Pulses

Mission for Aatmanirbharta in Pulses Latest News

Recently, the Union Cabinet has approved the Mission for Aatmanirbharta in Pulses.

About Mission for Aatmanirbharta in Pulses

  • It is aimed at boosting domestic production and achieving self-sufficiency (Aatmanirbharta) in pulses.
  • Time Period: The Mission will be implemented over a six-year period, from 2025-26 to 2030-31.

Key Features of Mission for Aatmanirbharta in Pulses

  • Comprehensive strategy: The mission covers research, seed systems, area expansion, procurement, and price stability.
  • Focus on quality seeds: It focuses on developing and disseminating the latest varieties of pulses which are high in productivity, pest-resistant and climate-resilient. Multi-location trials will be carried out in major pulse-growing states to ensure regional suitability.
  • Seed Production: To ensure availability of premium quality seeds, states will prepare five-year rolling seed production plans.
    • The breeder seed production will be supervised by the Indian Council of Agricultural Research (ICAR).
    • Foundation and certified seed production will be done by state and central level agencies, and closely tracked through the Seed Authentication, Traceability & Holistic Inventory (SATHI) portal.
  • Capacity building: Structured training programmes for farmers and seed growers to promote sustainable techniques and modern technologies.
  • Post-harvest infrastructure:  To strengthen markets and value chains, the Mission will help develop 1000 processing units, thereby reducing crop losses, improving value addition.
    • A maximum subsidy of Rs. 25 lakhs will be available for setting up of processing, packaging units.
  • Cluster-Based Approach: Tailoring interventions to the specific needs of each cluster to enhance productivity, and promote geographic diversification of pulse production.
  • Procurement: Assured maximum procurement of Tur, Urad, and Masoor under Price Support Scheme (PSS) of PM-AASHA.
    • NAFED and NCCF will undertake 100% procurement in participating states for the next four years from farmers who register with these agencies and enter into agreements. 
  • Additionally, to safeguard farmer confidence, the Mission will establish a mechanism for monitoring global pulse prices.

Source: PIB

Mission for Aatmanirbharta in Pulses FAQs

Q1: Which pulses are the focus of the Mission for Aatmanirbharta in Pulses?

Ans: Tur, Urad, and Masoor.

Q2: What is the duration of the Mission for Aatmanirbharta in Pulses?

Ans: The mission will be implemented over a six-year period, from 2025-26 to 2030-31.

Payments Regulatory Board

Payments Regulatory Board

Payments Regulatory Board Latest News

Recently, the Reserve Bank of India (RBI) constituted a six-member Payments Regulatory Board (PRB). 

About Payments Regulatory Board

  • It derives its authority from the Payment and Settlement Systems Act, 2007.
  • It replaces the Board for Regulation and Supervision of Payment and Settlement Systems (BPSS), a committee of the RBI’s Central Board.
  • Composition of Payments Regulatory Board
    • Ex officio Chairperson: RBI Governor
    • Ex officio members: Deputy Governor and the Executive Director in charge of Payment and Settlement Systems.
    • Government nominees: Central government nominates 3 members to the board.
    • The principal legal adviser of the RBI is a permanent invitee to the meetings of the board.
  • The PRB will be supported by the RBI’s Department of Payment and Settlement Systems (DPSS), which will report directly to the PRB.
  • Decision Making: Decisions by a majority of members present and voting. In the event of a tie, the chairperson — or in his absence, the deputy governor will have a second or casting vote.
  • The Board is required to meet at least twice a year.
  • Function of PRB: It is responsible for the regulation and supervision of all payment systems including electronic and non-electronic, domestic and cross-border systems.

Source: IE

Payments Regulatory Board FAQs

Q1: What is the primary purpose of the Payments Regulatory Board (PRB)?

Ans: The PRB aims to ensure the stability and efficiency of payment systems, promote innovation, and protect consumer interests

Q2: How often does the Payments Regulatory Board meet?

Ans: At least twice a year.

Fatah-4 Missile

Fatah-4 Missile

Fatah-4 Missile Latest News

Pakistan recently announced the successful test of its new long-range cruise missile, Fatah-IV.

About Fatah-4 Missile

  • It is Pakistan’s indigenously developed long-range cruise missile.
  • It has a range of 750 kilometers (470 miles) and is equipped with advanced avionics and modern navigation systems.
  • It can reach speeds of Mach 0.7 (865 kmph) during flight.
  • Weighing around 1,530 kilos, the missile is around 7.5 metres in length.
  • The missile can be fired from transporter-erector-launcher (TEL) vehicles. 
  • It uses solid-propellant propulsion, which allows it to be readied for launch and fired quickly.
  • It can carry a warhead weighing around 330 kilos. It is made to carry conventional munitions and not nuclear warheads.
  • The missile is guided by a navigation suite comprising global positioning system (GPS) and an inertial navigating system (INS).
  • It is said to use electronic countermeasures and AI to lock on to targets in difficult environments. 
  • The most significant feature of the Fatah-4 missile is its circular error probability (CEP). 
    • The Fatah-4 can hit its target with an error of just 4 meters, which is considered very low for Pakistani missiles.
  • It is capable of evading enemy air defences through terrain-hugging flight.

