What is the UMEED Scheme?

About UMEED Scheme

• The UMEED scheme under the Jammu and Kashmir Rural Livelihoods Mission (JKRLM) is a centrally sponsored scheme to encourage women to be self-dependent and self-sufficient.
• The main objective of the scheme is to help the rural poor across Jammu and Kashmir.
• It also encourages women to make small savings so that their Self-Help Groups (SHGs) eventually become bankable at a reduced rate of interest.
• It helps women entrepreneurs exhibit and market their products.
• It is implemented by the Jammu & Kashmir State Rural Livelihoods Society.

Jammu and Kashmir Rural Livelihoods Mission (JKRLM)

• It is a poverty alleviation programme focusing on women empowerment through self-managed and sustainable institutional platforms of women, financial inclusion, and sustainable livelihoods.
• The Mission aims to reduce poverty by building strong grass-root institutions for the poor in Jammu and Kashmir, engaging them in gainful livelihood interventions and ensuring appreciable improvements in their income on a sustainable basis.
• Under the National Flagship Programme of Government of India, National Rural Livelihoods Mission (NRLM), is implemented in J&K as JKRLM popularly known as UMEED.
• The scheme provides rural women with various platforms (Self Help Groups, Village Organization, Cluster Level Federation and Block Level Federations) at the block level.

Q1) What is the National Rural Livelihoods Mission (NRLM)?

Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) is the flagship program of the Ministry of Rural Development (MoRD) for promoting poverty reduction through building strong institutions for the poor, particularly women, and enabling these institutions to access a range of financial services and livelihoods. DAY-NRLM adopts a demand-driven approach, enabling the States to formulate their own State-specific poverty reduction action plans.

Source: J-K: Self-help Group Sets Up Flower Nursery Under UMEED Scheme to Empower Rural Women in Budgam

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