Source: N18

Fatah-4 Missile FAQs

Q1: The Fatah-4 missile, recently in the news, belongs to which country?

Ans: Pakistan

Q2: What is the range of the Fatah-4 missile?

Ans: It has a range of 750 kilometers (470 miles).

Q3: What type of propulsion system does the Fatah-4 missile use?

Ans: It uses solid-propellant propulsion.

US Government Shutdown 2025: Causes, Impact, and Why It’s Different

US Government Shutdown

US Government Shutdown Latest News

  • The US government entered a shutdown on October 1, 2025, at 12:01 AM—the first in seven years—after Republicans and Democrats failed to agree on federal funding. 
  • The impasse has forced thousands of federal employees into furlough and disrupted essential public services. 
  • Economic consequences include delayed release of key US data, adding uncertainty to markets. 
  • Since 1980, the US has witnessed 14 shutdowns, three of which occurred during Trump’s first term.

What Triggers a US Government Shutdown

  • A US government shutdown occurs when Congress fails to pass annual appropriations bills—about a dozen in total—that allocate funds for federal agencies, and the President does not give assent before the October 1 deadline. 
  • These bills are often bundled into an “omnibus” package to hasten approval. 
  • If funding lapses, government operations are forced to either fully or partially shut down, depending on which agencies remain unfunded.

Reasons Behind the US Government Shut Down

  • The current US government shutdown stems from a deadlock between Republicans and Democrats over federal funding. 
  • Democrats demanded an extension of expiring healthcare subsidies and the reversal of Medicaid cuts introduced under Trump’s “Big, Beautiful Bill” — a sweeping tax and spending package passed earlier this year. 
  • The law boosted defence spending and tax breaks for the wealthy by cutting federal programs, including Medicaid, while funding departments like Defence and Homeland Security, which continue to operate despite the shutdown.
  • Republicans pushed for a “clean” continuing resolution to extend funding at current levels until November 21, but Democrats countered with a proposal that tied funding to healthcare provisions and limits on Trump’s fiscal powers. 
  • The standoff over these conditions caused Congress to miss the October 1 deadline, triggering the shutdown.

Impact of the US Government Shutdown

  • A shutdown halts all non-essential federal government functions under the Antideficiency Act, while essential services for safety and property protection continue. This affects employees, citizens, and the broader economy.
  • For federal employees, around 750,000 are expected to be furloughed, losing $400 million per day in back pay, similar to the 2018–19 shutdown that sent 800,000 home. 
  • Essential workers, including military personnel, law enforcement, and constitutional officers, will continue working.
  • For the public, core benefits like Medicare, Medicaid, and Social Security remain operational since they are permanently funded. 
  • However, new enrolments may face delays, travel and transport disruptions could occur if airport staff protest unpaid salaries, and public landmarks may shut down.
  • For the economy, the extent of damage depends on the shutdown’s duration. The 2018–19 shutdown cost $11 billion in lost output, with $3 billion never recovered. 
  • The current closure could delay critical data releases such as the September jobs report, complicating Federal Reserve decisions on interest rates and forcing reliance on regional data instead.

Why This Shutdown Could Be Different

  • Unlike previous shutdowns, the current one may have lasting consequences due to the role of Trump’s Department of Government Efficiency, a quasi-government body aimed at shrinking federal operations. 
  • Instead of treating the shutdown as a temporary pause, the department has encouraged federal agencies to view it as an opportunity for permanent workforce reduction.
  • In a memo, the Office of Management and Budget advised agencies to plan for “reduction in force” rather than simply furloughs. 
  • This means that programs without mandatory appropriations could face permanent staff cuts, intensifying the impact of the shutdown.

Source: IE | BBC | AJ

US Government Shutdown FAQs

Q1: What triggered the US government shutdown in October 2025?

Ans: A funding deadlock between Republicans and Democrats over healthcare subsidies and Medicaid cuts led to missing the October 1 deadline.

Q2: How many employees are affected by the shutdown?

Ans: Around 750,000 federal employees face furloughs, costing $400 million daily in back pay, with essential workers continuing duty.

Q3: Which services remain operational during the shutdown?

Ans: Medicare, Medicaid, and Social Security continue due to permanent funding, though new enrolments and public services face delays.

Q4: Why is this shutdown different from earlier ones?

Ans: The Department of Government Efficiency encouraged permanent staff cuts, treating the shutdown as a chance to shrink federal agencies.

Q5: What economic impact could the shutdown have?

Ans: Prolonged closure risks billions in lost output, delayed jobs data, and uncertainty affecting Federal Reserve interest rate decisions.

RBI’s Reforms – Towards Internationalising the Rupee and Deepening Financial Markets

RBI’s Reforms

RBI’s Reforms Latest News

  • At a time when India faces rising trade frictions with the US and heightened global debate on alternatives to the dollar, the Reserve Bank of India (RBI) has announced significant measures.
  • These aims to strengthen financial markets, boost corporate financing options, and take concrete steps towards internationalising the rupee.

Key Announcements by the RBI

  • Monetary policy decisions: The RBI kept the repo rate unchanged at 5.5% and monetary policy stance ‘neutral’.
  • Expanding role of banks in corporate consolidation:
    • Takeover financing: Banks allowed to finance corporate acquisitions, previously restricted due to risk concerns.
    • Impact: Opens a structured, low-cost financing channel for mergers and acquisitions, enhancing competitiveness and capital expenditure.
    • Safeguards: Risk-control measures to ensure funds are used productively.
    • Relevance: Aligns with Insolvency and Bankruptcy Code (IBC) framework and helps corporates consolidate faster.
  • Rupee internationalisation measures:
    • Cross-border lending in rupees: Indian banks and their overseas arms are allowed to lend in rupees to residents or institutions in neighbouring countries (Nepal, Bhutan, Sri Lanka).
    • Objective: Reduce dollar dependence, strengthen regional financial influence, and build confidence in rupee stability.
    • Geopolitical context: Comes amid US threats against BRICS currency initiatives and global debates on dollar dominance.
  • Boosting market depth and liquidity:
    • IPO financing: The RBI proposed increasing the lending limit for IPO financing to Rs 25 lakh from Rs 10 lakh.
    • Loan against shares: It also raised the limit on loan against shares to Rs 1 crore from Rs 20 lakh (last revised in 1998).
    • Loan against listed debt: Ceiling removed to promote bond market activity.
    • SRVA surplus use: Surplus balances in Special Rupee Vostro Accounts (SRVAs) can now be invested in corporate bonds and commercial papers, enhancing liquidity.
  • Expanding forex benchmarking:
    • Expanding the list of currencies: Benchmarked by the Financial Benchmarks India Limited (FBIL), adding more currencies beyond USD, Euro, Pound, Yen.
    • Significance: Reduces inefficiencies of dollar routing, deepens rupee market, strengthens rupee as a trading and settlement currency.
  • Relaxation of large borrower lending framework:
    • 2016 restrictions scrapped: Banks can lend more freely to large corporates with exposures above ₹10,000 crore.
    • Risk management: Individual bank risks addressed under the Large Exposure Framework; system-wide risks to be managed with macro-prudential tools.

Broader Implications of the Latest RBI’s Reforms

  • Corporate sector: Access to structured takeover financing strengthens India Inc.’s competitiveness.
  • Banking sector: Greater role in corporate growth stories, diversification of loan books, and higher returns.
  • Financial markets: Deeper IPO financing, bond market growth, and improved liquidity.
  • Regional economy: Moves to internationalise the rupee enhance India’s financial influence in South Asia.
  • Geopolitics: Strategic push for rupee amid US dollar dominance debates and BRICS alternative currency discourse.

Way Forward

  • Strengthen risk management: Ensure safeguards against reckless corporate borrowing and asset bubbles.
  • Promote regional adoption of rupee: Expand bilateral and multilateral trade settlements in rupee.
  • Boost investor confidence: Deepen corporate bond markets and ensure transparency in forex benchmarks.
  • Gradual integration: Move cautiously to avoid external shocks while pushing rupee internationalisation.

Conclusion

  • The RBI’s latest reforms mark a decisive shift from a conservative, inward-looking financial system to one aspiring for regional dominance and global relevance, signalling confidence in India’s economic resilience
  • These reforms carry risks but reflect a larger ambition: to make the rupee travel beyond borders and empower Indian corporates to expand their global footprint, thereby strengthening India’s financial sovereignty in an evolving multipolar world.

Source: IE

RBI’s Reforms FAQs

Q1: How do the recent RBI measures aim to internationalise the rupee?

Ans: The RBI allowed Indian banks to lend in rupees to neighbouring countries, expanded forex benchmarks, etc.

Q2: What are the implications of permitting banks to finance corporate takeovers?

Ans: It provides cheaper, structured capital for mergers and acquisitions, boosts competitiveness, diversifies loan books, etc.

Q3: What steps has the RBI taken to deepen India’s financial markets and improve liquidity in capital markets?

Ans: Measures include raising IPO financing and loan against shares limits, scrapping caps on loans against debt securities, etc.

Q4: How does RBI’s decision to scrap the 2016 large borrower lending restrictions reflect its evolving regulatory approach?

Ans: It shows a shift from conservative risk aversion to reliance on frameworks like the Large Exposure Framework and macro-prudential tools.

Q5: What are the risks and opportunities of RBI’s twin reforms—corporate takeover financing and rupee internationalisation?

Ans: Opportunities lie in boosting corporate competitiveness, while risks include vulnerability to external financial shocks.

Monument Conservation in India – Policy Shift

Monument Conservation

Monument Conservation Latest News

  • The government has introduced a major heritage policy shift by allowing private players, alongside ASI, to participate in monument conservation through the National Culture Fund.

Introduction

  • India, with its vast cultural and historical legacy, is home to over 3,700 protected monuments. 
  • Until now, the Archaeological Survey of India (ASI), under the Ministry of Culture, had the exclusive mandate to conserve and restore these monuments. 
  • However, the government has recently announced a landmark shift in heritage policy by opening monument conservation to private players under a public-private partnership model. 
  • This decision seeks to enhance conservation capacity, bring in corporate participation, and accelerate preservation efforts across the country.

Monument Conservation in India

  • Monument conservation in India has historically been the responsibility of the ASI, established in 1861 during British rule and restructured post-independence to safeguard India’s civilizational heritage. 
  • The ASI has undertaken conservation of forts, temples, stepwells, palaces, mosques, and other historical structures. Some of the ASI’s notable works include:
    • Restoration of the Sun Temple at Konark (Odisha).
    • Structural conservation of the Humayun’s Tomb complex (Delhi).
    • Preservation of Ajanta and Ellora caves (Maharashtra).
    • Development of heritage museums at Purana Qila and Red Fort (Delhi).
  • While ASI’s contributions are invaluable, the agency has faced challenges of understaffing, resource constraints, and delays in completing projects. 
  • Critics have often pointed out that relying solely on ASI has slowed the pace of conservation at many sites.

The Policy Shift: Entry of Private Players

  • The new heritage conservation model introduces private participation for the first time in core conservation work. 
  • Corporations, PSUs, and private organisations will now be able to directly hire external agencies for conservation work at selected monuments.
  • Key features of the policy shift include:
    • Public-Private Partnership Model: Corporations and donors can directly finance conservation projects through the National Culture Fund (NCF), with 100% tax exemption benefits.
    • Empanelled Conservation Architects: The Ministry of Culture will empanel reputed conservation architects, from whom donors can select for project execution.
    • Checks and Balances: While private players will be involved, ASI will retain supervisory authority. Detailed Project Reports (DPRs) must align with the National Policy for Conservation, 2014.
    • Pilot List of Monuments: Initially, 250 monuments will be opened for private participation.

Role of the National Culture Fund

  • The NCF, set up in 1996, will play a central role in this new framework. Since its inception, the NCF has received Rs. 140 crore in corporate and PSU donations, funding nearly 100 projects. 
  • Of these, 70 have been completed, including conservation of Bhuleshwar Temple (Pune), Hyderabad’s British Residency, and Mandu monuments (Madhya Pradesh).
  • Previously, corporates contributed only financially, while ASI handled the work. Under the revised policy, donors will have greater control, being able to directly hire implementing agencies under ASI’s oversight.

Checks, Safeguards, and Criticism

  • While the policy marks a major opening, the government has been cautious. Safeguards include:
    • ASI’s Supervisory Role: The ASI must approve DPRs and ensure compliance with conservation standards.
    • Eligibility Criteria: Executing agencies must have prior experience in heritage conservation of structures over 100 years old.
    • Credit to Donors: Corporations and donors will be credited at the monument site, incentivising CSR contributions.
  • Critics argue that opening up conservation to private players risks the commercialisation of heritage sites. 
  • Concerns remain about balancing historical integrity with corporate branding. 
  • However, proponents believe it will help overcome ASI’s limited capacity and bring much-needed efficiency.

Broader Implications

  • This policy shift has several implications:
    • Capacity Building: With more players, conservation efforts will speed up, especially for lesser-known sites.
    • Sustainability: Private funding will reduce the financial burden on the government.
    • Public Engagement: Corporate branding and involvement may lead to increased public awareness of heritage conservation.
    • Global Standards: Involving reputed conservation architects can help India align with global practices in heritage management.
  • The move also complements earlier initiatives such as the Adopt a Heritage scheme, which allowed corporates to provide visitor amenities but not conservation work. 
  • Now, with private participation in core conservation, India is expanding the scope of public-private engagement in cultural heritage.

Source: IE

Monument Conservation FAQs

Q1: What is the new policy shift in monument conservation?

Ans: The government has allowed private players to participate in conservation of protected monuments, previously handled solely by ASI.

Q2: What role will the National Culture Fund play in this new model?

Ans: The NCF will channel corporate and PSU donations, allowing donors to directly hire agencies for conservation projects under ASI’s supervision.

Q3: How many monuments will initially be opened for private conservation work?

Ans: Around 250 monuments have been identified for the first phase of private participation.

Q4: Will the ASI continue to play a role in monument conservation?

Ans: Yes, ASI will retain supervisory authority, approving project reports and ensuring adherence to conservation standards.

Q5: Why is the policy shift considered significant?

Ans: It is the first time India is allowing private players into core monument conservation, aiming to enhance capacity, efficiency, and sustainability.

RBI Holds Repo Rate at 5.5% While Driving Growth Through Reforms

RBI Repo Rate

RBI Repo Rate Latest News

  • The RBI’s Monetary Policy Committee (MPC) kept the repo rate unchanged at 5.5% with a ‘neutral’ stance on October 1, 2025, after already cutting rates by 100 bps this year
  • With retail inflation projected to average 2.6% in 2025-26, well below the 4% target, the RBI has space for future cuts but chose to “keep its powder dry.”
  • Instead of relying only on rate changes, the RBI unveiled 22 structural measures to spur growth through regulatory easing and reforms. 
  • Economists noted the central bank’s message: growth support can extend beyond interest rates, with a focus on long-term stability and resilience.

RBI Monetary Policy October 2025: Growth Focus with Stability

  • Repo rate unchanged at 5.5% with a neutral stance.
    • A neutral stance implies that the central bank neither seeks to stimulate the economy nor tighten liquidity, balancing efforts to control inflation without impeding growth.
  • RBI balances growth momentum with financial stability.
  • Inflation projected well below target, creating policy space for future easing.

Stronger Growth Ahead

  • GDP growth forecast revised up to 6.8% for FY 2025-26 (from 6.5%).
  • Drivers: strong consumption, rising investments, government spending, good monsoon, GST 2.0, and better credit flow.
  • Quarterly projections: Q1 – 7.8%, Q2 – 7.0%, Q3 – 6.4%, Q4 – 6.2%.
  • FY 2026-27 growth estimated at 6.6%, assuming stability and normal monsoon.
  • Consumer optimism remains high in both urban and rural households.

Global Agencies Reaffirm Growth

  • Agencies highlight resilience amid global uncertainties:
    • IMF – 6.4% (FY26)
    • Fitch – 6.9% (FY26), 6.3% (FY27)
    • S&P Global – 6.5% (FY26)
    • UN – 6.3% (FY26), 6.4% (FY27)
    • OECD – 6.7% (FY26)
  • Confidence reinforced by structural reforms, strong domestic demand, and vibrant services sector.

Prices Stay Stable

  • CPI inflation forecast cut to 2.6% for FY 2025-26 (earlier 3.1%).
  • Inflation fell to 1.6% in July 2025, an 8-year low.
  • Driven by 9-month food price decline (-10.5%) and milder summer temperatures.
  • GST rationalisation (Sept 2025) reduced consumer prices for 11.4% of the CPI basket.

Global Demand Steady

  • Current account deficit narrowed to 0.2% of GDP in Q1 FY 2025-26 (from 0.9% a year ago).
  • Supported by services exports and record remittances (US$35.3 billion).
  • Merchandise exports up 2.5%, imports up 2.1% (Apr–Aug 2025).
  • Gross FDI inflows at US$ 37.7 billion; net inflows at US$ 10.8 billion.
  • Major contributors: Singapore, US, Mauritius, UAE, Netherlands.

Why RBI Kept Repo Rate Unchanged

  • During recent MPC meet, the RBI adopted a neutral stance — recognising strong domestic momentum, low inflation, and reforms as positives, but staying vigilant about external risks.
  • Stability is prioritised for now, while keeping options open for future rate action if needed.

External Headwinds: Global Uncertainty

  • Trade tensions and tariffs with the US may hurt external demand.
  • Geopolitical risks and volatility in global financial markets remain downside risks.
  • These global shocks could spill over into India’s trade flows and capital markets, warranting caution.

Domestic Tailwinds: Growth Drivers

  • GDP Growth Upgrade: RBI revised FY26 projection to 6.8% from 6.5%, citing reforms and strong demand.
  • Reform Push: GST rationalisation and structural reforms announced in August are expected to cushion external shocks.
  • Agriculture & Rural Boost: Above-normal monsoon, kharif sowing, and reservoir levels support farm output and rural demand.
  • Urban Consumption: Buoyancy in services sector and stable jobs lift consumption.
  • Investments Rising: Capacity utilisation, conducive financial conditions, and improving domestic demand will aid fixed investment.

Inflation: Well Within Comfort Zone

  • CPI Inflation Revised Down: FY26 forecast cut to 2.6% from 3.1%, driven by falling food prices and GST rationalisation.
  • Food Inflation Stable: Good harvest prospects and stable supply keep food prices in check.
  • Impact of GST Reforms: Lower CPI prices for multiple items reduce headline inflation.
  • Inflation trajectory firmly within the 2–6% RBI comfort zone, opening space for growth support later if needed.

Growth vs Risks: The Balancing Act

  • Upside Surprise: Q1 FY26 GDP grew 7.8%, fastest in five quarters.
  • Caution Ahead: Q3 growth expected to slow due to trade frictions and tariffs.
  • MPC highlights that while domestic drivers are resilient, external vulnerabilities remain significant.

Rationale for Holding Rates

  • Wait-and-Watch Approach: Earlier frontloaded monetary easing and fiscal measures are still working through the system.
  • Policy Flexibility: Keeping repo steady ensures the RBI retains room to cut if external shocks worsen.
  • Borrower Impact: Lending rates linked to repo remain unchanged; MCLR loans may adjust with banks’ cost of funds.

Source: PIB | IE | IE

RBI Repo Rate FAQs

Q1: Why did RBI keep the repo rate unchanged at 5.5% in October 2025?

Ans: RBI maintained the rate citing low inflation, strong domestic demand, and external risks, preferring structural reforms to stimulate growth.

Q2: What GDP growth forecast has RBI made for FY 2025-26?

Ans: The RBI revised India’s GDP growth forecast to 6.8%, up from 6.5%, supported by strong consumption, investments, and policy reforms.

Q3: How has inflation influenced RBI’s policy decision?

Ans: CPI inflation was projected at 2.6%, well below the 4% target, giving RBI room to support growth while keeping rates steady.

Q4: What reforms did RBI announce along with the policy?

Ans: RBI unveiled 22 regulatory easing measures, including allowing banks to finance acquisitions and easing risk weights on infrastructure lending.

Q5: What global risks influenced RBI’s decision to hold rates?

Ans: Ongoing trade tensions, tariff uncertainties with the US, and global financial volatility pushed RBI to adopt a cautious stance.

India-US Trade Deal: Terms Finalized, Key Issues & Potential Impact

India-US Trade Deal: Terms Finalized, Key Issues & Potential Impact

What’s in Today’s Article?

  • India-US Trade Deal Latest News
  • US Criticizes India’s Trade Policy
  • India-US Bilateral Trade Overview
  • Proposed India-US Trade Agreement
  • US Tariff Pressure and India's Response
  • Conclusion: Balancing Trade and Geopolitics
  • India-US Trade Deal FAQs

India-US Trade Deal Latest News

  • A day before the US reciprocal tariffs take effect on April 2, India has agreed to the Terms of Reference (ToR) for a Bilateral Trade Agreement (BTA) with the US. The ToR sets the negotiation framework and required high-level approval. 
  • While discussions were still ongoing when US negotiators left after four days of talks, both countries are now set for formal negotiations. 

US Criticizes India’s Trade Policy

  • The United States Trade Representative (USTR) has raised concerns over India's trade policies in its ‘Foreign Trade Barriers’ report.

Key Concerns Raised by USTR

  • Internet Shutdowns
    • The US claims localized shutdowns disrupt commercial activities.
  • Dairy Feed Regulations
    • India mandates that dairy products must come from animals that have not consumed blood meal or internal organs, a rule the US argues lacks scientific justification.
  • Agricultural and GM Food Imports
    • India requires GM-free certification for milk, pork, and fish imports, which the US says is not based on scientific risk assessment.
    • The report raised concerns over India’s agricultural support programmes, claiming they distort markets.
    • It also criticized India’s pulse import restrictions as being opaque and unpredictable.
  • India’s Data Localisation Rules
    • The USTR report raised concerns over India's data localisation requirements for payment service providers and banks. 
    • Since 2018, the Reserve Bank of India (RBI) has mandated that all electronic payment data related to Indian citizens be stored on local servers. 
    • The US argues that this regulation was introduced without stakeholder consultation and hampers foreign firms’ ability to detect fraud and secure global networks.
  • Intellectual Property (IP) Issues
    • India remains on the ‘Priority Watch List’ due to weak trade secret protection and slow patent approvals.
    • It flagged multiple issues in India’s intellectual property (IP) framework, including:
      • Patent Delays: Long waiting periods for patent grants and excessive reporting requirements.
      • Patentability Restrictions: The US continues to monitor India’s Section 3(d) of the Patents Act, which limits patentability to prevent evergreening of pharmaceutical patents.
      • Weak IP Enforcement: Concerns over inadequate protection of undisclosed test data, lack of an early resolution mechanism for pharmaceutical patent disputes, and delays in trademark opposition proceedings.
      • Trade Secret Protection: The absence of specific laws for safeguarding trade secrets.
  • Medical Price Controls
    • The US criticized India’s price caps on coronary stents and knee implants, arguing they discourage American manufacturers due to inflation and production cost concerns.

India-US Bilateral Trade Overview

  • U.S. total goods trade with India were an estimated $129.2 billion in 2024. 
  • U.S. goods exports to India in 2024 were $41.8 billion, up 3.4 percent ($1.4 billion) from 2023. U.S. goods imports from India totaled $87.4 billion in 2024, up 4.5 percent ($3.7 billion) from 2023. 
  • The U.S. goods trade deficit with India was $45.7 billion in 2024, a 5.4 percent increase ($2.4 billion) over 2023.

Proposed India-US Trade Agreement

  • Both nations plan sector-specific negotiations to finalize a bilateral trade agreement.
  • Key objectives:
    • Increase market access for goods.
    • Reduce tariff and non-tariff barriers.
    • Strengthen supply chain integration.
  • The US seeks duty reductions on industrial goods, automobiles, wines, petrochemicals, dairy, and agricultural products.
  • India may push for concessions on labour-intensive sectors like textiles.

US Tariff Pressure and India's Response

  • Former US President Donald Trump criticized India’s high tariffs, calling them "brutal," and proposed reciprocal tariffs.

India’s Possible Trade Strategy

  • Lobbying for Exemptions: India may negotiate trade exemptions to avoid severe economic impacts.
  • ‘Make in India’ Expansion: India could attract companies seeking to exit China and relocate manufacturing.
  • Strengthening Trade with Other Regions: Deepening ties with the EU, Southeast Asia, and Africa to reduce dependence on the US.
  • Diversifying Trade Relations: Expanding into new markets to minimize risks from US trade policies.

Potential Benefits for India

  • Shift in Supply Chains: US tariffs on China could push global manufacturers to expand operations in India.
  • Growth in Key Sectors: Electronics, automobiles, and pharmaceuticals may benefit.
  • Boost for Indian Automakers: If US tariffs make European and Chinese cars expensive, Indian brands like Tata, Mahindra, and Maruti Suzuki could gain traction.

Conclusion: Balancing Trade and Geopolitics

India’s reaction will depend on the severity of US tariffs and their economic impact. The India-US strategic partnership extends beyond trade, making a balanced approach crucial for both nations.

India-US Trade Deal FAQs

Q1. What is the India-US trade deal about?

Ans. It aims to reduce tariffs, improve market access, and strengthen supply chains between India and the US.

Q2. Why is the US critical of India's trade policies?

Ans. The US raises concerns over India’s internet shutdowns, IP protection, agricultural restrictions, and data localization rules.

Q3. How does the trade deal affect India?

Ans. India may secure market access, reduce dependency on China, and benefit from US investments in key sectors.

Q4. What are India’s challenges in trade negotiations?

Ans. India faces pressure on tariff reductions, IP rights, and easing restrictions on dairy, agriculture, and medical price controls.

Q5. How will US tariffs impact India’s economy?

Ans. High US tariffs could hurt Indian exports, but India may diversify trade relations and attract manufacturers shifting from China.

Source: IE | MC

INS Imphal

INS Imphal

INS Imphal Latest News

The Indian Navy's INS Imphal successfully participated in a Passage Exercise (PASSEX) with the U.S. Navy Arleigh-Burke class destroyer USS Gridley (DDG 101) recently.

About INS Imphal

  • It is an indigenously built stealth guided missile destroyer of the Indian Navy.
  • It is the third ship to be built under the Project P-15B series of stealth destroyers, otherwise known as the Visakhapatnam-class.
    • The other destroyers in the Visakhapatnam class are INS Visakhapatnam, INS Mormugao, and INS Surat.
  • It was commissioned into the Indian Navy in December 2023.
  • The Navy’s Warship Design Bureau designed the ship in-house, and Mazagon Dock Ltd. (MDL) was responsible for its construction.
  • It is the first warship to be named after a city in the Northeast, Imphal — the capital of Manipur.
  • It was the first naval warship commissioned with accommodation for women officers and sailors.
  • It is a unit of the Indian Navy's Western Fleet.
  • Missions include anti-air warfare (AAW), anti-surface warfare (ASuW), and anti-submarine warfare (ASW).

INS Imphal Features

  • It is among the largest destroyers constructed in India, with an overall length of 164 metres and a displacement of over 7500 tonnes.
  • It has a crew complement of 50 officers and 250 enlisted personnel.
  • It is propelled by four powerful Gas Turbines, in a Combined Gas & Gas configuration, and is capable of achieving speeds in excess of 30 knots (56 km/hour).
  • It has a maximum operating endurance of 45 days.
  • The ship has BrahMos missiles, medium-range surface-to-air missiles, indigenous anti-submarine rocket launchers, and a 76 mm super rapid gun mount.
  • It has modern surveillance radar, which provides target data to the gunnery weapon systems.
  • It has a total atmospheric control system (TACS) that offers protection to the crew from chemical, biological, and nuclear threats.

Source: FPJ

INS Imphal FAQs

Q1: INS Imphal belongs to which class of warships?

Ans: It is the third ship to be built under the Project P-15B series of stealth destroyers, otherwise known as the Visakhapatnam-class.

Q2: Which organisation was responsible for designing INS Imphal?

Ans: Navy’s Warship Design Bureau

Q3: INS Imphal was built by which shipyard?

Ans: Mazagon Dock Shipbuilders Ltd. (MDL)

Q4: INS Imphal is part of which fleet of the Indian Navy?

Ans: Western Fleet

Bhagwan Mahavir Wildlife Sanctuary

Bhagwan Mahavir Wildlife Sanctuary

Bhagwan Mahaveer Wildlife Sanctuary Latest News

Goa’s State Board for Wildlife recently recommended that the proposal for wildlife clearance for iron ore handling at Kalem railway station in Bhagwan Mahaveer Wildlife Sanctuary and National Park be placed before the National Board for Wildlife (NBWL) for their “consideration”.

About Bhagwan Mahaveer Wildlife Sanctuary

  • It is located on the eastern border of the state of Goa, near the village of Mollem.
  • Set amidst the foothills of the Western Ghats, it covers an area of 240 sq. km, out of which 170 sq.km. is dedicated to the Mollem National Park built at the core of the sanctuary. 
  • Originally known as the Mollem Game Sanctuary, it was declared a wildlife sanctuary in 1969 and then renamed the Bhagwan Mahavir Wildlife Sanctuary.
  • It is also home to the famous Dudhsagar waterfall, the Devil’s Canyon, the Tambdi Surla temple, the Tambdi falls, and a number of other historic and religious sites.
  • Vegetation: West Coast tropical evergreen forests, West Coast semi-evergreen forests, and moist deciduous forests. 
  • Flora: Teak, bamboo, cashew, and eucalyptus trees dominate the landscape.
  • Fauna
    • The sanctuary is particularly known for its Leopards, Elephants, Deers & Gaur, or Indian Bison.
    • The chief attraction of the sanctuary is the King Cobra, which is found here in abundance.
    • It is home to around 200 species of various types of birds, like the Malabar pied hornbill, Indian black woodpecker, great Indian hornbill, kingfishers, paradise flycatcher, shrikes, grey jungle fowl, etc.

Source: IE

Bhagwan Mahaveer Wildlife Sanctuary FAQs

Q1: The Bhagwan Mahaveer Wildlife Sanctuary is located in which Indian state?

Ans: Goa

Q2: Which famous waterfall is located inside the Bhagwan Mahaveer Wildlife Sanctuary?

Ans: Dudhsagar Falls

Q3: What is the total area of the Bhagwan Mahaveer Wildlife Sanctuary?

Ans: It covers an area of 240 sq. km.

Mutual Legal Assistance Treaty

Mutual Legal Assistance Treaty

Mutual Legal Assistance Treaty Latest News

Recently, the central government invoked the Mutual Legal Assistance Treaty with Singapore over the singer's death.

About Mutual Legal Assistance Treaty

  • It is a mechanism whereby countries cooperate with one another in order to provide and obtain formal assistance in prevention, suppression, investigation and prosecution of crime.
  • It aims to ensure that the criminals do not escape or sabotage the due process of law for want of evidence available in different countries.
  • India provides mutual legal assistance in criminal matters through Bilateral Treaties/Agreements, Multilateral Treaties/Agreements or International Conventions or on the basis of assurance of reciprocity. 
  • The Mutual Legal Assistance Treaties (MLATs) in criminal matters are the bilateral treaties entered between the countries for providing international cooperation and assistance.
  • India has entered into Mutual Legal Assistance Treaties with more than 45 countries.
  • Nodal Ministry: Ministry of Home Affairs (MHA).
  • Common forms of assistance provided to or sought by India are as follows:
    • Identifying and locating persons and objects;
    • Taking evidence and obtaining statements; assisting in the availability of person in custody or others to give evidence or assist in investigations or appear as a witness;
    • Effecting service of judicial documents;
    • Executing searches and seizures;
    • Providing information, documents, records and other evidentiary items;
    • Taking measures to identify, locate, attach, freeze, restrain, confiscate or forfeit the proceeds and [7]instrumentalities of crime;

Source: TH

Mutual Legal Assistance Treaty FAQs

Q1: What is the primary purpose of a Mutual Legal Assistance Treaty (MLAT)?

Ans: To provide a framework for exchanging information and evidence in criminal investigations.

Q2: What type of assistance can countries request under an MLAT?

Ans: Various forms of assistance, including taking evidence, serving documents, and executing searches and seizures.

Niger River

Niger River

Niger River Latest News

An accident involving a boat carrying passengers on the Niger River in north-central Nigeria has killed at least 26 people recently.

About Niger River

  • It is the principal river of western Africa. 
  • With a length of 4,200 km, it is the third longest river in Africa, after the Nile and the Congo.
  • In West Africa, it’s the longest and largest river and is nicknamed the “Boomerang River” due to its serpentine shape.
  • Course
    • It takes one of the most unusual routes of any major river.
    • It rises in Guinea, just 240 kilometers from the Atlantic Ocean, but the river runs away from the sea into the Sahara Desert. 
    • It then takes a sharp right turn near Mali’s Timbuktu city.
    • It flows through Mali, Niger, Benin, and Nigeria, and empties into the Atlantic Ocean via the Niger Delta. 
  • Niger Delta:
    • It is located in southern Nigeria, where the Niger River meets the Atlantic Ocean (Gulf of Guinea).
    • It is the largest river delta in Africa and features the fifth largest mangrove forest on Earth.
  • The Niger passes through virtually all of the vegetational zones of western Africa, including grasslands, rainforests, and swamps. 
  • The Niger River Basin covers 7.5 percent of the African continent, and its main tributary is the Benue River.
  • The northern part of the river, known as the Niger Bend, is an important area because it is the closest major river and source of water to the Sahara desert.
  • The Niger Valley is sparsely settled. The largest cities are Bamako in Mali, Niamey in Niger, and Onitsha in Nigeria.

Source: HT

Niger River FAQs

Q1: In which country does the Niger River originate?

Ans: It rises in Guinea.

Q2: What is the total length of Niger River?

Ans: 4,200 k

Q3: Which river is the main tributary of the Niger River?

Ans: Benue River

Q4: Name three cities situated along the Niger River?

Ans: The largest cities are Bamako in Mali, Niamey in Niger, and Onitsha in Nigeria.

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